Compare Vero Beach, FL Car Insurance Rates [2024]
Car insurance in Vero Beach, FL averages $342 a month. Vero Beach, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Vero Beach car insurance rates, compare quotes from the top car insurance companies in Vero Beach, FL.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
UPDATED: May 13, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: May 13, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest ZIP code in Vero Beach is 32966
- The cheapest car insurance company in Vero Beach for teen drivers is Geico
- The cheapest car insurance company in Vero Beach is USAA
If you need to buy Vero Beach, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Vero Beach, FL is right here.
You’ll find Vero Beach car insurance rates, the cheapest Vero Beach, FL car insurance companies, and information on Florida car insurance laws. You can also compare Vero Beach, Florida car insurance rates to Fort Lauderdale car insurance rates, St. Petersburg car insurance rates, and Miami car insurance rates.
Ready to find affordable Vero Beach, FL car insurance today? Enter your ZIP code for fast, free Vero Beach car insurance quotes.
Cheapest Vero Beach, FL Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Vero Beach, FL car insurance rates? Every Vero Beach, Florida car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,905 | $3,682 | $3,368 | $3,394 | $13,002 | $13,912 | $3,837 | $3,859 |
| Geico | $2,706 | $2,718 | $2,535 | $2,535 | $4,829 | $6,062 | $2,980 | $3,025 |
| Liberty Mutual | $3,284 | $3,284 | $3,013 | $3,013 | $6,884 | $10,579 | $3,284 | $4,437 |
| Nationwide | $2,631 | $2,601 | $2,358 | $2,437 | $6,206 | $7,634 | $2,890 | $3,008 |
| Progressive | $3,521 | $3,306 | $3,028 | $3,243 | $9,961 | $10,873 | $4,222 | $4,023 |
| State Farm | $1,855 | $1,855 | $1,693 | $1,693 | $5,326 | $6,778 | $2,055 | $2,197 |
| USAA | $1,481 | $1,454 | $1,389 | $1,373 | $5,088 | $5,904 | $1,840 | $1,980 |
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Minimum Car Insurance in Vero Beach, FL
Every driver must carry the minimum car insurance required by the state in Vero Beach, FL. Take a look at the Florida car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $10,000 per person $20,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Vero Beach, FL Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Vero Beach, FL. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Vero Beach from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $8,576 | $5,408 | $4,376 |
| Geico | $4,978 | $3,020 | $2,273 |
| Liberty Mutual | $6,070 | $4,467 | $3,630 |
| Nationwide | $4,647 | $3,420 | $3,094 |
| Progressive | $6,856 | $4,884 | $4,076 |
| State Farm | $3,993 | $2,634 | $2,168 |
| USAA | $4,148 | $2,048 | $1,495 |
Cheapest Vero Beach, FL Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Vero Beach, FL to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $5,293 | $6,340 | $6,988 | $5,858 |
| Geico | $2,392 | $3,051 | $4,530 | $3,723 |
| Liberty Mutual | $3,401 | $4,420 | $6,420 | $4,649 |
| Nationwide | $3,190 | $3,491 | $4,669 | $3,533 |
| Progressive | $4,173 | $6,150 | $5,185 | $5,581 |
| State Farm | $2,684 | $3,179 | $2,932 | $2,932 |
| USAA | $2,002 | $2,476 | $3,677 | $2,100 |
Cheapest Vero Beach, FL Car Insurance for Teen Drivers
Teen car insurance in Vero Beach, FL can be expensive. Take a look at rates from the top car insurance companies in Vero Beach for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $13,002 | $13,912 |
| Geico | $4,829 | $6,062 |
| Liberty Mutual | $6,884 | $10,579 |
| Nationwide | $6,206 | $7,634 |
| Progressive | $9,961 | $10,873 |
| State Farm | $5,326 | $6,778 |
| USAA | $5,088 | $5,904 |
Cheapest Vero Beach, FL Car Insurance for Seniors
Take a look at Vero Beach, FL senior rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,368 | $3,394 |
| Geico | $2,535 | $2,535 |
| Liberty Mutual | $3,013 | $3,013 |
| Nationwide | $2,358 | $2,437 |
| Progressive | $3,028 | $3,243 |
| State Farm | $1,693 | $1,693 |
| USAA | $1,389 | $1,373 |
Cheapest Vero Beach, FL Car Insurance Rates After a DUI
A DUI in Vero Beach, FL increases car insurance rates. Compare Vero Beach, Florida car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,988 |
| Geico | $4,530 |
| Liberty Mutual | $6,420 |
| Nationwide | $4,669 |
| Progressive | $5,185 |
| State Farm | $2,932 |
| USAA | $3,677 |
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Cheapest Vero Beach, FL Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Vero Beach, FL by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,947 | $6,292 |
| Geico | $3,407 | $3,440 |
| Liberty Mutual | $4,571 | $4,874 |
| Nationwide | $3,721 | $3,721 |
| Progressive | $5,272 | $5,272 |
| State Farm | $2,834 | $3,029 |
| USAA | $2,535 | $2,593 |
Cheapest Vero Beach, FL Car Insurance Rates by ZIP Code
Vero Beach car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Vero Beach, FL.
