Compare Volvo 850 Car Insurance Rates [2025]
To get the best price on your Volvo 850 auto insurance, you'll need to shop around and compare. Thanks to the safety features of the Volvo 850, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your Volvo 850 auto insurance rates.
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Joel Ohman
Updated February 2024
- The cost of insurance for a Volvo 850 depends on the trim level
- Safety features of the Volvo 850 can earn you a car insurance discount
- Crash test ratings have an impact on Volvo 850 auto insurance rates
Before you buy a Volvo 850, or even if you already own one, you’ll want to get the best Volvo 850 auto insurance rates. The cost of auto insurance for a Volvo 850 can vary from company to company and be based on personal factors like driving record, too.
The best way to get affordable Volvo 850 auto insurance is to shop around and compare. Before you do that, take a look at the details we’ve gathered on what affects Volvo auto insurance for a 850. You can also compare Volvo 850 auto insurance rates to the average cost of insurance for competitors like Acura TLX and Cadillac CT5.
To compare Volvo 850 auto insurance quotes from top companies, enter your ZIP code above now. It’s fast and free.
Are vehicles like the Volvo 850 expensive to insure?
Take a look at how insurance rates for similar models to the Volvo 850 look. These insurance rates for other sedans like the Mercedes-Benz S-Class, Acura TLX, and Cadillac CT5 give you a good idea of what to expect.
Insurance Rates for Vehicles Similar to the Volvo 850
| Vehicle | Comprehensive | Collision | Liability | Total |
|---|---|---|---|---|
| Hyundai Elantra | $280 | $562 | $372 | $1,372 |
| Hyundai Sonata | $294 | $532 | $420 | $1,426 |
| Lincoln MKZ | $320 | $686 | $450 | $1,636 |
| Mercury Grand Marquis | $188 | $330 | $460 | $1,136 |
| Mitsubishi Lancer | $332 | $610 | $416 | $1,516 |
| Volvo S90 | $356 | $714 | $398 | $1,626 |
| Cadillac DTS | $260 | $466 | $460 | $1,344 |
| Lexus GS 350 | $370 | $714 | $338 | $1,558 |
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What impacts the cost of Volvo 850 insurance?
As with any car, your Volvo 850 car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The Volvo 850 trim level you buy will also have an impact on the total price you will pay for Volvo 850 insurance coverage.
Ways to Save on Volvo 850 Insurance
If you want to reduce the cost of your Volvo 850 insurance rates, follow these tips below:
- Ask about welcome discounts
- Choose automatic payments or EFT for your Volvo 850 insurance policy
- Buy a Volvo 850 with an anti-theft device
- Take a refresher course as an older driver
- Install an aftermarket anti-theft device for your Volvo 850
Top Volvo 850 Insurance Companies
Several insurance companies offer competitive rates for the Volvo 850 based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Volvo 850 drivers organized by market share.
Largest Auto Insurers by Market Share
| Rank | Company | Volume | Market Share |
|---|---|---|---|
| 1 | State Farm | $66,153,063 | 9.1% |
| 2 | Geico | $46,358,896 | 6.4% |
| 3 | Progressive | $41,737,283 | 5.7% |
| 4 | Allstate | $39,210,020 | 5.4% |
| 5 | Liberty Mutual | $36,172,570 | 5.0% |
| 6 | Travelers | $28,786,741 | 4.0% |
| 7 | USAA | $24,621,246 | 3.4% |
| 8 | Chubb | $24,199,582 | 3.3% |
| 9 | Farmers | $20,083,339 | 2.8% |
| 10 | Nationwide | $18,499,967 | 2.5% |
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Comparing Free Volvo 850 Insurance Quotes Online
You can compare quotes for Volvo 850 auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Frequently Asked Questions
How can I find the best price for Volvo 850 auto insurance?
To find the best price, shop around and compare quotes from different insurance companies.
Does the Volvo 850’s age affect insurance rates?
Yes, the age of the Volvo 850 can impact insurance rates. Newer vehicles may have higher rates due to repair costs, while older vehicles may have lower rates but could be influenced by parts availability and safety records.
What other factors should I consider when getting Volvo 850 insurance?
Consider factors like your age, gender, marital status, credit history, location, annual mileage, driving record, and coverage amount.
Are there specific insurance discounts available for Volvo 850 owners?
Yes, Volvo 850 owners may qualify for discounts based on safety features, such as anti-lock brakes, anti-theft devices, airbags, and automatic seatbelts. Loyalty and bundling discounts may also be available.
Can I get specialized insurance coverage for my Volvo 850?
Yes, some insurance companies offer specialized coverage options for classic or modified vehicles. Inquire with providers for tailored coverage options.
Should I consider full coverage or liability-only insurance for my Volvo 850?
The decision between full coverage and liability-only insurance depends on your individual circumstances. Full coverage provides comprehensive and collision coverage along with liability, offering more protection but at a higher cost.
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