Amica vs. Nationwide Car Insurance Comparison [2024]
Compare car insurance for Amica vs. Nationwide by looking at service ratings and coverage offered. While Amica received a higher rating for customer service, Nationwide offers more coverage varieties.
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Zach Fagiano
Insurance & Finance Analyst
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Insurance & Finance Analyst
UPDATED: Mar 10, 2024
It’s all about you. We want to help you make the right coverage choices.
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Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Mar 10, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Amica and Nationwide are two well-known insurance companies in the U.S.
- Amica boasts higher ratings with J.D. Power
- Nationwide offers more coverage in a variety of styles
Nationwide and Amica both have important advantages for customers to consider.
Each company offers specific benefits to customers, and the distinct differences in coverage and customer service are aspects that should be considered before an individual chooses one company over the other.
Be sure to read through this comparison and then enter your zip code to compare quotes from many of the best car insurance companies today!
Amica Started as Horseless Carriages Began
A.T. Vigneron started the Automobile Mutual Insurance Company of America (Amica) in 1907 as automobiles first entered the American market.
It has become the oldest mutual insurance company in the United States.
Amica’s policyholders have received dividends every year on most policies including during the 1929 economic crash.
Amica has 39 offices across the United States and has 3,000 employees.
It was originally based in Providence, Rhode Island. In 1994, Amica relocated its headquarters to a bigger corporate complex close to Lincoln, Rhode Island.
Learn how to get an Amica Mutual car insurance quote online here.
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What Does Amica Provide?
Amica offers these insurance product lines and financial services:
- Condominium
- Automobile
- Homeowners
- Renters
- Life
- Annuities
- Umbrella personal liability
Amica Customer Service Ratings
Amica has been awarded by J. D. Power & Associates research firm as being the “Highest in Customer Satisfaction Among National Auto Insurers” for 10 continuous years and the “Highest in Customer Satisfaction Among National Homeowner Insurers” for 8 straight years.
J. D. Power & Associates performs a National Auto Insurance Study annually. The study uses a rating scale of 1 (under the rest) to 5 (among the best).
The company’s customer satisfaction ratings are as follows:
- Overall Satisfaction – 4
- Policy Offerings – 3
- Pricing – 4
- Call Center Representative – 4
- Website – N/A
Nationwide Began with Help From Farmers
Nationwide started selling automobile insurance over 80 years ago to farmers in Ohio.
In 1925, Farm Bureaus provided the funds for Nationwide to grow from a small mutual automobile insurance company to one of the biggest insurance providers in the United States.
Nationwide employs about 36,000 people and has over $157 billion in assets. It is still promoted by 8 Farm Bureaus which offer their members discounts on insurance premiums.
Nationwide has expanded into a large network of insurance and financial companies called the Nationwide Mutual Insurance Company & Affiliated Companies.
Its main headquarters are located in Columbus, Ohio.
Learn about Nationwide car insurance discount programs here.
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What Nationwide Offers
Nationwide offers a variety of insurance, banking and investment products. Their product lines include:
- Automobile
- Motorcycle
- Boat
- Pet
- Homeowners
- Renters
- Condominium
- Life
- Flood
- Annuities
- Home equity loans
If you get multiple different policies with Nationwide, you may be able to qualify for a multiple line insurance discount.
Read more: Is Nationwide motorcycle insurance right for you?
Nationwide’s Customer Satisfaction
Customers have reported that the policyholder often ends up managing the car repair and other required arrangements.
Nationwide is also reported to be slow to pay on a claim if the accident is considered the policyholder’s fault.
The results from two studies done by J. D. Power & Associates on Nationwide, along with other major insurers, are below. These ratings went from 1 (less than the rest) to 5 (among the best).
National Auto Insurance Study:
- Overall Satisfaction – 3
- Policy Offerings – 3
- Pricing – 3
- Call Center Representative – 4
- Website – 2
National Homeowner’s Insurance Study:
- Overall Satisfaction – 3
- Policy Offerings – 3
- Pricing – 3
- Call Center Representative – 3
- Website – 3
Comparing Nationwide and Amica Quotes
Be sure to compare your Amica and Nationwide auto insurance quotes with quotes from many different auto insurers. Enter your zip code to start now!
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Frequently Asked Questions
What is the difference between Amica and Nationwide car insurance?
Amica received higher ratings for customer service, while Nationwide offers a greater variety of coverage options.
How long has Amica been in the insurance industry?
Amica, the oldest mutual insurance company in the US, was founded in 1907.
How does J.D. Power & Associates rate Amica’s customer satisfaction?
Amica has been recognized as the “Highest in Customer Satisfaction Among National Auto Insurers” for 10 consecutive years and “Highest in Customer Satisfaction Among National Homeowner Insurers” for 8 straight years by J.D. Power & Associates.
What is the history of Nationwide car insurance?
Nationwide started selling automobile insurance to farmers in Ohio over 80 years ago and has grown to become one of the largest insurance providers in the US.
What are some drawbacks reported by customers about Nationwide?
Customers have reported that Nationwide policyholders often have to manage car repairs and other arrangements themselves, and the company may be slow in paying claims if the accident is considered the policyholder’s fault.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Zach Fagiano
Insurance & Finance Analyst
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.