Compare Dodge Challenger Car Insurance Rates [2025]

The best way to get an idea of how much Dodge Challenger car insurance rates might cost you is by looking at the average amount that people are currently paying.

Based on drivers across the country, the median Dodge Challenger rates cost $1,692 a year or $141 each month. We have put this article together so you can see how Dodge Challenger car insurance rates are determined in an easy-to-follow format.

You can start comparing quotes for Dodge Challenger car insurance rates from some of the best car insurance companies by using our free online tool now.

What is the Dodge Challenger insurance cost?

The average Dodge Challenger car insurance costs are $1,692 a year or $141 a month.

However, the actual cost of car insurance depends on your driving record, car model, location, age, credit score, and other factors. For example, an older model may have lower car insurance rates. Yet, car insurance for a Dodge Challenger will cost you more compared to most common, everyday cars.

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Are Dodge Challengers expensive to insure?

The chart below details how Dodge Challenger insurance rates compare to other coupes like the Audi S5, Nissan 370Z, and Infiniti Q60.

However, there are a few things you can do to find the cheapest Dodge insurance rates online.

What impacts the cost of Dodge Challenger insurance?

The Dodge Challenger trim and model you choose can impact the total price you will pay for Dodge Challenger insurance coverage.

Age of the Vehicle

Older Dodge Challenger models generally cost less to insure. For example, car insurance for a 2020 Dodge Challenger costs $1,692, while 2010 Dodge Challenger insurance costs are $1,364, a difference of $328.

Driver Age

Driver age can have a significant impact on the cost of Dodge Challenger auto insurance. For example, 20-year-old drivers pay approximately $2,070 each year for their Dodge Challenger auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Dodge Challenger insurance rates. For example, drivers in New York may pay $440 a year more than drivers in Chicago.

Your Driving Record

Your driving record can have an impact on the cost of Dodge Challenger car insurance. Teens and drivers in their 20’s see the highest jump in their Dodge Challenger car insurance with violations on their driving record.

Dodge Challenger Safety Ratings

Your Dodge Challenger auto insurance rates are influenced by the Dodge Challenger’s safety ratings. See the breakdown below:

Test Type	Rating
Small overlap front: driver-side	Marginal
Small overlap front: passenger-side	Not Tested
Moderate overlap front	Good
Side	Good
Roof strength	Acceptable
Head restraints and seats	Acceptable
Source: Insurance Institute for Highway Safety

Dodge Challenger Crash Test Ratings

Good Dodge Challenger crash test ratings can lower your Dodge Challenger auto insurance rates. See Dodge Challenger crash test results below:

Dodge Challenger Safety Features

The more safety features you have on your Dodge Challenger, the more likely it is that you can earn a discount. The Dodge Challenger’s safety features include:

• Driver Air Bag
• Passenger Air Bag
• Front Head Air Bag
• Rear Head Air Bag
• Front Side Air Bag
• 4-Wheel ABS
• 4-Wheel Disc Brakes
• Brake Assist
• Electronic Stability Control
• Daytime Running Lights
• Traction Control
• Blind Spot Monitor
• Adaptive Cruise Control
• Cross-Traffic Alert

These safety features may qualify you for auto insurance discounts: new car discount, anti-lock brake discount, anti-theft discount, passive restraint discount, emergency roadside assistance discount.

What is the Dodge Challenger finance and insurance cost?

If you are financing a Dodge Challenger, most lenders will require you to carry higher Dodge Challenger coverages, including comprehensive coverage.

This is why with financed vehicles, it’s often better to carry above the minimum, just in case anything happens to the vehicle.

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How can you save money on Dodge Challenger insurance?

There are several ways you can save even more on your Dodge Challenger car insurance rates. Take a look at the following tips:

• Ask your insurance company about any discounts available
• Ask about seasonal insurance if you only drive your vehicle during the nicer months
• Consider ride sharing to lower your mileage, or taking other means of transportation
• Ask about safety features you can install to net further savings
• Bundle your auto insurance with your home insurance

What are the top Dodge Challenger insurance companies?

Who is the top auto insurance company for Dodge Challenger insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Dodge Challenger auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Dodge Challenger offers.

Are you able to compare Dodge Challenger insurance quotes online?

The average cost of insurance for the Dodge Challenger is a little over $1,200 per year. Of course, that is just an estimate as there are many different factors that will affect your specific rate.

Comparing quotes online will tell you exactly how much the cost of car insurance for the Dodge Challenger is.

The Dodge Challenger was introduced as a muscle car in 1970. The wheelbase was stretched two inches more than its Barracuda based platform to give it a larger interior.

Available as both a hardtop and convertible, different versions allowed for different packages including leather interior or optional dual 440 engines.

Although the Dodge Challenger ended its career as a muscle car in 1974, today it is remade as a classic car that can be insured for approximately $1,200 per year.

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How old is the Dodge Challenger?

