Compare Bastrop, TX Car Insurance Rates [2024]
Car insurance in Bastrop, TX averages $313 a month. Bastrop, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Bastrop car insurance rates, compare quotes from the top car insurance companies in Bastrop, TX.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Bastrop for teen drivers is USAA
- Average car insurance rates in Bastrop, TX after a DUI are $4,273/year
- Average car insurance rates in Bastrop, TX are $3,759/year
If you need to buy Bastrop, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Bastrop, TX is right here.
You’ll find Bastrop car insurance rates, the cheapest Bastrop, TX car insurance companies, and information on Texas car insurance laws. You can also compare Bastrop, Texas car insurance rates to Laredo car insurance rates, Houston car insurance rates, and Arlington car insurance rates.
Ready to find affordable Bastrop, TX car insurance today? Enter your ZIP code for fast, free Bastrop car insurance quotes.
Cheapest Bastrop, TX Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Bastrop, TX car insurance rates? Every Bastrop, Texas car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,419 | $3,441 | $3,374 | $3,374 | $9,185 | $11,063 | $4,226 | $4,391 |
| American Family | $2,980 | $3,308 | $2,722 | $3,114 | $7,546 | $9,877 | $4,221 | $4,799 |
| Geico | $2,397 | $2,598 | $2,328 | $2,654 | $5,300 | $5,516 | $2,596 | $2,588 |
| Nationwide | $2,207 | $2,243 | $1,950 | $2,064 | $6,287 | $8,072 | $2,596 | $2,809 |
| Progressive | $2,170 | $2,068 | $1,938 | $1,970 | $9,125 | $10,199 | $2,577 | $2,628 |
| State Farm | $2,101 | $2,101 | $1,867 | $1,867 | $5,006 | $6,376 | $2,283 | $2,355 |
| USAA | $1,491 | $1,501 | $1,424 | $1,415 | $4,146 | $4,517 | $1,983 | $2,127 |
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Minimum Car Insurance in Bastrop, TX
Every driver must carry the minimum car insurance in Bastrop, TX. Take a look at the Texas car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Bastrop, TX Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Bastrop, TX. Compare credit history car insurance rates in Bastrop from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,738 | $4,949 | $4,241 |
| American Family | $6,661 | $4,176 | $3,626 |
| Geico | $5,011 | $2,837 | $1,893 |
| Nationwide | $4,224 | $3,401 | $2,960 |
| Progressive | $4,591 | $3,975 | $3,687 |
| State Farm | $4,244 | $2,639 | $2,101 |
| USAA | $3,418 | $1,972 | $1,586 |
Cheapest Bastrop, TX Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bastrop, TX to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,090 | $6,381 | $6,675 | $4,090 |
| American Family | $4,395 | $5,594 | $4,900 | $4,395 |
| Geico | $2,757 | $3,658 | $3,030 | $3,543 |
| Nationwide | $3,060 | $3,060 | $4,537 | $3,457 |
| Progressive | $3,565 | $4,606 | $4,158 | $4,008 |
| State Farm | $2,664 | $3,051 | $3,599 | $2,664 |
| USAA | $1,737 | $2,557 | $3,015 | $1,993 |
Cheapest Bastrop, TX Car Insurance for Teen Drivers
Teen car insurance in Bastrop, TX can be expensive. Take a look at rates from the top car insurance companies in Bastrop for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,185 | $11,063 |
| American Family | $7,546 | $9,877 |
| Geico | $5,300 | $5,516 |
| Nationwide | $6,287 | $8,072 |
| Progressive | $9,125 | $10,199 |
| State Farm | $5,006 | $6,376 |
| USAA | $4,146 | $4,517 |
Cheapest Bastrop, TX Car Insurance for Seniors
Take a look at Bastrop, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,374 | $3,374 |
| American Family | $2,722 | $3,114 |
| Geico | $2,328 | $2,654 |
| Nationwide | $1,950 | $2,064 |
| Progressive | $1,938 | $1,970 |
| State Farm | $1,867 | $1,867 |
| USAA | $1,424 | $1,415 |
Cheapest Bastrop, TX Car Insurance Rates After a DUI
A DUI in Bastrop, TX increases car insurance rates. Compare Bastrop, Texas DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,675 |
| American Family | $4,900 |
| Geico | $3,030 |
