Compare Lady Lake, FL Car Insurance Rates [2024]
Car insurance in Lady Lake, FL averages $309 a month. Lady Lake, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Lady Lake car insurance rates, compare quotes from the top car insurance companies in Lady Lake, FL.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Lady Lake, FL are $3,711/year
- The cheapest car insurance company in Lady Lake is USAA
- The cheapest car insurance company in Lady Lake for teen drivers is USAA
If you need to buy Lady Lake, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Lady Lake, FL is right here.
You’ll find Lady Lake car insurance rates, the cheapest Lady Lake, FL car insurance companies, and information on Florida car insurance laws. You can also compare Lady Lake, Florida car insurance rates to Cape Coral car insurance rates, St. Petersburg car insurance rates, and Orlando car insurance rates.
Ready to find affordable Lady Lake, FL car insurance today? Enter your ZIP code for fast, free Lady Lake car insurance quotes.
Cheapest Lady Lake, FL Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Lady Lake, FL car insurance rates? Every Lady Lake, Florida car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,537 | $3,429 | $3,111 | $3,182 | $12,226 | $13,397 | $3,591 | $3,670 |
| Geico | $2,611 | $2,621 | $2,448 | $2,448 | $4,648 | $5,813 | $2,872 | $2,908 |
| Liberty Mutual | $2,735 | $2,735 | $2,520 | $2,520 | $5,587 | $8,515 | $2,735 | $3,647 |
| Nationwide | $2,215 | $2,191 | $1,986 | $2,053 | $5,206 | $6,406 | $2,432 | $2,532 |
| Progressive | $3,419 | $3,227 | $2,932 | $3,139 | $9,473 | $10,317 | $4,110 | $3,930 |
| State Farm | $1,581 | $1,581 | $1,435 | $1,435 | $4,538 | $5,795 | $1,749 | $1,880 |
| USAA | $1,356 | $1,333 | $1,264 | $1,254 | $4,625 | $5,382 | $1,693 | $1,828 |
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Minimum Car Insurance in Lady Lake, FL
Every driver must carry the minimum car insurance in Lady Lake, FL. Take a look at the Florida car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $10,000 per person $20,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Lady Lake, FL Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Lady Lake, FL. Compare credit history car insurance rates in Lady Lake from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $8,042 | $5,104 | $4,158 |
| Geico | $4,793 | $2,908 | $2,187 |
| Liberty Mutual | $4,943 | $3,671 | $3,008 |
| Nationwide | $3,896 | $2,878 | $2,609 |
| Progressive | $6,629 | $4,684 | $3,893 |
| State Farm | $3,393 | $2,249 | $1,856 |
| USAA | $3,809 | $1,862 | $1,354 |
Cheapest Lady Lake, FL Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lady Lake, FL to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,984 | $5,936 | $6,621 | $5,530 |
| Geico | $2,301 | $2,936 | $4,363 | $3,585 |
| Liberty Mutual | $2,839 | $3,638 | $5,203 | $3,817 |
| Nationwide | $2,686 | $2,936 | $3,916 | $2,972 |
| Progressive | $4,000 | $5,919 | $4,982 | $5,373 |
| State Farm | $2,291 | $2,708 | $2,499 | $2,499 |
| USAA | $1,834 | $2,263 | $3,348 | $1,922 |
Cheapest Lady Lake, FL Car Insurance for Teen Drivers
Teen car insurance in Lady Lake, FL can be expensive. Take a look at rates from the top car insurance companies in Lady Lake for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $12,226 | $13,397 |
| Geico | $4,648 | $5,813 |
| Liberty Mutual | $5,587 | $8,515 |
| Nationwide | $5,206 | $6,406 |
| Progressive | $9,473 | $10,317 |
| State Farm | $4,538 | $5,795 |
| USAA | $4,625 | $5,382 |
Cheapest Lady Lake, FL Car Insurance for Seniors
Take a look at Lady Lake, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,111 | $3,182 |
| Geico | $2,448 | $2,448 |
| Liberty Mutual | $2,520 | $2,520 |
| Nationwide | $1,986 | $2,053 |
| Progressive | $2,932 | $3,139 |
| State Farm | $1,435 | $1,435 |
| USAA | $1,264 | $1,254 |
Cheapest Lady Lake, FL Car Insurance Rates After a DUI
A DUI in Lady Lake, FL increases car insurance rates. Compare Lady Lake, Florida DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,621 |
