Compare Jeep Commander Car Insurance Rates [2024]
If you want to buy affordable Jeep Commander insurance coverage then you should know that a policy will cost $100 per month ($1,202 per year) on average. Mature drivers with good driving records may find rates as low as $706 a year.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Dec 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Key Takeaways:
- Full coverage costs around $1,202 a year or $100 each month
- A liability-only policy costs around $482 a year or $40 each month
- Highest rates are for teenage drivers at around $4,393 a year or $366 each month
- Good drivers can save as much as $496 a year by earning policy discounts
- Jeep Commander insurance costs around $317 less per year than the average vehicle
The great news about Jeep Commander car insurance rates is that it costs $317 less than the average vehicle. Some of the factors that influence Jeep Commander rates include the model’s age and safety features, along with your personal driving record. Learn all about how Jeep Commander insurance rates are determined in this comprehensive article.
You can start comparing quotes for Jeep Commander car insurance rates from some of the best car insurance companies by using our free online tool now.
Jeep Commander Insurance Cost
The average Jeep Commander car insurance rates are $1,202 a year or $100 a month.
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Are Jeep Commanders Expensive to Insure?
The chart below details how Jeep Commander insurance rates compare to other SUVs like the Nissan Armada, Volvo XC90, and Volkswagen Atlas.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Nissan Armada | $306 | $536 | $338 | $1,316 |
| Volvo XC90 | $346 | $600 | $390 | $1,494 |
| Volkswagen Atlas | $358 | $690 | $390 | $1,596 |
| Toyota Highlander | $332 | $512 | $390 | $1,392 |
| Volkswagen Touareg | $372 | $690 | $390 | $1,610 |
| Lexus LX 570 | $444 | $834 | $398 | $1,834 |
However, there are a few things you can do to find the cheapest Jeep insurance rates online.
What Impacts the Cost of Jeep Commander Insurance?
The Jeep Commander trim and model you choose can impact the total price you will pay for Jeep Commander insurance coverage.
Age of the Vehicle
The average Jeep Commander car insurance rates are higher for newer models. For example, car insurance rates for a 2010 Jeep Commander are $1,202, while the 2009 Jeep Commander rates are cheaper.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2010 Jeep Commander | $234 | $346 | $464 | $1,202 |
Driver Age
Driver age can have a significant impact on the cost of Jeep Commander auto insurance. For example, 20-year-old drivers pay approximately $1,470 more each year for their Jeep Commander auto insurance than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Jeep Commander insurance rates. For example, drivers in Los Angeles may pay $444 a year more than drivers in Philadelphia.
Your Driving Record
Your driving record can have an impact on the cost of Jeep Commander auto insurance. Teens and drivers in their 20’s see the highest jump in their Jeep Commander auto insurance rates with violations on their driving record.
Jeep Commander Crash Test Ratings
Good Jeep Commander crash test ratings can lower your Jeep Commander auto insurance rates. See Jeep Commander crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| Jeep Commander | N/R | 5 Stars | N/R | 3 Stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Jeep Commander Safety Features
Having a variety of safety features on your Jeep Commander can help lower your insurance costs. According to AutoBlog, the 2010 Jeep Commander’s safety features include:
- Pwr 4-wheel anti-lock disc brakes w/brake assist
- 4-wheel traction control
- Electronic stability program
- Driver/front passenger advanced multistage air bags w/occupant sensors
- Side air bags
- Front & rear side curtain air bags
- 3-point rear center seat belt
- Child seat upper tether anchorages
- LATCH-ready child seat anchor system
- Child safety rear door locks
- Dual note horn
- ParkSense rear park assist system
- Tire pressure monitoring warning
Jeep Commander Finance and Insurance Cost
If you are financing a Jeep Commander, most lenders will require your carry higher Jeep Commander coverage options including comprehensive coverage, so be sure to shop around and compare Jeep Commander car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Jeep Commander Insurance
You have more options at your disposal to save money on your Jeep Commander car insurance costs. For example, try these five tips:
- Purchase a Roadside Assistance Program for Your Jeep Commander
- Ask About Usage-Based Insurance for Your Jeep Commander
- Understand that Insurance Companies Can’t Change Your Jeep Commander Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score
- Avoid the Temptation to File a Claim for Minor Incidents
- Take Public Transit Instead of Driving Your Jeep Commander
Top Jeep Commander Insurance Companies
Several insurance companies offer competitive rates for the Jeep Commander based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Jeep Commander drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Jeep Commander Insurance Quotes Online
You can start comparing quotes for Jeep Commander car insurance rates from some of the best car insurance companies by using our free online tool now.
You could expect to pay about $1,370 per year in car insurance cost for a Jeep Commander the last year it was produced (2010). Now, if you want to drive a Commander, you can expect to pay significantly less because of depreciation.
If there is one single thing that Jeep owners recognize, it is value. Jeep has been truly appreciated by owners and admirers for both craftsmanship and quality. This is one thing that affects car insurance cost.
To get car insurance quotes for FREE, simply enter your ZIP code into the tool above.
It really does make sense that Jeep owners would want to find the best value in insurance, too.
After all, you are protecting your car and yourself in the event of an accident. Why buy car insurance from just anyone? It’s important to do your research to get the best deal possible.
Many individuals do not appreciate that car insurance companies offer discounts based on the make and model of the vehicle that you drive.
If you are the owner of a Jeep, there is good news, since auto insurance for Jeeps can be relatively inexpensive; especially when it is compared to the insurance of similar vehicles.
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How much car insurance should I buy for a Jeep Commander?
There are certain areas that need clarification before you can make an educated decision on how much car insurance to purchase. For example:
- Does your state have a minimum amount you must carry?
- What does the minimum amount actually cover?
- Is other coverage available that is affordable?
