Compare Easton, PA Car Insurance Rates [2024]
Car insurance in Easton, PA averages $333 a month. Easton, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Easton car insurance rates, compare quotes from the top car insurance companies in Easton, PA.
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Tonya Sisler
Insurance Content Team Lead
Tonya Sisler has been a technical insurance writer for over five years. She uses her extensive insurance and finance knowledge to write informative articles that answer readers' top questions. Her mission is to provide readers with timely, accurate information that allows them to determine their insurance needs and choose the best coverage. Tonya currently leads a team of 10 insurance copywrite...
Insurance Content Team Lead
UPDATED: May 13, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: May 13, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Easton, PA after a DUI are $4,366/year
- The cheapest ZIP code in Easton is 18040
- The cheapest car insurance company in Easton for teen drivers is USAA
If you need to buy Easton, Pennsylvania the options can be confusing. Our guide to Pennsylvania car insurance is a good place to start. But everything you need to know about car insurance in Easton, PA is right here.
You’ll find Easton car insurance rates, the cheapest Easton, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Easton, Pennsylvania car insurance rates to Lancaster car insurance rates, Philadelphia car insurance rates, and Reading car insurance rates.
Ready to find affordable Easton, PA car insurance today? Enter your ZIP code for fast, free Easton car insurance quotes.
Cheapest Easton, PA Car Insurance Rates By Age, Gender, and Marital Status
Ever wonder what are the factors that affect car insurance rates? How do age, gender, and marital status affect Easton, PA car insurance rates? Every Easton, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,513 | $2,513 | $2,335 | $2,335 | $8,776 | $8,776 | $2,748 | $2,748 |
| Geico | $1,999 | $1,730 | $1,904 | $1,649 | $5,010 | $4,346 | $2,001 | $1,732 |
| Liberty Mutual | $3,756 | $3,756 | $3,444 | $3,444 | $10,913 | $10,913 | $4,761 | $4,761 |
| Nationwide | $1,822 | $1,822 | $1,728 | $1,728 | $5,178 | $5,178 | $2,047 | $2,047 |
| Progressive | $2,816 | $2,816 | $2,513 | $2,513 | $9,106 | $9,106 | $3,579 | $3,579 |
| State Farm | $1,664 | $1,664 | $1,477 | $1,477 | $6,114 | $6,114 | $1,844 | $1,844 |
| Travelers | $1,684 | $1,684 | $1,828 | $1,828 | $25,253 | $25,253 | $2,014 | $2,014 |
| USAA | $1,205 | $1,205 | $1,090 | $1,090 | $3,686 | $3,686 | $1,604 | $1,604 |
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Minimum Car Insurance in Easton, PA
Every driver must carry the minimum car insurance in Easton, PA. Here’s how to find car insurance coverage requirements in your state. But we’ll take a look at the Pennsylvania car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
Cheapest Easton, PA Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Easton, PA. Compare credit history car insurance rates in Easton from top companies for good, fair, and poor credit. You can get car insurance with no credit check, but it typically costs more.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,220 | $3,910 | $3,149 |
| Geico | $3,822 | $2,153 | $1,664 |
| Liberty Mutual | $7,297 | $5,235 | $4,624 |
| Nationwide | $3,157 | $2,602 | $2,322 |
| Progressive | $5,967 | $4,186 | $3,357 |
| State Farm | $3,952 | $2,444 | $1,928 |
| Travelers | $8,359 | $7,569 | $7,157 |
| USAA | $2,370 | $1,760 | $1,559 |
Cheapest Easton, PA Car Insurance Rates by Driving Record
Do car insurance companies check your driving records? Your driving record is one of the biggest factors affecting car insurance costs. Compare car insurance rates with a bad driving record in Easton, PA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,913 | $4,634 | $3,913 | $3,913 |
