Compare Nissan Rogue Car Insurance Rates [2024]
Compare Nissan Rogue insurance quotes to find affordable Nissan Rogue insurance coverage. How much is insurance on a Nissan Rogue? A policy costs $118/mo ($1,412/yr) on average. Comprehensive, collision, and liability insurance cost around $344, $502, and $398 per year, respectively. Nissan Rogue crash tests, safety ratings, and a number of your personal factors will affect your rates.
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Zach Fagiano
Insurance & Finance Analyst
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Insurance & Finance Analyst
UPDATED: May 5, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: May 5, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Key Takeaways:
- Full coverage costs around $1,412 a year or $118 each month
- A liability-only policy costs around $566 a year or $47 each month
- Highest rates are for teenage drivers at around $5,161 a year or $430 each month
- Good drivers can save as much as $582 a year by earning policy discounts
- Nissan Rogue insurance costs around $107 less per year than the average vehicle
How much is insurance on a Nissan Rouge? Nissan Rogue car insurance rates cost $107 less than the average vehicle. This is great news if you are just beginning your search for an affordable policy.
You should also be aware that some of the factors that influence Nissan Rogue insurance rates include the safety features of the model, age of the vehicle, and your personal driving record. One great way to get better rates is to compare Nissan Rogue insurance quotes.
We are going to explore all of these topics, including driving history and your insurance rates, Nissan Rogue crash tests, and more to help you in your search for cheap Nissan Rogue rates.
You can start comparing quotes for Nissan Rogue car insurance rates from some of the best car insurance companies by using our free online tool now.
Nissan Rogue Insurance Cost
The average Nissan Rogue car insurance rates are $1,412 a year or $118 a month.
As you might expect, teens pay the highest rates for coverage on a Nissan Rouge.
Are Nissan Rogues expensive to insure?
The chart below details how Nissan Rogue insurance rates compare to other crossovers like the Ford EcoSport, Toyota RAV4, and Lexus NX 300.
| Vehicle | Average Annual Comprehensive Insurance Rate | Average Annual Collision Insurance Rate | Average Annual Liability Insurance Rate | Average Annual Total Insurance Rate |
|---|---|---|---|---|
| Nissan Rogue | $280 | $532 | $420 | $1,412 |
| Ford EcoSport | $280 | $500 | $372 | $1,310 |
| Toyota RAV4 | $280 | $482 | $390 | $1,310 |
| Lexus NX 300 | $376 | $688 | $372 | $1,594 |
| Chevrolet Equinox | $308 | $532 | $372 | $1,370 |
| Mazda CX-3 | $308 | $500 | $372 | $1,338 |
| Ford Escape | $280 | $438 | $316 | $1,170 |
However, there are a few things you can do to find the cheapest Nissan insurance rates online.
What impacts the cost of Nissan Rogue insurance?
The Nissan Rogue trim and model you choose will affect the total price you will pay for Nissan Rogue insurance coverage. There are a number of additional factors we’ll discuss in the next several sections that can have a significant impact on your rates.
Age of the Vehicle
Older Nissan Rogue models generally cost less to insure. For example, auto insurance for a 2020 Nissan Rogue costs $1,412, while 2010 Nissan Rogue insurance costs are $1,194, a difference of $218.
Average Annual Rates for a Nissan Rogue by Model Year
| Model Year | Average Annual Comprehensive Rates | Average Annual Collision Rates | Average Annual Liability Rates | Average Annual Total Rates |
|---|---|---|---|---|
| 2020 Nissan Rogue | $280 | $532 | $420 | $1,412 |
| 2019 Nissan Rogue | $268 | $512 | $440 | $1,400 |
| 2018 Nissan Rogue | $256 | $506 | $450 | $1,392 |
| 2017 Nissan Rogue | $248 | $494 | $470 | $1,392 |
| 2016 Nissan Rogue | $240 | $474 | $486 | $1,380 |
| 2015 Nissan Rogue | $226 | $458 | $500 | $1,364 |
| 2014 Nissan Rogue | $218 | $424 | $510 | $1,332 |
| 2013 Nissan Rogue | $208 | $400 | $514 | $1,302 |
| 2012 Nissan Rogue | $200 | $358 | $520 | $1,258 |
| 2011 Nissan Rogue | $188 | $330 | $520 | $1,218 |
| 2010 Nissan Rogue | $180 | $310 | $524 | $1,194 |
Looking for 2016 Nissan Rogue insurance rates? The average annual rate is $1,380, while 2019 Nissan Rogue insurance rates are $1,400 per year. Unlike the comparison we made earlier, the difference between these two model years is a mere $20, on average per year.
