Compare GMC Acadia Car Insurance Rates [2024]
Average GMC Acadia insurance rates cost $108 per month ($1,294 per year). Mature drivers with good driving records may find rates as low as $760 a year.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
UPDATED: Dec 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Key Takeaways:
- Full coverage costs around $1,294 a year or $108 each month
- A liability-only policy costs around $519 a year or $43 each month
- Highest rates are for teenage drivers at around $4,730 a year or $394 each month
- Good drivers can save as much as $534 a year by earning policy discounts
- GMC Acadia insurance costs around $225 less per year than the average vehicle
Researching GMC Acadia car insurance rates can seem like a difficult thing to do if you don’t know where to begin. As it turns out, GMC Acadia rates average out to $1,294 a year, or $108 per month, and good drivers can save as much as $534 a year in the form of policy discounts.We have prepared this easy-to-follow GMC Acadia Review to show you exactly how insurance rates are calculated for this vehicle so you have what you need to compare and contrast policies with confidence.You can start comparing quotes for GMC Acadia car insurance rates from some of the best car insurance companies by using our free online tool now.
How much does insurance cost for a GMC Acadia?
The average GMC Acadia auto insurance rates are $1,294 a year or $108 a month.
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Are GMC Acadias expensive to insure?
The chart provided below illustrates a comprehensive comparison of GMC Acadia insurance rates against several other popular SUV models, including the Volvo XC60, Lincoln Navigator, and Subaru Forester.
GMC Acadia Insurance Rates Comparison:
| Vehicle | Comprehensive | Collision | Liability | Total |
| GMC Acadia | $294 | $470 | $372 | $1,294 |
| Volvo XC60 | $306 | $536 | $338 | $1,316 |
| Lincoln Navigator | $356 | $686 | $398 | $1,598 |
| Subaru Forester | $346 | $512 | $332 | $1,326 |
| Chevrolet Traverse | $336 | $470 | $316 | $1,258 |
| Mercedes-Benz GLA 250 | $370 | $714 | $450 | $1,714 |
| Jaguar F-PACE | $470 | $982 | $398 | $2,008 |
By employing these strategies and researching various insurance options, you’ll be better equipped to find the most affordable GMC Acadia insurance rates online.
Read more: Compare Lincoln Car Insurance Rates
What impacts the cost of GMC Acadia insurance?
The GMC Acadia trim and model you choose can impact the total price you will pay for GMC Acadia insurance coverage. Keep in mind, all of the prices below are average rates. Your exact rates will depend on a combination of personal factors like your age, gender, driving history, credit history, location, and more.Age of the VehicleOlder GMC Acadia models generally cost less to insure. For example, auto insurance for a 2020 GMC Acadia costs $1,294, while 2010 GMC Acadia insurance costs are $1,084, a difference of $210.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 GMC Acadia | $294 | $470 | $372 | $1,294 |
| 2019 GMC Acadia | $280 | $452 | $390 | $1,280 |
| 2018 GMC Acadia | $270 | $448 | $398 | $1,274 |
| 2017 GMC Acadia | $260 | $436 | $416 | $1,270 |
| 2016 GMC Acadia | $250 | $418 | $430 | $1,256 |
| 2015 GMC Acadia | $238 | $404 | $442 | $1,242 |
| 2014 GMC Acadia | $228 | $374 | $452 | $1,212 |
| 2013 GMC Acadia | $218 | $352 | $456 | $1,184 |
| 2012 GMC Acadia | $210 | $316 | $460 | $1,144 |
| 2011 GMC Acadia | $196 | $292 | $460 | $1,106 |
| 2010 GMC Acadia | $190 | $272 | $464 | $1,084 |
Driver AgeDriver age can have a significant effect on GMC Acadia car insurance rates. For example, 30-year-old drivers pay $57 more for GMC Acadia car insurance than 40-year-old drivers.
