Compare Chrysler Pacifica Car Insurance Rates [2024]
If you want to buy Chrysler Pacifica insurance coverage then a policy will cost $111 per month ($1,332 per year) on average. Shop around to find cheap Chrysler Pacifica insurance rates. On average, Chrysler Pacifica comprehensive insurance coverage costs $324, collision coverage costs $474, and liability coverage costs $376.
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Justin Wright
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Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Jan 4, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jan 4, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Key Takeaways:
- Full coverage costs around $1,332 a year or $111 each month for the sample driver
- A liability-only policy costs around $534 a year or $45 each month
- Highest rates are for teenage drivers at around $4,868 a year or $406 each month
- Good drivers can save as much as $549 a year by earning policy discounts
- Chrysler Pacifica insurance costs around $187 less per year than the average vehicle
Comparing Chrysler Pacifica car insurance rates can be difficult if you don’t know where to begin. On average, Chrysler Pacifica rates amount to $1,332 a year for full coverage or $534 a year for minimum coverage. The Pacifica is a midline car. New models aren’t among the most expensive, nor do they have all the latest safety features, but they’re not the cheapest cars either. Insurance rates are largely the same. Rates are drawn using sample insureds. So your rate could vary based on anything from your age to your driving history to your zip code.
If you want to know details about how Chrysler Pacifica insurance rates are determined, feel encouraged to read through this comprehensive guide.
You can start comparing quotes for Chrysler Pacifica car insurance rates from some of the best car insurance companies by using our free online tool now.
Chrysler Pacifica Insurance Cost
The average Chrysler Pacifica auto insurance rates are $1,332 a year or $111 a month.
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Are Chrysler Pacificas expensive to insure?
The chart below details how Chrysler Pacifica insurance rates compare to other vans like the Honda Odyssey, Kia Sedona, and Dodge Grand Caravan.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Chrysler Pacifica | $348 | $532 | $316 | $1,332 |
| Honda Odyssey | $280 | $532 | $372 | $1,342 |
| Kia Sedona | $282 | $448 | $338 | $1,204 |
| Dodge Grand Caravan | $308 | $438 | $372 | $1,276 |
| Toyota Sienna | $294 | $532 | $372 | $1,356 |
However, there are a few things you can do to find the cheapest Chrysler insurance rates online.
What impacts the cost of Chrysler Pacifica insurance?
The Chrysler Pacifica trim and model you choose can impact the total price you will pay for Chrysler Pacifica insurance coverage.
Age of the Vehicle
Older Chrysler Pacifica models generally cost less to insure. For example, car insurance for a 2020 Chrysler Pacifica costs $1,332, while 2017 Chrysler Pacifica insurance costs are $1,292, a difference of $40. Keep in mind, there may be times when a newer model is cheaper because insurers offer automated discounts for certain safety features. Generally speaking, though, as the replacement cost of the vehicle drops, so do your premiums.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Chrysler Pacifica | $348 | $532 | $316 | $1,332 |
| 2019 Chrysler Pacifica | $332 | $512 | $332 | $1,312 |
| 2018 Chrysler Pacifica | $320 | $506 | $338 | $1,300 |
| 2017 Chrysler Pacifica | $308 | $494 | $354 | $1,292 |
Driver Age
Driver age can have a significant effect on the cost of Chrysler Pacifica car insurance. For example, a 20-year-old driver could pay around $136 more each month for their Chrysler Pacifica car insurance than a 30-year-old driver. Teen drivers pay the most. Every few years, you get an improved rate assuming you also have a clean driving record.
Driver Location
Where you live can have a large impact on Chrysler Pacifica insurance rates. For example, drivers in Los Angeles may pay $733 a year more than drivers in Phoenix. Even within Los Angeles, different zip codes may pay different rates. Things like crime rate, accident/claim rates, and even weather can play a role in determining your rates.