| ZIP Code | Average Annual Rates |
|---|---|
| 32966 | $3,168 |
| 32967 | $3,168 |
| 32968 | $3,176 |
The Best Cheap Car Insurance Companies in Vero Beach, FL
Take a look at a side-by-side comparison of the top car insurance companies in Vero Beach, FL to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $6,120 |
| Geico | $3,424 |
| Liberty Mutual | $4,723 |
| Nationwide | $3,721 |
| Progressive | $5,272 |
| State Farm | $2,932 |
| USAA | $2,564 |
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Category Winners: Cheapest Car Insurance in Vero Beach, Florida
Find the cheapest car insurance companies in Vero Beach, FL for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
Cheapest Vero Beach, FL Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Vero Beach car insurance rates. Find the cheapest Vero Beach, FL car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,925 | $6,392 | $7,043 |
| Geico | $2,757 | $3,549 | $3,965 |
| Liberty Mutual | $4,310 | $4,798 | $5,059 |
| Nationwide | $2,880 | $3,879 | $4,402 |
| Progressive | $4,307 | $5,408 | $6,101 |
| State Farm | $2,474 | $3,003 | $3,318 |
| USAA | $2,183 | $2,662 | $2,846 |
What affects car insurance rates in Vero Beach, Florida?
What are the factors that affect car insurance rates in Vero Beach, FL? There are several reasons why Vero Beach car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Vero Beach, Florida.
Car Theft in Vero Beach
High levels of vehicle theft can make car insurance more expensive. Vero Beach, FL car theft statistics from the FBI indicate 12 vehicle thefts a year.
Commute Time in Vero Beach
The more time you spend in your car the higher the risk of an accident. The average commute length in Vero Beach, FL is 16.5 minutes according to City-Data.
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Compare Car Insurance Quotes in Vero Beach, FL
Ready to find affordable Vero Beach, Florida car insurance today? Enter your ZIP code for fast, free Vero Beach, FL car insurance quotes.
Frequently Asked Questions
How much does car insurance in Vero Beach, FL cost on average?
Car insurance in Vero Beach, FL averages around $342 per month.
What are the car insurance requirements in Vero Beach, FL?
The car insurance requirements in Vero Beach, FL are 10/20/10. This means you need to have at least $10,000 in bodily injury liability coverage per person, $20,000 in bodily injury liability coverage per accident, and $10,000 in property damage liability coverage.
Do I need full coverage insurance if my car is financed?
If your car is financed, you may be required to have full coverage insurance, which includes comprehensive and collision coverage in addition to the minimum liability coverage.
How can I find cheap car insurance rates in Vero Beach, FL?
To find cheap car insurance rates in Vero Beach, FL, it is recommended to compare quotes from the top car insurance companies in the area.
Are there affordable car insurance options for teen drivers in Vero Beach, FL?
Teen car insurance in Vero Beach, FL tends to be expensive. However, comparing rates from different insurance companies can help find more affordable options.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.