Driver LocationWhere you live can have a large impact on GMC Acadia insurance rates. For example, drivers in Phoenix may pay $712 a year less than drivers in Los Angeles.Your Driving RecordYour driving record can have an impact on the cost of GMC Acadia car insurance. Teens and drivers in their 20’s see the highest jump in their GMC Acadia car insurance with violations on their driving record.GMC Acadia Safety Ratings
Your GMC Acadia auto insurance rates are influenced by the GMC Acadia’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
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GMC Acadia Crash Test Ratings
The crash test ratings of the GMC Acadia can impact your GMC Acadia car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 GMC Acadia SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 GMC Acadia SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 GMC Acadia SUV FWD | 4 stars | 5 stars | 5 stars | 4 stars |
| 2019 GMC Acadia SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 GMC Acadia SUV FWD | 4 stars | 5 stars | 5 stars | 4 stars |
| 2018 GMC Acadia SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 GMC Acadia SUV FWD | 4 stars | 5 stars | 5 stars | 4 stars |
| 2017 GMC Acadia SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 GMC Acadia Limited SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 GMC Acadia Limited SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 GMC Acadia Denali SUV FWD | 4 stars | 5 stars | 5 stars | 4 stars |
| 2017 GMC Acadia Denali SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 GMC Acadia SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 GMC Acadia SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 GMC Acadia Denali SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 GMC Acadia Denali SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
GMC Acadia Safety Features
The numerous safety features of the GMC Acadia help contribute to lower insurance rates. The 2020 GMC Acadia has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Cross-Traffic Alert
The newer models also come with rear GMC Acadia safety technology like the rear cross-traffic alert, pedestrian detection warning, hill descent control, rear park assist, and other features.
GMC Acadia Insurance Loss Probability
The lower percentage means lower GMC Acadia car insurance costs; higher percentages mean higher GMC Acadia car insurance costs. Compare the following GMC Acadia auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.
| Insurance Coverage Category | Loss Rate |
| Collision | -25% |
|---|---|
| Property Damage | -14% |
| Comprehensive | -27% |
| Personal Injury | -29% |
| Medical Payment | -31% |
| Bodily Injury | -20% |
| Source: Insurance Institute for Highway Safety | |
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Are you financing your GMC Acadia?
If you are financing a GMC Acadia, you will pay more if you purchase GMC Acadia auto insurance at the dealership, so be sure to shop around and compare GMC Acadia auto insurance quotes from the best companies using our FREE tool below.
How can you save on GMC Acadia insurance?
You have more options at your disposal to save money on your GMC Acadia car insurance costs. For example, try these five tips:
- Park Your GMC Acadia Somewhere Safe – like a Garage or Private Driveway
- Move to the Countryside
- Ask for a New GMC Acadia Auto Insurance Rate Based on Your Improved Credit Score
- Buy Winter Tires for Your GMC Acadia
- Reduce Your Coverage on an Older GMC Acadia
If you’re having a difficult time finding affordable rates for coverage, consider talking to an independent insurance agent. They can check the rates and discounts available from multiple companies and advise you of the best options for your situation.
What are the top GMC Acadia auto insurance companies?
Who is the top car insurance company for GMC Acadia insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering GMC Acadia auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the GMC Acadia offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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How can you compare free GMC Acadia insurance quotes online?
You can start comparing quotes for GMC Acadia car insurance rates from some of the best car insurance companies by using our free online tool now.With gas prices so high, the car industry has introduced a new alternative to large SUVs for families who still need passenger seating and cargo space.Crossovers like the GMC Acadia are popular due to their roominess and comfortable ride, with better fuel economy than an SUV. An Acadia owner will generally pay between $900 and $1300 a year for car insurance.Enter your ZIP code to receive FREE car insurance quotes from multiple companies today!In a market previously dominated by minivans and SUVs, crossovers have garnered a large following. This newcomer has many advantages among fuel economy-conscious buyers.
Why purchase a crossover?