Muscle cars were marked as meatier than sports cars with their beefed-up V-8 engines. The Dodge Challenger initially came out with a 383 engine but offered a dual 440 engine option. A 426 Hemi was also available for buyers who chose it for an additional $1,200.

Approximately 73,000 versions of the 1970 Dodge Challengers were produced.

In 1971, the Dodge Challenger was introduced with a couple of minor cosmetic changes. Additionally, government regulations caused the 383 engine to be produced at 300bhp.

Due to a hefty decrease in sales, only approximately 29,000 Challengers came off of the manufacturing line that year.

1972 brought a whole new look to the front end of the Dodge Challenger, but convertibles were dropped as were the Hemi engines. The 340 engine was reduced to 24bhp. 1972 production netted only about 28,000 cars.

1973 saw the continued reduction in BHP emissions, with 150bhp in the 318 being the largest muscle offered by the Dodge Challenger.

To compensate, Dodge introduced a new 360 V8 that had 245hp. This move may have saved the declining sales of the Challenger as production was increased to approximately 32,600 cars. The Dodge Challenger entered its final year of production in 1974. Only 16,000 cars were produced with two different engine options.

When was the new Dodge Challenger introduced?

Although the Dodge Challenger stopped being produced in 1974, Dodge reintroduced the Challenger as a classic model remake in 2008. The first concept car for the new Dodge Challenger was introduced at the Detroit Auto Show in 2006.

The remake is a high reproduction of the original model, down to the detailing, headlights, and shape, although the front bumper and fog lights were slightly redesigned. The standard engine for the 2008 Dodge Challenger was the 5.7L Hemi.

The Dodge Challenger Concept Car was featured with the original classic color Challenger orange and a black interior. It could go 0 to 60 in 4.5 seconds with the 6.1L Hemi engine. The top speed was rated at 174 miles per hour with a range of 300 miles.

How much is insurance for a new Dodge Challenger?

Whether you have a rare Dodge Challenger original or a new Dodge Challenger classic, you will need to have some type of insurance on it. Every state has different requirements for the legal minimum liability and or personal injury protection (PIP) requirements.

You will need to carry the legal minimum to drive your car. The price to insure a Dodge Challenger could range drastically depending on your needs. How much more additional optional coverage you want to select depends on some factors.

Take the time to check out state laws and compare Dodge Challenger insurance quotes, which can save you tons in the long run.

Finding the average insurance costs for a Dodge Challenger is certainly important, but what is critical is finding how much car insurance costs for your Dodge Challenger.

Just like Texas insurance rates can vary dramatically from those found in California, you will want to shop around to find out exactly how much the insurance costs will be for your Challenger.

You should also know that the 2016 Dodge Challenger insurance rates might end up being quite a bit different.

This is because rates change over time. This is one of the various reasons it’s always a good idea to see what is constantly available on the market, because you may not be getting the most updated price for insurance.

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How to choose the right insurance?

If your car is financed or leased, you will need to carry collision and comprehensive insurance as a requirement from your lender. If you own the car outright, it is up to you to insure your car for this type of coverage.

Collision insurance will cover your car in the event you are at fault for an accident while liability will only cover the other party’s car.

Comprehensive coverage will take care of many of other incidents, such as fire and theft. When deciding on the amount of coverage, it is best to go by the average insurance for a Dodge Challenger that your company suggests, which will ensure that your car is properly covered.

Some car insurance companies offer insurance for specialty vehicles that are only intended for joyriding and are not driven by more than a certain amount of miles annually, such as 7,500 miles per year.

If you own a rare classic Dodge Challenger, you probably only drive your car for special occasions. However, if you own a Dodge Challenger classic remake, you may be using it as your primary vehicle.

Either way, you still need a Dodge Challenger car insurance policy to protect your vehicle. The amount of coverage you select will depend on your vehicle use as well as how much insurance coverage you can afford to protect your financial assets.

If you want to buy car insurance on a Dodge Challenger, you must shop around and compare rates from multiple insurers. Don’t settle for just the first low-priced rate quote that you see. Often, taking the extra time will pay off handsomely with even cheaper rates.

Are there variations in car insurance?

Insurance coverage for a Dodge Challenger varies from state to state. Some states are historically more expensive than others based on a variety of statistics. Where you live, and the state income average can impact your base rate insurance.

Your personal driving record coupled with your age will then affect the base rate.

The type of car you drive also makes a big difference in your car insurance premium. Insurance for the Dodge Challenger usually ranges from $400 to $600 every six months, totaling approximately $1,000 per year.

The Dodge Challenger is a powerful engine that’s designed for speed and performance. Coverage may come expensive, considering its safety and reliability ratings. However, the choice of model, build options, and other factors can impact the cost of car insurance. That’s why it’s important to compare different options and choose the company that best suits your budget.

Enter your ZIP code below to access car insurance quotes from multiple companies today.

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