A-Max Car Insurance Review [2024]

A-Max Auto Insurance is an insurance brokerage centered in Dallas, Texas. It has been in operation for about 20 years, and up until recently only did business in Texas. Its Texas coverage is significant, with about 200 branch locations offering business and personal insurance policies. Recently, it has commenced a plan to expand to other states.

As an insurance brokerage, rather than sell one brand of insurance, A-Max Auto Insurance shops and compares policies to find the best rates and coverage for each of its customers. A review of its products, services, and rates will help you to decide if A-Max car insurance is right for you, whether you’re concerned about the process of filing a car insurance claim or your general experience with this insurer.

Where is A-Max car insurance available?

For the past 20 years or so, A-Max was only available in the state of Texas. With almost 200 branch locations across the state, it has developed a reputation for providing insurance brokerage services for businesses and families all over Texas. 

In 2022, however, it announced a five- to seven-year plan to begin expanding nationally. It was already operating subsidiary companies such as ALPA Insurance and Preferred Coverage Insurance Agency to expand its specialized products, but in 2022, it acquired Sameday Insurance in southern California to expand its availability.

What products and services are offered by A-Max auto insurance?

Before you decide if A-Max Auto Insurance or its affiliates are right for you, consider some of the products, discounts you may be eligible for, and other services available to drivers. 

Coverage Types

A-Max offers a wide range of coverage options included below:

• Bodily injury liability. This covers the expenses of the injury or death of another person when the insured is at fault.
• Collision coverage. This pays the cost of damages to the insured vehicle when the driver is deemed responsible for an accident.
• Comprehensive car insurance coverage. This pays when damages are caused by means other than an accident, for example, theft, severe weather, tree limbs falling, etc.
• Medical expenses. This pays for any medical expenses that result from injuries caused to the driver or passengers of the insured vehicle.
• Property damage liability. This covers the costs of damage to another person’s property.

Underinsured/uninsured motorist coverage is also offered by A-Max. This covers damages caused by a driver who is either uninsured or underinsured.

Available Discounts

With discounts offered by A-Max for qualifying policyholders, you can get a more affordable A-Max insurance quote. Here are some of the car insurance discounts available:

• Customer loyalty. A-Max rewards loyalty with a discount upon renewal.
• Electronic withdrawal. Automate your A-Max auto insurance online payment for a discount.
• Good driver. Safe drivers (no accidents or tickets for the previous five years) get a discount.
• Homeowner. Bundling other types of insurance, such as homeowners insurance, can qualify you for discounts.
• Marriage. Since married couples present less risk as drivers, they may qualify for a discount.
• Multi-car. Bundle your vehicles with A-Max for additional discounts.
• Proof of prior insurance. Proving prior coverage with no lapses in coverage may qualify you for a discount.

Additional products include A-Max roadside assistance and rental reimbursement.

How does an A-Max auto insurance review compare to other providers? 

A-Max Auto Insurance reviews are a bit mixed, so here are the pros and cons to help you decide.

The positives of A-Max insurance are as follows:

• Affordable rates and options
• Tailored coverage
• Good customer service

Some of the negatives include:

• Inconsistent claims handling
• Limited availability nationally
• Mixed consumer reviews

Third-party ratings are usually quite positive for A-Max Auto Insurance. For example, the Better Business Bureau gives it an A+ rating.

Final Thoughts on A-Max Auto Insurance 

A-Max car insurance has been offering affordable insurance to businesses and families across Texas for some 20 years. Recently, it has begun to expand into specialized services and office locations outside of the state. 

Third-party ratings are generally good, especially since the company shops and compares insurance policies from over 20 providers on behalf of its customers. Customer reviews, however, are mixed, meaning you’ll need to consider the pros and cons before making your own decision.