Compare Lewisville, TX Car Insurance Rates [2024]
Car insurance in Lewisville, TX averages $327 a month. Lewisville, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Lewisville car insurance rates, compare quotes from the top car insurance companies in Lewisville, TX.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Dec 20, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 20, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Lewisville for teen drivers is USAA
- The cheapest ZIP code in Lewisville is 75057
- The cheapest car insurance company in Lewisville is USAA
If you need to buy Lewisville, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Lewisville, TX is right here.
You’ll find Lewisville car insurance rates, the cheapest Lewisville, TX car insurance companies, and information on Texas car insurance laws. You can also compare Lewisville, Texas car insurance rates to Fort Worth car insurance rates, Austin car insurance rates, and Dallas car insurance rates.
Ready to find affordable Lewisville, TX car insurance today? Enter your ZIP code for fast, free Lewisville car insurance quotes.
Cheapest Lewisville, TX Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Lewisville, TX car insurance rates? Every Lewisville, Texas car insurance company weighs these factors differently, so check out the comparison rates.
Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
---|---|---|---|---|---|---|---|---|
Allstate | $3,613 | $3,632 | $3,566 | $3,566 | $9,624 | $11,569 | $4,447 | $4,609 |
American Family | $2,932 | $3,270 | $2,736 | $3,140 | $7,822 | $10,238 | $4,226 | $4,819 |
Geico | $2,521 | $2,730 | $2,435 | $2,783 | $5,672 | $5,847 | $2,737 | $2,722 |
Nationwide | $2,266 | $2,300 | $2,004 | $2,118 | $6,487 | $8,315 | $2,669 | $2,885 |
Progressive | $2,320 | $2,231 | $2,058 | $2,101 | $9,494 | $10,604 | $2,770 | $2,838 |
State Farm | $2,091 | $2,091 | $1,869 | $1,869 | $5,147 | $6,582 | $2,283 | $2,349 |
USAA | $1,652 | $1,652 | $1,584 | $1,560 | $4,749 | $5,143 | $2,197 | $2,334 |
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Minimum Car Insurance in Lewisville, TX
Every driver must carry the minimum car insurance required by the state in Lewisville, TX. Take a look at the Texas car insurance requirements.
Liability Insurance Required | Minimum Coverage Limits Required |
---|---|
Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
Property Damage Liability Coverage | $25,000 minimum |
Cheapest Lewisville, TX Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Lewisville, TX. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Lewisville from top companies for good, fair, and poor credit.
Insurance Company | Poor | Fair | Good |
---|---|---|---|
Allstate | $7,089 | $5,194 | $4,451 |
American Family | $6,721 | $4,260 | $3,712 |
Geico | $5,301 | $2,997 | $1,995 |
Nationwide | $4,346 | $3,501 | $3,044 |
Progressive | $4,856 | $4,181 | $3,870 |
State Farm | $4,297 | $2,676 | $2,133 |
USAA | $3,820 | $2,219 | $1,788 |
Cheapest Lewisville, TX Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Lewisville, TX to rates for a clean record with top companies.
Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
---|---|---|---|---|
Allstate | $4,295 | $6,718 | $7,005 | $4,295 |
American Family | $4,456 | $5,696 | $4,984 | $4,456 |
Geico | $2,908 | $3,873 | $3,201 | $3,741 |
Nationwide | $3,151 | $3,151 | $4,663 | $3,557 |
Progressive | $3,756 | $4,827 | $4,387 | $4,238 |
State Farm | $2,682 | $3,095 | $3,681 | $2,682 |
USAA | $1,936 | $2,876 | $3,401 | $2,223 |
Cheapest Lewisville, TX Car Insurance for Teen Drivers
Teen car insurance in Lewisville, TX can be expensive. Take a look at rates from the top car insurance companies in Lewisville for teenagers.
Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
---|---|---|
Allstate | $9,624 | $11,569 |
American Family | $7,822 | $10,238 |
Geico | $5,672 | $5,847 |
Nationwide | $6,487 | $8,315 |
Progressive | $9,494 | $10,604 |
State Farm | $5,147 | $6,582 |
USAA | $4,749 | $5,143 |
Cheapest Lewisville, TX Car Insurance for Seniors
Take a look at Lewisville, TX rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
---|---|---|
Allstate | $3,566 | $3,566 |
American Family | $2,736 | $3,140 |
Geico | $2,435 | $2,783 |
Nationwide | $2,004 | $2,118 |
Progressive | $2,058 | $2,101 |
State Farm | $1,869 | $1,869 |
USAA | $1,584 | $1,560 |
Cheapest Lewisville, TX Car Insurance Rates After a DUI
A DUI in Lewisville, TX increases car insurance rates. Compare Lewisville, Texas car insurance after a DUI by the company to find the cheapest option.
Insurance Company | Annual Car Insurance Rates With a DUI |
---|---|
Allstate | $7,005 |
American Family | $4,984 |
Geico | $3,201 |
Nationwide | $4,663 |
Progressive | $4,387 |
State Farm | $3,681 |
USAA | $3,401 |
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Cheapest Lewisville, TX Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Lewisville, TX by commute? Take a look at a comparison of the top companies by commute length.
Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
---|---|---|
Allstate | $5,439 | $5,718 |
American Family | $4,898 | $4,898 |
Geico | $3,370 | $3,492 |
Nationwide | $3,630 | $3,630 |
Progressive | $4,302 | $4,302 |
State Farm | $3,035 | $3,035 |
USAA | $2,576 | $2,642 |
Cheapest Lewisville, TX Car Insurance Rates by ZIP Code
Lewisville car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Lewisville, TX.
ZIP Code | Average Annual Rates |
---|---|
75056 | $5,760 |
75057 | $5,708 |
75067 | $5,729 |
The Best Cheap Car Insurance Companies in Lewisville, TX
Take a look at a side-by-side comparison of the top car insurance companies in Lewisville, TX to find the best option for your needs.
Insurance Company | Average Annual Rates |
---|---|
Allstate | $5,578 |
American Family | $4,898 |
Geico | $3,431 |
Nationwide | $3,630 |
Progressive | $4,302 |
State Farm | $3,035 |
USAA | $2,609 |
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Category Winners: Cheapest Car Insurance in Lewisville, Texas
Find the cheapest car insurance companies in Lewisville, TX for each category right here.
Category | Insurance Company |
---|---|
Teenagers | USAA |
Seniors | USAA |
Clean Record | USAA |
With 1 Accident | USAA |
With 1 DUI | Geico |
With 1 Speeding Violation | USAA |
Cheapest Lewisville, TX Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Lewisville car insurance rates. Find the cheapest Lewisville, TX car insurance rates by coverage level.
Insurance Company | Low | Medium | High |
---|---|---|---|
Allstate | $5,425 | $5,521 | $5,789 |
American Family | $4,575 | $4,729 | $5,389 |
Geico | $3,248 | $3,396 | $3,648 |
Nationwide | $3,905 | $3,479 | $3,508 |
Progressive | $4,140 | $4,287 | $4,479 |
State Farm | $2,868 | $3,027 | $3,210 |
USAA | $2,515 | $2,598 | $2,713 |
What affects car insurance rates in Lewisville, Texas?
What are the factors that affect car insurance rates in Lewisville, TX? There are several reasons why Lewisville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lewisville, Texas.
Car Theft in Lewisville
High levels of vehicle theft can make car insurance more expensive. Lewisville, TX car theft statistics from the FBI indicate 235 vehicle thefts a year.
Commute Time in Lewisville
The more time you spend in your car the higher the risk of an accident. The average commute length in Lewisville, TX is 25.6 minutes according to City-Data.
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Compare Car Insurance Quotes in Lewisville, TX
Ready to find affordable Lewisville, Texas car insurance today? Enter your ZIP code for fast, free Lewisville, TX car insurance quotes.
Frequently Asked Questions
How can I compare car insurance rates in Lewisville, TX?
To compare car insurance rates in Lewisville, TX, you can follow these steps:
- Gather information: Collect details about your vehicle, driving history, and any additional drivers you want to include in the policy.
- Research insurance companies: Look for reputable insurance companies that provide coverage in Lewisville, TX. Consider factors like customer reviews, financial stability, and available discounts.
- Obtain quotes: Contact different insurance companies directly or use online comparison tools to obtain quotes. Provide accurate information to receive the most accurate quotes.
