Compare BMW X2 Car Insurance Rates [2025]
The price of car insurance for the BMW X2 depends on a lot of factors. Among the things that can impact your BMW X2 car insurance rates are your driving history and where you live. Of course, the purchase price of the BMW X2 also affects car insurance rates, and that depends on trim level and options.
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Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Brad Larson


Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Kalyn Johnson
Updated February 2024
- The MSRP of the BMW X2 is $36,600
- Crash test ratings have an impact on BMW X2 auto insurance rates
- Safety features of the BMW X2 can earn you a car insurance discount
Buying a new car is both fun and a lot of work. If the BMW X2 is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a BMW X2 right here.
Take a look at what you can expect in terms of insurance rates for the BMW X2 and compare it to other similar vehicles. Then find out how the BMW X2 stacks up in terms of safety ratings and features, as well as what it costs to buy a BMW X2 right here.
If you need insurance for a BMW X2 right now, we can help. Enter your ZIP code for free BMW X2 car insurance quotes from top companies.
Are vehicles like the BMW X2 expensive to insure?
Take a look at how insurance rates for similar models to the BMW X2 look. These insurance rates for other SUVs like the Dodge Journey, Lexus LX 570, and Subaru Forester give you a good idea of what to expect.
Insurance Rates for Vehicles Similar to the BMW X2
| Vehicle | Comprehensive | Collision | Liability | Total |
|---|---|---|---|---|
| Land Rover Discovery Sport | $368 | $668 | $416 | $1,610 |
| Toyota 4Runner | $348 | $532 | $316 | $1,332 |
| Mazda CX-9 | $348 | $562 | $372 | $1,440 |
| Nissan Xterra | $216 | $296 | $442 | $1,112 |
| Audi Q3 | $344 | $686 | $398 | $1,586 |
| Lincoln Navigator | $356 | $686 | $398 | $1,598 |
| Buick Enclave | $348 | $594 | $372 | $1,472 |
| Dodge Durango | $348 | $562 | $372 | $1,440 |
Read more: Compare Land Rover Car Insurance Rates
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What impacts the cost of BMW X2 insurance?
The BMW X2 trim and model you choose can impact the total price you will pay for BMW X2 insurance coverage.
You can also expect your BMW X2 rates to be affected by where you live, your driving history, and in most states your age and gender.
How much is the BMW X2?
If you’re looking to buy a BMW X2, price is probably a factor for you. The MSRP of the BMW X2 is $36,600, but this price will depend on things like the trim level, options, and any negotiations you make with the dealer.
BMW X2 Safety Ratings
The cost of BMW X2 auto insurance rates depend in part on the BMW X2 safety ratings. See how the BMW X2 is rated for safety here.
BMW X2 Safety Ratings
| Test Type | Rating |
|---|---|
| Small overlap front: driver-side | Good |
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof | Good |
| Head restraints & seats | Good |
BMW X2 Crash Test Ratings
The BMW X2 crash test ratingswill have an affect on BMW X2 car insurance rates. Take a look at crash test results for the BMW X2.
BMW X2 Crash Test Ratings
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2020 BMW X2 SUV FWD | N/R | N/R | N/R | N/R |
| 2020 BMW X2 SUV AWD | N/R | N/R | N/R | N/R |
| 2019 BMW X2 SUV FWD | N/R | N/R | N/R | N/R |
| 2019 BMW X2 SUV AWD | N/R | N/R | N/R | N/R |
Ways to Save on BMW X2 Insurance
There are several ways you can save even more on your BMW X2 car insurance rates. Take a look at the following five tips:
- Keep a close eye on teen drivers
- Compare BMW X2 quotes online
- Pay your bills on time — especially BMW X2 payments and insurance
- Get a plan with only liability coverage if you’re driving an older BMW X2
- Ask about loyalty discounts
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Top BMW X2 Insurance Companies
What is the best auto insurance company for BMW X2 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering BMW X2 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the BMW X2.
Largest Auto Insurers by Market Share
| Rank | Company | Volume | Market Share |
|---|---|---|---|
| 1 | State Farm | $66,153,063 | 9.1% |
| 2 | Geico | $46,358,896 | 6.4% |
| 3 | Progressive | $41,737,283 | 5.7% |
| 4 | Allstate | $39,210,020 | 5.4% |
| 5 | Liberty Mutual | $36,172,570 | 5.0% |
| 6 | Travelers | $28,786,741 | 4.0% |
| 7 | USAA | $24,621,246 | 3.4% |
| 8 | Chubb | $24,199,582 | 3.3% |
| 9 | Farmers | $20,083,339 | 2.8% |
| 10 | Nationwide | $18,499,967 | 2.5% |
Comparing Free BMW X2 Insurance Quotes Online
Save money by comparing BMW X2 insurance rates with free quotes online now.
Frequently Asked Questions
Are BMW X2 vehicles expensive to insure?
Insurance rates for BMW X2 and similar vehicles can vary.
What factors affect BMW X2 insurance costs?
Factors such as the BMW X2 model, location, driving history, and age can impact insurance costs.
How much does the BMW X2 cost?
The BMW X2’s price depends on the trim level, options, and negotiations, with an MSRP of $36,600.
What are the BMW X2’s safety ratings?
Safety ratings can affect insurance rates. Refer to official crash test results for BMW X2 safety ratings.
How can I save on BMW X2 insurance?
Compare quotes, maintain a clean driving record, take advantage of discounts, consider a higher deductible, and bundle policies.
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