The big question insurance companies are always asking is simple: will it increase your risk of filing a claim? If the answer is yes, your insurance rates will go up for auto insurance or motorcycle insurance.
Your Driving Record
Your driving record can have an impact on the cost of Chrysler Pacifica auto insurance. It’s the most obvious contributor to your insurance rates, whatever you drive. Teens and drivers in their 20’s see sees the highest jump in their Chrysler Pacifica car insurance with violations on their driving record.
If you’ve maintained a clean driving record for a few years, you current insurance company may offer financial safety in the form of accident forgiveness. Keep in mind, accident forgiveness does not transfer between insurers, and it only applies one time.
A good driving record can get you discounts on car and motorcycle insurance. It can also help you decide when to combine your policy with another household member and when to keep them separate.
What kind of safety ratings does Chrysler Pacifica offer?
Your Chrysler Pacifica auto insurance rates are tied to the Chrysler Pacifica’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Acceptable |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Chrysler Pacifica Crash Test Ratings
If the Chrysler Pacifica crash test ratings are good, you could have lower Chrysler Pacifica car insurance rates. See Chrysler Pacifica crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Chrysler Pacifica PHEV Hybrid MV FWD | N/R | N/R | N/R | N/R |
| 2020 Chrysler Pacifica MV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Chrysler Pacifica VAN FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Chrysler Pacifica PHEV VAN FWD | N/R | N/R | N/R | N/R |
| 2018 Chrysler Pacifica VAN FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Chrysler Pacifica PHEV VAN FWD | N/R | N/R | N/R | N/R |
| 2017 Chrysler Pacifica VAN FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Chrysler Pacifica PHEV VAN FWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
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Chrysler Pacifica Safety Features
The more safety features you have on your Chrysler Pacifica, the more likely it is that you can earn a discount. The Chrysler Pacifica’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Blind Spot Monitor
- Lane Departure Warning
- Lane Keeping Assist
Chrysler Pacifica Finance and Insurance Cost
If you are financing a Chrysler Pacifica, you will pay more if you purchase Chrysler Pacifica car insurance at the dealership, so be sure to shop around and compare Chrysler Pacifica car insurance quotes from the best companies using our FREE tool below.
Ways to Save on Chrysler Pacifica Insurance
There are many ways that you can save on Chrysler Pacifica car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Chrysler Pacifica car insurance rates low.
- Pay Your Chrysler Pacifica Insurance Upfront
- Ask for a Chrysler Pacifica Discount If You Have College Degree or Higher
- Wait Six Years for Accidents to Disappear from Your Record
- Install an Aftermarket Anti-Theft Device for Your Chrysler Pacifica
- Move to the Countryside
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Top Chrysler Pacifica Insurance Companies
Who is the best company for Chrysler Pacifica insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chrysler Pacifica insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chrysler Pacifica offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Chrysler Pacifica Insurance Quotes Online
You can start comparing quotes for Chrysler Pacifica car insurance rates from some of the best car insurance companies by using our free online tool now.
Frequently Asked Questions
What is the average cost of Chrysler Pacifica car insurance?
On average, Chrysler Pacifica car insurance costs $1,332 per year or $111 per month.
Are Chrysler Pacificas expensive to insure?
Chrysler Pacificas are not among the most expensive cars to insure, but they are not the cheapest either.
What factors impact the cost of Chrysler Pacifica insurance?
The cost of Chrysler Pacifica insurance can be influenced by factors such as the trim and model of the vehicle, the driver’s age, location, and driving record.
How does the safety rating of the Chrysler Pacifica affect insurance rates?
The safety ratings of the Chrysler Pacifica can impact insurance rates. Good crash test ratings and the presence of safety features may lead to lower insurance premiums.
How can I save on Chrysler Pacifica insurance?
To save on Chrysler Pacifica insurance, consider maintaining a clean driving record, choosing a higher deductible, taking advantage of available discounts, and comparing quotes from different insurance companies.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.