- Compare coverage options: Review the coverage options, deductibles, and limits provided by each insurer. Ensure that the policies meet your specific needs.
- Consider discounts: Inquire about available discounts, such as safe driving discounts, multi-policy discounts, or discounts for installing safety features in your vehicle.
- Evaluate customer service: Read reviews or ask for recommendations to assess the quality of customer service provided by each insurance company.
- Make a decision: Once you have compared rates, coverage options, discounts, and customer service, you can choose the car insurance policy that best suits your requirements and budget.
What factors affect car insurance rates in Lewisville, TX?
Several factors influence car insurance rates in Lewisville, TX. Some key factors include:
- Driving record: Your driving history, including any accidents, tickets, or violations, can impact your rates. A clean driving record usually leads to lower premiums.
- Vehicle type: The make, model, and year of your vehicle can affect insurance rates. Luxury cars or those with high repair costs may have higher premiums.
- Age and gender: Younger drivers, especially teenagers, often have higher insurance rates due to their lack of experience. Additionally, statistically, young males tend to have higher rates than young females.
- Location: Your location in Lewisville, TX, can influence rates. Areas with higher population density or higher rates of accidents or theft may have higher premiums.
- Credit history: In some states, including Texas, insurers may consider your credit history when determining rates. A good credit score can lead to lower premiums.
- Coverage and deductibles: The type and level of coverage you choose, as well as the deductibles you select, can impact your insurance rates. Higher coverage limits and lower deductibles may result in higher premiums.
- Annual mileage: The number of miles you drive annually can affect your rates. Generally, the more you drive, the higher the risk, which may lead to higher premiums.
- Insurance history: Your previous insurance coverage and any gaps in coverage can influence rates. Continuous coverage and a history of responsible insurance behavior may lead to lower premiums.
Are there any specific car insurance requirements in Lewisville, TX?
Yes, in Lewisville, TX, drivers are required to carry a minimum level of car insurance coverage. The mandatory coverage includes:
- Bodily Injury Liability: Coverage for injuries you cause to others. The minimum required limit in Texas is $30,000 per person and $60,000 per accident.
- Property Damage Liability: Coverage for damage you cause to someone else’s property. The minimum required limit in Texas is $25,000 per accident.
It’s important to note that these are the minimum requirements, and it’s often advisable to consider higher coverage limits to protect your assets adequately.
Can I get discounts on car insurance in Lewisville, TX?
Yes, you can potentially receive various discounts on your car insurance in Lewisville, TX. Some common discounts offered by insurance companies include:
- Safe driver discounts: If you have a clean driving record without any accidents or violations, you may qualify for a safe driver discount.
- Multi-policy discounts: Insurers often offer discounts when you bundle multiple policies, such as car and home insurance, with the same company.
- Good student discounts: If you’re a student who maintains good grades, you may be eligible for a discount on your car insurance.
- Anti-theft device discounts: Installing anti-theft devices in your vehicle, such as alarms or tracking systems, can lead to lower insurance premiums.
- Defensive driving course discounts: Completing a state-approved defensive driving course may make you eligible for a discount.
- Low mileage discounts: If you don’t drive your car often or have a low annual mileage, you might qualify for a discount.
Can I change my car insurance policy if I find a better rate?
Yes, you have the flexibility to change your car insurance policy in Lewisville, TX, if you find a better rate or coverage option. However, it’s essential to consider a few things before making a switch:
- Policy term: Determine when your current policy is set to expire. It’s generally better to wait until the renewal period to avoid any cancellation fees or potential gaps in coverage.
- Coverage needs: Ensure that the new policy provides the same or better coverage than your current one. Don’t compromise on essential coverage elements to save a few dollars.
- Cancelling your current policy: Before switching, contact your current insurance company to understand their cancellation process and any associated fees. Make sure you have your new policy in place before canceling the existing one to avoid being uninsured.
- Continuous coverage: Maintain continuous coverage to avoid potential rate hikes in the future. Gaps in coverage or a history of lapses can lead to higher premiums.
By comparing rates and coverage options from multiple insurers, you can make an informed decision about switching your car insurance policy if a better rate is available.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.