| Geico | $1,872 | $3,226 | $2,504 | $2,584 |
| Liberty Mutual | $5,201 | $5,993 | $5,840 | $5,840 |
| Nationwide | $1,946 | $2,607 | $3,624 | $2,597 |
| Progressive | $4,080 | $5,654 | $4,194 | $4,086 |
| State Farm | $2,525 | $3,024 | $2,775 | $2,775 |
| Travelers | $5,431 | $7,764 | $9,821 | $7,764 |
| USAA | $1,522 | $2,109 | $2,254 | $1,701 |
Cheapest Easton, PA Car Insurance for Teen Drivers
Teen car insurance in Easton, PA can be expensive. There are tips for finding car insurance for young drivers that can save you money. Take a look at rates from the top car insurance companies in Easton for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,776 | $8,776 |
| Geico | $5,010 | $4,346 |
| Liberty Mutual | $10,913 | $10,913 |
| Nationwide | $5,178 | $5,178 |
| Progressive | $9,106 | $9,106 |
| State Farm | $6,114 | $6,114 |
| Travelers | $25,253 | $25,253 |
| USAA | $3,686 | $3,686 |
Cheapest Easton, PA Car Insurance for Seniors
You can find low cost car insurance for seniors through many providers. Take a look at Easton, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,335 | $2,335 |
| Geico | $1,904 | $1,649 |
| Liberty Mutual | $3,444 | $3,444 |
| Nationwide | $1,728 | $1,728 |
| Progressive | $2,513 | $2,513 |
| State Farm | $1,477 | $1,477 |
| Travelers | $1,828 | $1,828 |
| USAA | $1,090 | $1,090 |
Cheapest Easton, PA Car Insurance Rates After a DUI
A DUI in Easton, PA increases car insurance rates. Compare car insurance rates after a DUI from company to company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $3,913 |
| Geico | $2,504 |
| Liberty Mutual | $5,840 |
| Nationwide | $3,624 |
| Progressive | $4,194 |
| State Farm | $2,775 |
| Travelers | $9,821 |
| USAA | $2,254 |
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Cheapest Easton, PA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Easton, PA by commute? Take a look at a comparison of the top companies by commute length. Don’t have a commute? You can get lower car insurance rates by driving less.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,007 | $4,179 |
| Geico | $2,507 | $2,586 |
| Liberty Mutual | $5,573 | $5,864 |
| Nationwide | $2,694 | $2,694 |
| Progressive | $4,503 | $4,503 |
| State Farm | $2,692 | $2,857 |
| Travelers | $7,695 | $7,695 |
| USAA | $1,842 | $1,951 |
Cheapest Easton, PA Car Insurance Rates by ZIP Code
Easton car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Easton, PA.
| ZIP Code | Average Annual Rates |
|---|---|
| 18040 | $4,848 |
| 18042 | $5,190 |
| 18045 | $4,860 |
The Best Cheap Car Insurance Companies in Easton, PA
Take a look at a side-by-side comparison of the top car insurance companies in Easton, PA to find the best option for your needs. Find out more information about the best car insurance companies here.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,093 |
| Geico | $2,546 |
| Liberty Mutual | $5,719 |
| Nationwide | $2,694 |
| Progressive | $4,503 |
| State Farm | $2,775 |
| Travelers | $7,695 |
| USAA | $1,897 |
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Category Winners: Cheapest Car Insurance in Easton, Pennsylvania
Find the cheapest car insurance companies in Easton, PA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
Cheapest Easton, PA Car Insurance Rates by Coverage Level
Do you understand the differences between collision vs. comprehensive coverage? How much coverage you choose will have an impact on your Easton car insurance rates. Find the cheapest Easton, PA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,897 | $4,121 | $4,261 |
| Geico | $2,300 | $2,572 | $2,768 |
| Liberty Mutual | $5,422 | $5,763 | $5,970 |
| Nationwide | $2,699 | $2,733 | $2,650 |
| Progressive | $4,116 | $4,542 | $4,852 |
| State Farm | $2,567 | $2,820 | $2,937 |
| Travelers | $7,708 | $7,713 | $7,664 |
| USAA | $1,747 | $1,916 | $2,027 |
What affects car insurance rates in Easton, Pennsylvania?
