Compare South Deerfield, MA Car Insurance Rates [2024]
Car insurance in South Deerfield, MA averages $202 a month. South Deerfield, Massachusetts car insurance requirements are 20/40/5, but you might need full coverage insurance if your car is financed. To find cheap South Deerfield car insurance rates, compare quotes from the top car insurance companies in South Deerfield, MA.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Commercial Lines Coverage Specialist
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in South Deerfield is State Farm
- Average car insurance rates in South Deerfield, MA are $2,419/year
- Average car insurance rates in South Deerfield, MA after a DUI are $2,977/year
If you need to buy South Deerfield, Massachusetts car insurance, the options can be confusing. Everything you need to know about car insurance in South Deerfield, MA is right here.
You’ll find South Deerfield car insurance rates, the cheapest South Deerfield, MA car insurance companies, and information on Massachusetts car insurance laws. You can also compare South Deerfield, Massachusetts car insurance rates to Quincy car insurance rates, Lowell car insurance rates, and Fall River car insurance rates.
Ready to find affordable South Deerfield, MA car insurance today? Enter your ZIP code for fast, free South Deerfield car insurance quotes.
Cheapest South Deerfield, MA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect South Deerfield, MA car insurance rates? Every South Deerfield, Massachusetts car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $1,805 | $1,805 | $1,805 | $1,805 | $6,389 | $6,389 | $2,019 | $2,019 |
| Geico | $1,585 | $1,585 | $1,457 | $1,457 | $4,691 | $4,691 | $1,639 | $1,639 |
| Liberty Mutual | $2,218 | $2,218 | $1,934 | $1,934 | $7,380 | $7,380 | $2,319 | $2,319 |
| Progressive | $1,663 | $1,663 | $1,595 | $1,595 | $6,053 | $6,053 | $1,798 | $1,798 |
| State Farm | $740 | $740 | $740 | $740 | $2,110 | $2,110 | $740 | $740 |
| Travelers | $2,201 | $2,201 | $1,956 | $1,956 | $4,375 | $4,375 | $2,428 | $2,428 |
| USAA | $1,133 | $1,133 | $1,117 | $1,117 | $2,604 | $2,604 | $1,251 | $1,251 |
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Minimum Car Insurance in South Deerfield, MA
Every driver must carry the minimum car insurance in South Deerfield, MA. Take a look at the Massachusetts car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
Cheapest South Deerfield, MA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in South Deerfield, MA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,337 | $3,453 | $3,889 | $2,337 |
| Geico | $1,878 | $2,573 | $2,943 | $1,978 |
| Liberty Mutual | $2,733 | $3,719 | $4,485 | $2,914 |
| Progressive | $2,344 | $3,273 | $2,614 | $2,879 |
| State Farm | $859 | $1,166 | $1,388 | $918 |
| Travelers | $2,156 | $2,947 | $3,141 | $2,716 |
| USAA | $1,092 | $1,412 | $2,381 | $1,219 |
Cheapest South Deerfield, MA Car Insurance for Teen Drivers
Teen car insurance in South Deerfield, MA can be expensive. Take a look at rates from the top car insurance companies in South Deerfield for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,389 | $6,389 |
| Geico | $4,691 | $4,691 |
| Liberty Mutual | $7,380 | $7,380 |
| Progressive | $6,053 | $6,053 |
| State Farm | $2,110 | $2,110 |
| Travelers | $4,375 | $4,375 |
| USAA | $2,604 | $2,604 |
Cheapest South Deerfield, MA Car Insurance for Seniors
Take a look at South Deerfield, MA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,805 | $1,805 |
| Geico | $1,457 | $1,457 |
| Liberty Mutual | $1,934 | $1,934 |
| Progressive | $1,595 | $1,595 |
| State Farm | $740 | $740 |
| Travelers | $1,956 | $1,956 |
| USAA | $1,117 | $1,117 |
Cheapest South Deerfield, MA Car Insurance Rates After a DUI
A DUI in South Deerfield, MA increases car insurance rates. Compare South Deerfield, Massachusetts DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $3,889 |
| Geico | $2,943 |
| Liberty Mutual | $4,485 |
| Progressive | $2,614 |
| State Farm | $1,388 |
| Travelers | $3,141 |
| USAA | $2,381 |
Cheapest South Deerfield, MA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in South Deerfield, MA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $2,909 | $3,099 |
| Geico | $2,297 | $2,389 |
| Liberty Mutual | $3,327 | $3,598 |
| Progressive | $2,777 | $2,777 |
| State Farm | $1,058 | $1,108 |
| Travelers | $2,612 | $2,868 |
| USAA | $1,484 | $1,568 |
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The Best Cheap Car Insurance Companies in South Deerfield, MA
Take a look at a side-by-side comparison of the top car insurance companies in South Deerfield, MA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,004 |
| Geico | $2,343 |
| Liberty Mutual | $3,463 |
| Progressive | $2,777 |
| State Farm | $1,083 |
| Travelers | $2,740 |
| USAA | $1,526 |
Category Winners: Cheapest Car Insurance in South Deerfield, Massachusetts
Find the cheapest car insurance companies in South Deerfield, MA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | State Farm |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
Cheapest South Deerfield, MA Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your South Deerfield car insurance rates. Find the cheapest South Deerfield, MA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $2,788 | $3,052 | $3,172 |
| Geico | $2,166 | $2,385 | $2,477 |
| Liberty Mutual | $3,248 | $3,507 | $3,633 |
| Progressive | $2,567 | $2,827 | $2,939 |
| State Farm | $990 | $1,101 | $1,157 |
| Travelers | $2,502 | $2,789 | $2,929 |
| USAA | $1,418 | $1,551 | $1,609 |
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What affects car insurance rates in South Deerfield, Massachusetts?