Once you are familiar with state requirements, what does your insurance coverage entail, exactly?
Utilizing the definitions below, locate the various forms of required coverage, and learn what your own state has to say regarding the accepted minimum.
What type of coverage should I purchase for a Jeep Commander?
You will be required to carry liability, and possibly other coverages, depending on the laws of your state.
- Bodily Injury Liability – This covers the bodily injuries or death of other individuals involved in the accident. This coverage does not apply to yourself or any other individuals listed on your own policy.
- Property Damage Liability – Should your Jeep damage the property of another individual, such as a car, house, etc., this type of coverage will protect you. Additionally, property damage liability will cover you in the event that a lawsuit filed against you.
- Comprehensive Coverage – This coverage protects your Jeep and any other vehicles you own that might have been involved in an incident. For example, your Jeep would be covered if it is stolen, damaged by flood, or fire.
- Collision Coverage – Should your Jeep become involved in an accident, this type of coverage pays to repair it, minus your deductible. Choose as large a deductible as you feel you can handle to keep your premiums low.
- Uninsured Motorist Coverage – This type of coverage is earmarked for specific situations in which a) you are not at fault, and b) the other party has insufficient or not enough coverage. It will cover any injuries to your person, as well as to other people in your vehicle at the time of the collision.
- Personal Injury Protection or PIP Coverage – Only available in specific states, this coverage protects the insured for their own personal injuries, with regard to any type of expenses that are incurred.
- Rental Car Reimbursement – If your Jeep becomes disabled due to an accident, this type of coverage will provide you with a vehicle to drive while your Jeep is being fixed.
How do I know what other car insurance costs I should incur for my Jeep Commander?
While reading the definitions above, did you ask yourself whether or not such coverage was important? Odds are that you did.
However, you may want to ask yourself whether or not you can afford not to have such coverage. Use a one-stop car insurance comparison tool, like the one here, to compare options from several car insurance companies at once.
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If my state only requires liability for my Jeep Commander, why should I consider more coverage?
This question depends both on the age and value of your vehicle, and on the personal assets you possess. You may want to ask yourself if you cause damage or physical injury to another party, what tangible assets do need to protect?
- Your entire net worth. If it is rather large, or important to protect for retirement, buy as much insurance as you possibly can. If your net worth is small or relatively nonexistent, chances are you to get away with purchasing a little less.
- Your vehicle. If your Jeep is financed, you will need to purchase both comprehensive and collision insurance as a requirement of your lender.
If the vehicle is paid off, you may still want to consider purchasing both in order to provide yourself with some extra protection.
Again, do you have the funds to pay for a totaled vehicle out of pocket?
Enter your ZIP code here to compare car insurance quotes for your Jeep Commander now!
Frequently Asked Questions
How can I compare Jeep Commander car insurance rates?
Comparing Jeep Commander car insurance rates can be done by following these steps:
- Gather necessary information: Collect details about your Jeep Commander, including its make, model, year, and vehicle identification number (VIN).
- Research insurance providers: Look for reputable insurance companies that offer coverage in your area.
- Obtain quotes: Contact insurance companies directly or use online comparison tools to request quotes for Jeep Commander insurance.
- Provide accurate information: Ensure that you provide accurate details about yourself, your driving history, and any other relevant factors that might affect your insurance rates.
- Review coverage options: Compare the coverage options, deductibles, limits, and additional features offered by each insurance provider.
- Consider discounts: Inquire about available discounts, such as multi-policy, safe driver, or vehicle safety discounts.
- Evaluate customer reviews and ratings: Read reviews and ratings from existing customers to assess the reputation and customer service of each insurance provider.
- Make an informed decision: Consider the cost, coverage, and customer feedback to choose the insurance policy that best fits your needs and budget.
What factors affect Jeep Commander car insurance rates?
Several factors influence Jeep Commander car insurance rates, including:
- Age and driving experience of the primary driver
- Location and where the vehicle is primarily parked
- Annual mileage
- Vehicle make, model, and year (in this case, the Jeep Commander)
- Safety features and anti-theft devices installed in the vehicle
- Driver’s claims history and driving record
- Credit score (in some regions)
- Coverage options selected, such as liability, comprehensive, collision, and uninsured/underinsured motorist coverage
Are Jeep Commander car insurance rates higher than average?
Jeep Commander car insurance rates can vary depending on several factors, including the driver’s profile, location, and insurance provider. The rates may be influenced by factors such as the vehicle’s safety features, repair costs, and historical data on claims for the Jeep Commander. To determine if the rates are higher or lower than average, it is recommended to compare quotes from multiple insurance providers.
Are there any discounts available for Jeep Commander car insurance?
Yes, many insurance companies offer discounts that can help reduce Jeep Commander car insurance rates. Some common discounts you can inquire about include:
- Multi-policy discount: Bundling your Jeep Commander insurance with another policy, such as home insurance or renters insurance, can often lead to a discount.
- Safe driver discount: If you have a clean driving record without any accidents or traffic violations, you may qualify for a safe driver discount.
- Vehicle safety features: The Jeep Commander’s safety features, such as airbags, anti-lock brakes (ABS), stability control, and anti-theft systems, can potentially lead to discounts.
- Good student discount: If you or a family member on your policy is a student with good grades, you may be eligible for a discount.
- Usage-based discount: Some insurance companies offer discounts based on your driving habits monitored through telematics devices or mobile apps.
Can I get insurance for a used Jeep Commander?
Yes, insurance is available for used Jeep Commanders. The insurance coverage options and rates may vary based on factors such as the vehicle’s age, condition, mileage, and any modifications. When obtaining insurance for a used Jeep Commander, it’s essential to provide accurate information about the vehicle’s current condition and any changes made to it since its original purchase.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.