What factors can have an impact on Easton, PA car insurance? There are several reasons why Easton car insurance may be different from surrounding cities. Find out what affects car insurance quotes in Easton, Pennsylvania.
Commute Time in Easton
The more time you spend in your car the higher the risk of an accident. The average commute length in Easton, PA is 23.7 minutes according to City-Data.
Traffic in Easton
Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Easton, PA traffic data from INRIX ranks Easton as the 973rd-most congested in the world.
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Compare Car Insurance Quotes in Easton, PA
Ready to find affordable Easton, Pennsylvania car insurance today? Enter your ZIP code for fast, free Easton, PA car insurance quotes.
Frequently Asked Questions
How are car insurance rates for Easton, PA determined?
Car insurance rates for Easton, PA, are determined by various factors. These factors include the driver’s age, driving record, credit history, location within Easton, coverage options selected, deductible amount, annual mileage, and the specific make, model, and year of the vehicle. Insurance companies also consider local factors such as accident rates, theft rates, and the cost of repairs and medical services in the area.
Are car insurance rates higher in Easton, PA compared to other areas?
Car insurance rates can vary depending on multiple factors, and it’s difficult to make a general statement about rates in Easton, PA compared to other areas. Rates can be influenced by local factors such as the number of accidents and thefts in the area, as well as state-specific regulations and insurance market conditions. Additionally, your personal driving profile and the coverage options you select will play a significant role in determining your insurance rates.
How can I find the best car insurance rates in Easton, PA?
To find the best car insurance rates in Easton, PA, it’s recommended to shop around and compare quotes from multiple insurance providers. You can contact different insurance companies directly or use online comparison tools that allow you to receive quotes from multiple insurers simultaneously. Providing accurate and consistent information when requesting quotes will help ensure you receive accurate rates for comparison.
What can I do to lower my car insurance rates in Easton, PA?
There are several strategies you can employ to potentially lower your car insurance rates in Easton, PA:
- Maintain a clean driving record and avoid traffic violations or accidents.
- Consider increasing your deductible, which is the amount you pay out of pocket in the event of a claim.
- Inquire about available discounts such as multi-policy discounts, good driver discounts, or discounts for safety features on your vehicle.
- Evaluate your coverage options and consider whether you need additional coverage beyond the mandatory requirements.
- If feasible, install anti-theft devices or security systems that may reduce the risk of theft.
Are there any specific considerations for insuring a vehicle in Easton, PA?
When insuring a vehicle in Easton, PA, it’s important to consider factors such as the local weather conditions, traffic patterns, and potential risks in the area. If you live in an area prone to severe weather events, such as winter storms or flooding, you may want to consider comprehensive coverage to protect your vehicle against such damages. Additionally, understanding the specific insurance requirements and regulations in Pennsylvania is essential to ensure you meet the minimum coverage requirements.
Are there any local insurance providers in Easton, PA?
There may be local insurance providers in Easton, PA, in addition to national or regional insurance companies. Local providers may offer unique coverage options or be familiar with specific factors that affect insurance rates in the area. It’s recommended to research and compare both local and national insurance providers to find the best coverage and rates for your needs.
Should I consider specialized coverage for my vehicle in Easton, PA?
The decision to add specialized coverage to your vehicle in Easton, PA depends on your specific circumstances and preferences. It’s advisable to evaluate factors such as the age and value of your vehicle, your driving habits, and potential risks in the area. Specialized coverage options such as comprehensive and collision insurance may provide additional protection beyond the mandatory liability coverage. Consider your needs and consult with insurance providers to determine the appropriate coverage for your vehicle.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Tonya Sisler
Insurance Content Team Lead
Tonya Sisler has been a technical insurance writer for over five years. She uses her extensive insurance and finance knowledge to write informative articles that answer readers' top questions. Her mission is to provide readers with timely, accurate information that allows them to determine their insurance needs and choose the best coverage. Tonya currently leads a team of 10 insurance copywrite...
Insurance Content Team Lead
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.