Compare Mercedes-Benz GLS 450 Car Insurance Rates [2025]
Average Mercedes-Benz GLS 450 insurance rates cost $1,908 a year, or around $159 a month. Comprehensive, collision, and liability insurance cost around $465, $678, and $538, respectively.
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Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Scott W. Johnson
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Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Brandon Frady
Updated December 2023
Key Takeaways:
- Full coverage costs around $1,908 a year or $159 each month
- A liability-only policy costs around $765 a year or $64 each month
- Highest rates are for teenage drivers at around $6,974 a year or $581 each month
- Good drivers can save as much as $787 a year by earning policy discounts
- Mercedes-Benz GLS 450 insurance costs around $389 more per year than the average vehicle
Trying to find affordable Mercedes-Benz GLS 450 insurance rates can seem like a chore if you don’t know where to begin.
As a first step, Mercedes-Benz GLS 450 car insurance rates amount to $1,908 a year, or $159 a month on average. That figure can fluctuate based on your age, location, and personal driving record.
Therefore, you should take advantage of this thorough guide to help you uncover Mercedes-Benz GLS 450 rates that work for you.
You can start comparing quotes for Mercedes-Benz GLS 450 car insurance rates from some of the best car insurance companies by using our free online tool now.
Mercedes-Benz GLS 450 Insurance Cost
The average Mercedes-Benz GLS 450 car insurance costs are $1,908 a year or $159 a month.
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Are Mercedes-Benz GLS 450s Expensive to Insure?
The chart below details how Mercedes-Benz GLS 450 insurance rates compare to other SUVs like the Toyota 4Runner, Mercedes-Benz GLC 300, and Buick Enclave.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Mercedes-Benz GLS 450 | $458 | $894 | $398 | $1,908 |
| Toyota 4Runner | $332 | $512 | $332 | $1,312 |
| Mercedes-Benz GLC 300 | $412 | $810 | $390 | $1,770 |
| Buick Enclave | $348 | $594 | $372 | $1,472 |
| Kia Telluride | $376 | $688 | $316 | $1,516 |
| Cadillac XT5 | $376 | $718 | $372 | $1,624 |
| Kia Sorento | $322 | $562 | $372 | $1,414 |
However, there are a few things you can do to find the cheapest Mercedes-Benz insurance rates online.
What Impacts the Cost of Mercedes-Benz GLS 450 Insurance?
The Mercedes-Benz GLS 450 trim and model you choose can impact the total price you will pay for Mercedes-Benz GLS 450 auto insurance coverage.
Age of the Vehicle
Older Mercedes-Benz GLS 450 models generally cost less to insure. For example, car insurance rates for a 2018 Mercedes-Benz GLS 450 are $1,908, while 2017 Mercedes-Benz GLS 450 rates are $1,888, a difference of $20.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Mercedes-Benz GLS 450 | $458 | $894 | $398 | $1,908 |
| 2017 Mercedes-Benz GLS 450 | $442 | $872 | $416 | $1,888 |
Driver Age
Driver age can have a significant effect on Mercedes-Benz GLS 450 car insurance rates. As an example, a 30-year-old driver pays around $84 more each year for their Mercedes-Benz GLS 450 car insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Mercedes-Benz GLS 450 insurance rates. For example, drivers in Houston may pay $1,406 a year more than drivers in Columbus.
Your Driving Record
Your driving record can have an impact on your Mercedes-Benz GLS 450 car insurance rates. Teens and drivers in their 20’s see the highest jump in their Mercedes-Benz GLS 450 car insurance with violations on their driving record.
Mercedes-Benz GLS 450 Safety Features
The more safety features you have on your Mercedes-Benz GLS 450, the more likely it is that you can earn a discount. The Mercedes-Benz GLS 450’s safety features include:
- Surround View Back-Up Camera
- ESP w/Crosswind Assist Electronic Stability Control (ESC) And Roll Stability Control (RSC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- eCall Emergency System Emergency Sos
- Active Parking Assist Automated Parking Sensors
- Blind Spot Assist Blind Spot
- PRE-SAFE
- Tire Specific Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Curtain 1st, 2nd And 3rd Row Airbags
- Airbag Occupancy Sensor
- Driver Knee Airbag
- Childseat Sensor and Rear Child Safety Locks
- First Aid Kit
- Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point, Height Adjusters and Pretensioners
- Front Camera
- Left Side Camera
- Right Side Camera
Mercedes-Benz GLS 450 Finance and Insurance Cost
If you are financing a Mercedes-Benz GLS 450, you will pay more if you purchase Mercedes-Benz GLS 450 auto insurance at the dealership, so be sure to shop around and compare Mercedes-Benz GLS 450 auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Mercedes-Benz GLS 450 Insurance
You have more options at your disposal to save money on your Mercedes-Benz GLS 450 car insurance costs. For example, try these five tips:
- Apply for Your Full, Unrestricted License as Soon as You’re Eligible
- Ask About Loyalty Discounts
- Start Searching for New Mercedes-Benz GLS 450 Car Insurance a Month Before Your Renewal
- Make Sure You’re Raising a Safe Driver
- Use a Service Like Turo to Rent Out Your Mercedes-Benz GLS 450
Read more: Turo Car Insurance Review
Top Mercedes-Benz GLS 450 Insurance Companies
Who is the best auto insurance company for Mercedes-Benz GLS 450 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mercedes-Benz GLS 450 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mercedes-Benz GLS 450 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Mercedes-Benz GLS 450 Insurance Quotes Online
Start comparing Mercedes-Benz GLS 450 car insurance quotes for free by using our convenient online comparison tool.