Driver Age
Driver age can have a significant effect on the cost of Nissan Rogue car insurance.
For example, 30-year-old drivers pay approximately $62 more for their Nissan Rogue car insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Nissan Rogue insurance rates.
For example, drivers in Los Angeles may pay $202 a year more than drivers in Houston.
Your Driving Record
Your driving record can have an impact on the cost of Nissan Rogue auto insurance. Watch this video for more on driving record and your insurance rates.
Take a look at this chart to see how driving record can affect rates for your Nissan Rogue, depending on your age.
Teens and drivers in their 20’s see the highest jump in their Nissan Rogue car insurance with violations on their driving record.
Nissan Rogue Safety Ratings
Your Nissan Rogue car insurance rates are tied to the safety ratings of the Nissan Rogue. See the breakdown below from the Insurance Insititue for Highway Safety. (IIHS).
Nissan Rogue Safety Ratings
| IIHS Safety Test Type | Safety Rating |
|---|---|
| Small overlap front: driver-side | Good |
| Small overlap front: passenger-side | Acceptable |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
This data focuses specifically on the 2020 Nissan Rogue safety ratings.
Nissan Rogue Crash Test Ratings
Good Nissan Rogue crash test ratings mean the VW is safer, which could mean cheaper Nissan Rogue car insurance rates. We’ve summarized National Highway Traffic Safety Adminstration (NHTSA) crash test ratings for the Nissan Rogue in this table.
| Vehicle Tested | Overall | Front Driver and Passenger | Side Driver and Passenger | Rollover |
|---|---|---|---|---|
| 2020 Nissan Rogue SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2020 Nissan Rogue SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2020 Nissan Rogue Sport SUV FWD | N/R | N/R | N/R | 4 stars |
| 2020 Nissan Rogue Sport SUV AWD | N/R | N/R | N/R | 4 stars |
| 2019 Nissan Rogue SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 Nissan Rogue SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 Nissan Rogue Sport SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 Nissan Rogue Sport SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 Nissan Rogue Hybrid SUV FWD | N/R | 4 stars | N/R | 4 stars |
| 2019 Nissan Rogue Hybrid SUV AWD | N/R | 4 stars | N/R | 4 stars |
| 2018 Nissan Rogue SUV FWD Later Release | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Nissan Rogue SUV FWD Early Release | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Nissan Rogue SUV AWD Later Release | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Nissan Rogue SUV AWD Early Release | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Nissan Rogue Sport SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Nissan Rogue Sport SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Nissan Rogue Hybrid SUV FWD | N/R | 4 stars | N/R | 4 stars |
| 2018 Nissan Rogue Hybrid SUV AWD | N/R | 4 stars | N/R | 4 stars |
| 2017 Nissan Rogue SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Nissan Rogue SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Nissan Rogue Sport SUV FWD | N/R | N/R | N/R | N/R |
| 2017 Nissan Rogue Sport SUV AWD | N/R | N/R | N/R | N/R |
| 2017 Nissan Rogue Hybrid SUV FWD | N/R | 4 stars | N/R | 4 stars |
| 2017 Nissan Rogue Hybrid SUV AWD | N/R | 4 stars | N/R | 4 stars |
| 2016 Nissan Rogue SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Nissan Rogue SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
As you can see, we focused on the most recent four model years, so this data includes 2016 Nissan Rogue crash test ratings, but not 2011 Nissan Rogue crash test ratings.
Nissan Rogue Safety Features
Having a variety of safety features on your Nissan Rogue can help lower your insurance costs. According to AutoBlog, the 2020 Nissan Rogue’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Lane Departure Warning
- Lane Keeping Assist
- Cross-Traffic Alert
You may qualify for safety-based car insurance discounts. Speak with a licensed insurance agent to find out more.
Nissan Rogue Insurance Loss Probability
A lower percentage means lower Nissan Rogue car insurance rates; higher percentages mean higher Nissan Rogue auto insurance rates. Take a look at this table (populated with IIHS data) for more.
Nissan Rogue Insurance Loss Probability by Coverage Type
| Insurance Coverage Type | Loss Rate |
|---|---|
| Collision | -6% |
| Property Damage | -9% |
| Comprehensive | -23% |
| Personal Injury | 16% |
| Medical Payment | 8% |
| Bodily Injury | -7% |
Insurance loss probability on the Nissan Rogue fluctuates between each type of coverage.
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Nissan Rogue Finance and Insurance Cost
If you are financing a Nissan Rogue, most lenders will require you carry higher Nissan Rogue coverage options, including comprehensive coverage, so be sure to shop around and compare Nissan Rogue auto insurance rates from the best companies using our free tool below.