| Geico | $4,363 |
| Liberty Mutual | $5,203 |
| Nationwide | $3,916 |
| Progressive | $4,982 |
| State Farm | $2,499 |
| USAA | $3,348 |
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Cheapest Lady Lake, FL Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Lady Lake, FL by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,602 | $5,934 |
| Geico | $3,280 | $3,312 |
| Liberty Mutual | $3,754 | $3,994 |
| Nationwide | $3,128 | $3,128 |
| Progressive | $5,068 | $5,068 |
| State Farm | $2,416 | $2,582 |
| USAA | $2,315 | $2,368 |
The Best Cheap Car Insurance Companies in Lady Lake, FL
Take a look at a side-by-side comparison of the top car insurance companies in Lady Lake, FL to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,768 |
| Geico | $3,296 |
| Liberty Mutual | $3,874 |
| Nationwide | $3,128 |
| Progressive | $5,068 |
| State Farm | $2,499 |
| USAA | $2,342 |
Category Winners: Cheapest Car Insurance in Lady Lake, Florida
Find the cheapest car insurance companies in Lady Lake, FL for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Cheapest Lady Lake, FL Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Lady Lake car insurance rates. Find the cheapest Lady Lake, FL car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,399 | $6,076 | $6,828 |
| Geico | $2,706 | $3,410 | $3,772 |
| Liberty Mutual | $3,555 | $3,927 | $4,140 |
| Nationwide | $2,485 | $3,249 | $3,649 |
| Progressive | $4,344 | $5,173 | $5,689 |
| State Farm | $2,142 | $2,557 | $2,799 |
| USAA | $2,041 | $2,420 | $2,564 |
What affects car insurance rates in Lady Lake, Florida?
What factors can have an impact on Lady Lake, FL car insurance? There are several reasons why Lady Lake car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lady Lake, Florida.
Car Theft in Lady Lake
High levels of vehicle theft can make car insurance more expensive. Lady Lake, FL car theft statistics from the FBI indicate 22 vehicle thefts a year.
Commute Time in Lady Lake
The more time you spend in your car the higher the risk of an accident. The average commute length in Lady Lake, FL is 22.1 minutes according to City-Data.
Compare Car Insurance Quotes in Lady Lake, FL
Ready to find affordable Lady Lake, Florida car insurance today? Enter your ZIP code for fast, free Lady Lake, FL car insurance quotes.
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Frequently Asked Questions
What are the car insurance requirements in Lady Lake, FL?
The car insurance requirements in Lady Lake, FL are 10/20/10. This means you must have at least $10,000 in bodily injury liability coverage per person, $20,000 in bodily injury liability coverage per accident, and $10,000 in property damage liability coverage.
How can I find cheap car insurance rates in Lady Lake, FL?
To find cheap car insurance rates in Lady Lake, FL, it’s recommended to compare quotes from the top car insurance companies in the area. By comparing quotes, you can find the best rates that suit your needs and budget.
How does my age, gender, and marital status affect car insurance rates in Lady Lake, FL?
Age, gender, and marital status can impact car insurance rates in Lady Lake, FL. Each car insurance company weighs these factors differently. It’s best to compare rates from multiple companies to see how they evaluate these factors and find the most affordable option.
Does my credit score affect car insurance costs in Lady Lake, FL?
Yes, your credit score can affect car insurance costs in Lady Lake, FL. It’s advisable to compare credit history car insurance rates from top companies for good, fair, and poor credit to find the most affordable rates.
How can I get affordable car insurance as a teenage driver in Lady Lake, FL?
Teenage car insurance in Lady Lake, FL can be expensive. It’s recommended to compare rates from multiple car insurance companies to find the most affordable option. Additionally, maintaining a clean driving record and taking advantage of any available discounts can help reduce costs for teenage drivers.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.