Frequently Asked Questions
How can I compare car insurance rates for a Mercedes-Benz GLS 450?
To compare car insurance rates for a Mercedes-Benz GLS 450, you can follow these steps:
- Gather information: Collect details about the specific Mercedes-Benz GLS 450 model, your driving history, and insurance needs.
- Research insurance companies: Look for reputable insurance providers that offer coverage for luxury vehicles like the Mercedes-Benz GLS 450.
- Request quotes: Reach out to different insurance companies and provide the necessary information to receive accurate quotes for your GLS 450.
- Compare coverage options: Review the coverage levels, deductibles, and additional features offered by each insurer for your Mercedes-Benz GLS 450.
- Evaluate costs: Consider the premiums and any potential discounts offered by each insurer.
- Choose the best option: Select the insurance policy that provides the coverage you need for your Mercedes-Benz GLS 450 at a price that fits your budget.
Are car insurance rates the same for all Mercedes-Benz GLS 450 models?
No, car insurance rates can vary depending on the specific model and trim level of your Mercedes-Benz GLS 450. Factors such as the value of the car, repair costs, safety features, and historical claims data for that model can influence insurance rates. Generally, higher-priced and higher-performance versions of the GLS 450 may have higher insurance premiums.
What factors can affect car insurance rates for a Mercedes-Benz GLS 450?
Several factors can influence car insurance rates for a Mercedes-Benz GLS 450. These may include:
- Model and trim level of the Mercedes-Benz GLS 450
- Vehicle value and repair costs
- Safety features and anti-theft devices
- Driving record and claims history
- Driver’s age and gender
- Location where the Mercedes-Benz GLS 450 will be primarily driven and parked
- Coverage limits and deductibles chosen
- Annual mileage
Can I save money on car insurance for a Mercedes-Benz GLS 450?
Yes, there are ways to potentially save money on car insurance for your Mercedes-Benz GLS 450. Here are some tips:
- Shop around and compare quotes from multiple insurers that specialize in luxury car insurance.
- Consider bundling your Mercedes-Benz GLS 450 insurance with other policies like home or umbrella insurance.
- Maintain a good driving record and consider taking defensive driving courses.
- Install anti-theft devices and safety features in your Mercedes-Benz GLS 450.
- Inquire about discounts specific to luxury vehicles or Mercedes-Benz owners.
- Review and adjust your coverage needs periodically to ensure you are not overpaying for unnecessary coverage.
Are there any specific insurance considerations for insuring a Mercedes-Benz GLS 450?
Yes, insuring a Mercedes-Benz GLS 450 may come with some specific insurance considerations, such as:
- Choosing comprehensive and collision coverage to protect the high value of the car.
- Ensuring you have adequate liability coverage to protect against potential lawsuits.
- Considering specialized coverage options like OEM (Original Equipment Manufacturer) parts coverage or new car replacement coverage.
- Notifying your insurer about any modifications or aftermarket additions made to the Mercedes-Benz GLS 450, as they may affect coverage.
Where can I find more information about car insurance for a Mercedes-Benz GLS 450?
To gather more information about car insurance for a Mercedes-Benz GLS 450, you can: Contact insurance companies that specialize in luxury car insurance and inquire about coverage options for the Mercedes-Benz GLS 450.
- Reach out to local insurance agents who have experience in insuring luxury vehicles and can provide guidance specific to your region.
- Utilize online insurance comparison tools to receive quotes from multiple insurers for the Mercedes-Benz GLS 450.
- Review resources and forums dedicated to luxury car ownership and insurance, as they may provide insights and recommendations from owners of the Mercedes-Benz GLS 450. Additionally, you can visit the official website of Mercedes-Benz or contact their customer service for any specific information or recommendations regarding car insurance for the GLS 450 model.
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