Compare Ford F-350 Super Duty Car Insurance Rates [2025]
If you want to buy inexpensive Ford F-350 Super Duty insurance coverage then you should know that a policy will cost $137 per month ($1,646 per year) on average. Mature drivers with good driving records may find rates as low as $967 a year.
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Sr. Director of Content
Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...
Sara Routhier
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Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Scott W. Johnson
Updated December 2023
Key Takeaways:
- Full coverage costs around $1,646 a year or $137 each month
- A liability-only policy costs around $660 a year or $55 each month
- Highest rates are for teenage drivers at around $6,016 a year or $501 each month
- Good drivers can save as much as $679 a year by earning policy discounts
- Ford F-350 Super Duty insurance costs around $127 more per year than the average vehicle
When it comes to Ford F-350 Super Duty insurance rates, drivers spend $127 more per year than the average vehicle. In fact, the median Ford F-350 Super Duty car insurance rates amount to $1,646 per year, or $137 a month.
We are going to explore how factors like driver age and location, personal driving record, and the model year of your truck will impact Ford F-350 Super Duty rates in this detailed article.
You can start comparing quotes for Ford F-350 Super Duty car insurance rates from some of the best car insurance companies by using our free online tool now.
Ford F-350 Super Duty Insurance Cost
The average Ford F-350 Super Duty auto insurance costs are $1,646 a year or $137 a month.
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Are Ford F-350 Super Dutys Expensive to Insure?
The chart below details how Ford F-350 Super Duty insurance rates compare to other trucks like the Chevrolet Silverado, GMC Canyon, and Honda Ridgeline.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Chevrolet Silverado | $322 | $562 | $420 | $1,484 |
| GMC Canyon | $270 | $478 | $398 | $1,304 |
| Honda Ridgeline | $306 | $536 | $450 | $1,472 |
| Ford Ranger | $254 | $470 | $372 | $1,254 |
| Chevrolet Colorado | $254 | $438 | $372 | $1,222 |
| GMC Sierra | $336 | $594 | $372 | $1,460 |
However, there are a few things you can do to find the cheapest Ford insurance rates online.
Read more: Compare Ford vs. Chevrolet Car Insurance Rates
What Impacts the Cost of Ford F-350 Super Duty Insurance?
The Ford F-350 Super Duty trim and model you choose can impact the total price you will pay for Ford F-350 Super Duty car insurance coverage.
Age of the Vehicle
Older Ford F-350 Super Duty models generally cost less to insure. For example, car insurance rates for a 2017 Ford F-350 Super Duty are $1,646, while 2010 Ford F-350 Super Duty rates are $1,394, a difference of $252.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2017 Ford F-350 Super Duty | $344 | $582 | $520 | $1,646 |
| 2016 Ford F-350 Super Duty | $332 | $558 | $536 | $1,626 |
| 2015 Ford F-350 Super Duty | $314 | $538 | $554 | $1,606 |
| 2014 Ford F-350 Super Duty | $302 | $500 | $564 | $1,566 |
| 2013 Ford F-350 Super Duty | $290 | $470 | $570 | $1,530 |
| 2012 Ford F-350 Super Duty | $278 | $422 | $574 | $1,474 |
| 2011 Ford F-350 Super Duty | $260 | $388 | $574 | $1,422 |
| 2010 Ford F-350 Super Duty | $250 | $364 | $580 | $1,394 |
Driver Age
Driver age can have a significant effect on the cost of Ford F-350 Super Duty car insurance. For example, 30-year-old drivers pay approximately $72 more for their Ford F-350 Super Duty car insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Ford F-350 Super Duty insurance rates. For example, drivers in Jacksonville may pay $988 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on the cost of Ford F-350 Super Duty auto insurance. Teens and drivers in their 20’s see the highest jump in their Ford F-350 Super Duty auto insurance rates with violations on their driving record.
Ford F-350 Super Duty Safety Features
Most drivers don’t realize that not only do Ford F-350 Super Duty safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Ford F-350 Super Duty auto insurance rates. The Ford F-350 Super Duty’s safety features include:
- AdvanceTrac w/Roll Stability Control Electronic Stability Control (ESC) and Roll Stability Control (RSC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags w/Passenger Off Switch
- Safety Canopy System Curtain 1st Row Airbags
- Outboard Front Lap And Shoulder Safety Belts -inc: Height Adjusters
- Safety Canopy System Curtain 1st And 2nd Row Airbags
- Dual Stage Driver And Passenger Front Airbags
- Tire Specific Low Tire Pressure Warning
- Mykey System -inc: Top Speed Limiter, Audio Volume Limiter, Early Low Fuel Warning, Programmable Sound Chimes and Beltminder w/Audio Mute
- Outboard Front Lap and Shoulder Safety Belts -inc: Rear Center 3 Point and Height Adjusters
- Back-Up Camera
Ford F-350 Super Duty Finance and Insurance Cost
If you are financing a Ford F-350 Super Duty, most lenders will require your carry higher Ford F-350 Super Duty coverage options including comprehensive coverage, so be sure to shop around and compare Ford F-350 Super Duty auto insurance quotes from the best auto insurance companies using our FREE tool below.
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Ways to Save on Ford F-350 Super Duty Insurance
Although it may seem like your Ford F-350 Super Duty car insurance rates are set, there are a few measures that you can take to secure the best Ford F-350 Super Duty car insurance rates possible. Take a look at the following five ways to save on Ford F-350 Super Duty auto insurance.
- Get Ford F-350 Super Duty Auto Insurance Through Costco
- Check the Odometer on Your Ford F-350 Super Duty
- Tell Your Insurer About Different Drivers or Uses for Your Ford F-350 Super Duty
- Consider Using a Tracking Device on Your Ford F-350 Super Duty
- Ask About Ford F-350 Super Duty Low Mileage Discounts
Top Ford F-350 Super Duty Insurance Companies
Who is the best auto insurance company for Ford F-350 Super Duty insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Ford F-350 Super Duty auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Ford F-350 Super Duty offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Ford F-350 Super Duty Insurance Quotes Online
Start comparing Ford F-350 Super Duty auto insurance quotes for free by using our FREE online comparison tool.
Frequently Asked Questions
How much does Ford F-350 Super Duty car insurance cost on average?
The average cost of Ford F-350 Super Duty car insurance is $1,646 per year or $137 per month.
Can I find cheaper insurance rates for the Ford F-350 Super Duty?
Yes, mature drivers with good driving records may find rates as low as $967 per year.
What factors impact the cost of Ford F-350 Super Duty insurance?
Factors such as the age of the vehicle, driver’s age, driver’s location, and driving record can impact the cost of Ford F-350 Super Duty insurance.
Are Ford F-350 Super Dutys expensive to insure compared to other trucks?
Ford F-350 Super Duty insurance rates may vary compared to other trucks. It’s recommended to compare quotes to find the best rates.
How can I save on Ford F-350 Super Duty insurance?
You can save on Ford F-350 Super Duty insurance by comparing quotes, considering safety features, maintaining a clean driving record, and exploring discounts.
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