Ways to Save on Nissan Rogue Insurance
You have more options at your disposal to save money on your Nissan Rogue auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Nissan Rogue car insurance rates
- Compare apples-to-apples when comparing Nissan Rogue insurance quotes and policies
- Consider Nissan Rogue insurance costs before buying a Nissan Rogue
- Make sure you use an accredited Driver Safety Program
- Get Nissan Rogue auto insurance through Costco
- Buy winter tires for your Nissan Rogue
These are just a few examples of way to save on your Nissan Rogue insurance rates.
Top Nissan Rogue Insurance Companies
Who is the best auto insurance company for Nissan Rogue insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Nissan Rogue auto insurance coverage, ordered by market share (we used Insurance Information Institute data to populate this table).
| Rank | Company | Volume | Market Share |
|---|---|---|---|
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
To look at this another way,
Many of these companies offer discounts for security systems and other safety features that the Nissan Rogue offers.
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The Bottom Line for Nissan Rogue Insurance Quotes
Save on your Nissan Rogue car insurance rates by taking advantage of our free comparison tool. Getting affordable Nissan Rogue car insurance doesn’t have to be a difficult process.
Rates can vary greatly between insurance companies. You may find that one company offers a similar insurance policy at a much higher rate than another.
The only way to ensure that you are getting the best rate possible is to shop around for insurance quotes from as many different companies as possible.
Frequently Asked Questions
How can I compare insurance rates for a Nissan Rogue?
To compare insurance rates for a Nissan Rogue, you can follow these steps:
- Gather necessary information: Collect details about your vehicle, such as the make, model, year, and any safety features it may have.
- Research insurance providers: Look for reputable insurance companies that offer coverage in your area.
- Obtain quotes: Contact insurance providers directly or use online insurance comparison websites to request quotes for your Nissan Rogue. Provide accurate information to get the most accurate quotes.
- Compare coverage options: Review the coverage limits, deductibles, and any additional features or benefits offered by each insurance company.
- Consider your needs and budget: Determine which insurance policy offers the best coverage and fits within your budget.
- Purchase your chosen policy: Once you have made a decision, contact the insurance company to purchase the policy.
What factors affect the insurance rates for a Nissan Rogue?
Several factors can influence the insurance rates for a Nissan Rogue, including:
- Age and driving experience of the primary driver
- Location where the vehicle will be primarily driven and parked
- The make, model, and year of the Nissan Rogue
- Safety features and anti-theft devices installed in the vehicle
- Annual mileage and usage of the car
- Driving record and claims history of the primary driver
- Credit history (in some cases)
- Coverage options and deductibles selected
Are Nissan Rogue cars expensive to insure?
Insurance rates can vary depending on various factors, so it’s difficult to make a general statement. However, Nissan Rogue cars are typically considered compact SUVs, which can have slightly higher insurance rates compared to smaller vehicles. Factors such as the vehicle’s value, repair costs, and safety features can influence insurance rates. To get an accurate idea of insurance costs, it’s recommended to obtain quotes from different insurance providers based on your specific circumstances.
Can I get discounts on Nissan Rogue insurance?
Yes, it is possible to obtain discounts on Nissan Rogue insurance. Insurance companies often offer various discounts to policyholders. Some common discounts that might be available for Nissan Rogue owners include:
- Multi-policy discount: If you have multiple insurance policies with the same provider, such as auto and home insurance.
- Safe driver discount: If you have a clean driving record without any accidents or violations.
- Anti-theft device discount: If your Nissan Rogue is equipped with anti-theft devices or features.
- Safety feature discount: If your vehicle has safety features like airbags, anti-lock brakes, or electronic stability control.
- Good student discount: If you or a household member who drives the Rogue is a full-time student with good grades. It’s recommended to inquire about available discounts when obtaining insurance quotes.
Are there any specific insurance considerations for a Nissan Rogue?
While insurance considerations can vary based on individual circumstances, there are a few points to keep in mind when insuring a Nissan Rogue:
- Comprehensive and collision coverage: Due to the size and potential repair costs of an SUV, it’s often advisable to include comprehensive and collision coverage for a Nissan Rogue.
- Liability coverage: Make sure your liability coverage limits are adequate to protect your assets in case of an at-fault accident.
- Deductible amount: Consider your deductible amount carefully. A higher deductible can lower your premium but also means you’ll pay more out of pocket in the event of a claim.
- Additional coverage options: Depending on your needs, you may want to consider additional coverage options such as roadside assistance or rental car reimbursement. Discuss your specific insurance needs and concerns with insurance providers to ensure you have appropriate coverage for your Nissan Rogue.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Zach Fagiano
Insurance & Finance Analyst
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.