Kids require a lot of gear, whether it’s strollers or baseball equipment, so, families have traditionally favored larger vehicles with plenty of storage space and seating capacity.However, these larger vehicles tend to use more gas. Minivans are better but don’t have the room an SUV does.
Crossovers like the GMC Acadia offer the fuel efficiency similar to a minivan but have the room of an SUV, making them instant contenders to a large segment of the population.
Carmakers achieve this by basing the crossovers on a car rather than a truck frame like an SUV does.The Acadia seats either seven or eight passengers and has around 12-20 cubic feet of cargo space, depending on the model. There’s a maximum of 117 cubic feet when the second and third rows of seats are folded down. When the seats are up, there’s still a generous 24 cubic feet, which is plenty of space for most everyday situations.The Acadia also has many of the features SUV and minivan owners have come to expect, like tri-zone auto climate control, a power liftgate, an entertainment system, and a heated steering wheel. The newer models come with Apple CarPlay/Android Auto.
What about safety?
The Acadia has performed well in both the government crash tests and the Insurance Institute for Highway Safety’s tests. It received a “Good” rating from the IIHS in all categories: frontal offset, side impact, roof strength, and rear impact tests.
These high safety ratings make the GMC Acadia an attractive option, both because of the increased protection for the family and the positive effect they will have on insurance premium costs.
Part of the reason the Acadia has scored so highly on crash tests is its head air bags for all three rows, not just the front.It also comes with child seat anchors, four-wheel anti-lock brakes, daytime running lights, and three-point seatbelts even for the middle seats in the rear.The stabilization and traction control increase the driver’s control over the vehicle in all weather situations.
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How can I lower my insurance?
By choosing a GMC Acadia crossover, you are already lowering your insurance rates over a luxury car or sports car. Owners of these types of cars tend to pay more for insurance than owners of other vehicles.The price of insurance varies from region to region within the country. Car owners in areas with high crime rates pay higher premiums.
Whether you live in an urban area or out in the country also affects your premiums.
Other factors that influence how much you’ll pay are your age, gender, and marital status. Women pay less than men, and married people pay less than singles. Young adults also pay more than more experienced drivers.How many miles you drive a year will affect your premiums as well. The more a person drives, the higher the chance he will be involved in an accident.There are some steps you can take to lower your rates no matter where you live. The first is to maintain a clean driving record. Obeying traffic laws will not only save you money from a ticket but will lower your insurance costs.
Not all policies are the same. Raising the premium will lower the deductible, so set the premium as high as you can afford.
Ask about discounts. You can receive these for having a clean driving record, being a student, and even for having good credit. Get more info on ways to save on auto insurance from the National Association of Insurance Commissioners’ Consumer Alert.A great way to save is to buy all your insurance from the same company.By purchasing insurance for your automobiles, home, RVs or motorcycles, and life, you’ll usually receive big discounts.You might also consider signing up for a usage-based insurance program. These programs are available from most major insurers. They monitor your driving habits using a mobile app or plug-in device and reward you with discounts for driving safely.Compare prices from several companies as well, as prices can vary widely from one company to the next.Enter your ZIPcode below to access car insurance rates from multiple providers today!
Frequently Asked Questions
How much does insurance cost for a GMC Acadia?
The average GMC Acadia auto insurance rates are $1,294 a year or $108 a month.
Are GMC Acadias expensive to insure?
GMC Acadia insurance rates can vary, but there are ways to find affordable rates online.
What impacts the cost of GMC Acadia insurance?
The cost of GMC Acadia insurance is influenced by factors such as the vehicle’s age, driver’s age, and safety ratings.
What safety features does the GMC Acadia have?
The GMC Acadia has various safety features, including head airbags, child seat anchors, anti-lock brakes, and stability control.
How can I save on GMC Acadia insurance?
To save on GMC Acadia insurance, maintain a clean driving record, ask about discounts, consider bundling insurance policies, and compare quotes from different companies.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.