Compare Chrysler Pacifica Car Insurance Rates [2025]

Key Takeaways:

• Full coverage costs around $1,332 a year or $111 each month for the sample driver
• A liability-only policy costs around $534 a year or $45 each month
• Highest rates are for teenage drivers at around $4,868 a year or $406 each month
• Good drivers can save as much as $549 a year by earning policy discounts
• Chrysler Pacifica insurance costs around $187 less per year than the average vehicle

Comparing Chrysler Pacifica car insurance rates can be difficult if you don’t know where to begin. On average, Chrysler Pacifica rates amount to $1,332 a year for full coverage or $534 a year for minimum coverage. The Pacifica is a midline car. New models aren’t among the most expensive, nor do they have all the latest safety features, but they’re not the cheapest cars either. Insurance rates are largely the same. Rates are drawn using sample insureds. So your rate could vary based on anything from your age to your driving history to your zip code. 

If you want to know details about how Chrysler Pacifica insurance rates are determined, feel encouraged to read through this comprehensive guide.

You can start comparing quotes for Chrysler Pacifica car insurance rates from some of the best car insurance companies by using our free online tool now.

Chrysler Pacifica Insurance Cost

The average Chrysler Pacifica auto insurance rates are $1,332 a year or $111 a month.

Are Chrysler Pacificas expensive to insure?

The chart below details how Chrysler Pacifica insurance rates compare to other vans like the Honda Odyssey, Kia Sedona, and Dodge Grand Caravan.

However, there are a few things you can do to find the cheapest Chrysler insurance rates online.

What impacts the cost of Chrysler Pacifica insurance?

The Chrysler Pacifica trim and model you choose can impact the total price you will pay for Chrysler Pacifica insurance coverage.

Age of the Vehicle

Older Chrysler Pacifica models generally cost less to insure. For example, car insurance for a 2020 Chrysler Pacifica costs $1,332, while 2017 Chrysler Pacifica insurance costs are $1,292, a difference of $40. Keep in mind, there may be times when a newer model is cheaper because insurers offer automated discounts for certain safety features. Generally speaking, though, as the replacement cost of the vehicle drops, so do your premiums.

Driver Age

Driver age can have a significant effect on the cost of Chrysler Pacifica car insurance. For example, a 20-year-old driver could pay around $136 more each month for their Chrysler Pacifica car insurance than a 30-year-old driver. Teen drivers pay the most. Every few years, you get an improved rate assuming you also have a clean driving record.

Driver Location

Where you live can have a large impact on Chrysler Pacifica insurance rates. For example, drivers in Los Angeles may pay $733 a year more than drivers in Phoenix. Even within Los Angeles, different zip codes may pay different rates. Things like crime rate, accident/claim rates, and even weather can play a role in determining your rates.

The big question insurance companies are always asking is simple: will it increase your risk of filing a claim? If the answer is yes, your insurance rates will go up for auto insurance or motorcycle insurance.

Your Driving Record

Your driving record can have an impact on the cost of Chrysler Pacifica auto insurance. It’s the most obvious contributor to your insurance rates, whatever you drive. Teens and drivers in their 20’s see sees the highest jump in their Chrysler Pacifica car insurance with violations on their driving record.

If you’ve maintained a clean driving record for a few years, you current insurance company may offer financial safety in the form of accident forgiveness. Keep in mind, accident forgiveness does not transfer between insurers, and it only applies one time.

A good driving record can get you discounts on car and motorcycle insurance. It can also help you decide when to combine your policy with another household member and when to keep them separate.

What kind of safety ratings does Chrysler Pacifica offer?

Your Chrysler Pacifica auto insurance rates are tied to the Chrysler Pacifica’s safety ratings. See the breakdown below:

Test Type	Rating
Small overlap front: driver-side	Good
Small overlap front: passenger-side	Acceptable
Moderate overlap front	Good
Side	Good
Roof strength	Good
Head restraints and seats	Good
Source: Insurance Institute for Highway Safety

Chrysler Pacifica Crash Test Ratings

If the Chrysler Pacifica crash test ratings are good, you could have lower Chrysler Pacifica car insurance rates. See Chrysler Pacifica crash test results below:

Chrysler Pacifica Safety Features

The more safety features you have on your Chrysler Pacifica, the more likely it is that you can earn a discount. The Chrysler Pacifica’s safety features include:

• Driver Air Bag
• Passenger Air Bag
• Front Head Air Bag
• Rear Head Air Bag
• Front Side Air Bag
• 4-Wheel ABS
• 4-Wheel Disc Brakes
• Brake Assist
• Electronic Stability Control
• Daytime Running Lights
• Child Safety Locks
• Traction Control
• Blind Spot Monitor
• Lane Departure Warning
• Lane Keeping Assist

Chrysler Pacifica Finance and Insurance Cost

If you are financing a Chrysler Pacifica, you will pay more if you purchase Chrysler Pacifica car insurance at the dealership, so be sure to shop around and compare Chrysler Pacifica car insurance quotes from the best companies using our FREE tool below.

Ways to Save on Chrysler Pacifica Insurance

There are many ways that you can save on Chrysler Pacifica car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Chrysler Pacifica car insurance rates low.

• Pay Your Chrysler Pacifica Insurance Upfront
• Ask for a Chrysler Pacifica Discount If You Have College Degree or Higher
• Wait Six Years for Accidents to Disappear from Your Record
• Install an Aftermarket Anti-Theft Device for Your Chrysler Pacifica
• Move to the Countryside

Top Chrysler Pacifica Insurance Companies

Who is the best company for Chrysler Pacifica insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chrysler Pacifica insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chrysler Pacifica offers.

Compare Free Chrysler Pacifica Insurance Quotes Online

You can start comparing quotes for Chrysler Pacifica car insurance rates from some of the best car insurance companies by using our free online tool now.