What factors can have an impact on South Deerfield, MA car insurance? There are several reasons why South Deerfield car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in South Deerfield, Massachusetts.
Commute Time in South Deerfield
The more time you spend in your car the higher the risk of an accident. The average commute length in South Deerfield, MA is 22.3 minutes according to City-Data.
Compare Car Insurance Quotes in South Deerfield, MA
Ready to find affordable South Deerfield, Massachusetts car insurance today? Enter your ZIP code for fast, free South Deerfield, MA car insurance quotes.
Frequently Asked Questions
How can I compare car insurance rates in South Deerfield, MA?
To compare car insurance rates in South Deerfield, MA, you have a few options. You can contact individual insurance companies directly and request quotes. Additionally, you can use online comparison tools that provide multiple quotes from different insurers. These tools typically require you to provide some personal information and details about your vehicle and driving history to generate accurate quotes.
What factors affect car insurance rates in South Deerfield, MA?
Car insurance rates in South Deerfield, MA, are influenced by several factors. Common factors include your driving record, age, gender, marital status, type of vehicle you drive, your credit history, and the coverage options you choose. Additionally, factors like the location where you live in South Deerfield, MA, and the frequency of car thefts and accidents in that area can impact insurance rates.
Are car insurance rates higher in South Deerfield, MA, compared to other areas?
Car insurance rates can vary depending on the location, and South Deerfield, MA, may have different rates compared to other areas. Insurance companies consider factors like population density, crime rates, and accident statistics when determining rates for a specific area. It’s recommended to compare rates from multiple insurers to get a better understanding of how South Deerfield, MA, compares to other areas.
Are there any discounts available for car insurance in South Deerfield, MA?
Yes, many insurance companies offer various discounts that can help you save on car insurance in South Deerfield, MA. Common discounts include safe driver discounts, multi-policy discounts (if you have multiple policies with the same insurer), good student discounts, low-mileage discounts, and discounts for having safety features installed in your vehicle. It’s worth checking with insurance providers to see which discounts you may qualify for.
How can I lower my car insurance rates in South Deerfield, MA?
There are several strategies you can consider to lower your car insurance rates in South Deerfield, MA. Maintaining a clean driving record, bundling multiple policies with the same insurer, opting for higher deductibles, and taking advantage of available discounts are some effective methods. You may also want to periodically compare quotes from different insurance companies to ensure you’re getting the best rate.
Is it necessary to have full coverage car insurance in South Deerfield, MA?
Full coverage car insurance is not legally required in South Deerfield, MA. However, if you have a loan or lease on your vehicle, your lender or leasing company may require you to have comprehensive and collision coverage. Even if it’s not mandatory, having full coverage can provide added protection for your vehicle in case of accidents, theft, or other covered events. It’s important to evaluate your personal circumstances and financial situation when deciding on the level of coverage you need.
What should I do if I can’t afford car insurance in South Deerfield, MA?
If you’re struggling to afford car insurance in South Deerfield, MA, there are a few options you can explore. First, consider adjusting your coverage limits or deductibles to lower your premium. You can also shop around and compare quotes from multiple insurers to find more affordable options. Additionally, some states offer low-cost or subsidized insurance programs for individuals with limited incomes. Contact your state’s insurance department or a local insurance agent to inquire about such programs.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Commercial Lines Coverage Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.