| Nationwide | $4,537 |
| Progressive | $4,158 |
| State Farm | $3,599 |
| USAA | $3,015 |
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Cheapest Bastrop, TX Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Bastrop, TX by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,180 | $5,439 |
| American Family | $4,821 | $4,821 |
| Geico | $3,188 | $3,306 |
| Nationwide | $3,528 | $3,528 |
| Progressive | $4,084 | $4,084 |
| State Farm | $2,994 | $2,994 |
| USAA | $2,296 | $2,355 |
The Best Cheap Car Insurance Companies in Bastrop, TX
Take a look at a side-by-side comparison of the top car insurance companies in Bastrop, TX to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,309 |
| American Family | $4,821 |
| Geico | $3,247 |
| Nationwide | $3,528 |
| Progressive | $4,084 |
| State Farm | $2,994 |
| USAA | $2,325 |
Category Winners: Cheapest Car Insurance in Bastrop, Texas
Find the cheapest car insurance companies in Bastrop, TX for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
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Cheapest Bastrop, TX Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Bastrop car insurance rates. Find the cheapest Bastrop, TX car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,186 | $5,263 | $5,479 |
| American Family | $4,524 | $4,664 | $5,275 |
| Geico | $3,070 | $3,204 | $3,468 |
| Nationwide | $3,809 | $3,380 | $3,396 |
| Progressive | $3,909 | $4,068 | $4,276 |
| State Farm | $2,844 | $2,985 | $3,154 |
| USAA | $2,248 | $2,317 | $2,411 |
What affects car insurance rates in Bastrop, Texas?
What factors can have an impact on Bastrop, TX car insurance? There are several reasons why Bastrop car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bastrop, Texas.
Car Theft in Bastrop
High levels of vehicle theft can make car insurance more expensive. Bastrop, TX car theft statistics from the FBI indicate 26 vehicle thefts a year.
Commute Time in Bastrop
The more time you spend in your car the higher the risk of an accident. The average commute length in Bastrop, TX is 30.8 minutes according to City-Data.
Compare Car Insurance Quotes in Bastrop, TX
Ready to find affordable Bastrop, Texas car insurance today? Enter your ZIP code for fast, free Bastrop, TX car insurance quotes.
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Frequently Asked Questions
What factors determine car insurance rates in Bastrop, TX?
Several factors influence car insurance rates in Bastrop, TX, including your driving record, age, gender, marital status, type of vehicle, coverage options, deductible amount, and credit history.
How can I find the best car insurance rates in Bastrop, TX?
To find the best car insurance rates in Bastrop, TX, it’s recommended to compare quotes from multiple insurance providers. You can contact different insurance companies, use online comparison tools, or consult with an insurance agent.
Are car insurance rates higher in Bastrop, TX compared to other areas?
Car insurance rates can vary from one location to another, and Bastrop, TX may have its unique factors that influence rates. It’s essential to compare rates specific to Bastrop to determine if they are higher or lower than other areas.
What are some ways to lower car insurance rates in Bastrop, TX?
There are several ways to potentially lower car insurance rates in Bastrop, TX. These include maintaining a clean driving record, opting for higher deductibles, bundling multiple policies with the same insurer, qualifying for discounts (such as safe driver or multi-car discounts), and ensuring your vehicle has safety features.
Are there any specific car insurance requirements in Bastrop, TX?
In Bastrop, TX, as in the rest of Texas, drivers must have at least the minimum liability coverage as mandated by the state. This includes $30,000 for bodily injury per person, $60,000 for bodily injury per accident, and $25,000 for property damage.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.