Compare BMW Z3 Car Insurance Rates [2025]
The price of car insurance for the BMW Z3 depends on a lot of factors. Among the things that can impact your BMW Z3 car insurance rates are your driving history and where you live. Of course, the purchase price of the BMW Z3 also affects car insurance rates, and that depends on trim level and options.
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Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Brad Larson
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Brandon Frady
Updated February 2024
- Safety features of the BMW Z3 can earn you a car insurance discount
- The cost of insurance for a BMW Z3 depends on the trim level
- Crash test ratings have an impact on BMW Z3 auto insurance rates
If you’re looking to buy a BMW Z3, you will want to know the details first. We’ve put together information on insurance for the BMW Z3 to help you get an idea of costs. We’ve also gathered other cost information, including how much a BMW Z3 will run you.
Read on to learn all about the BMW Z3 including MSRP, safety features and crash test ratings, and more. You’ll be able to buy your new BMW Z3 with confidence.
To see fast, free BMW Z3 insurance quotes right now, just enter your ZIP code above. We’ll provide you with personal BMW Z3 insurance rate from top companies right away.
Are vehicles like the BMW Z3 expensive to insure?
Take a look at how insurance rates for similar models to the BMW Z3 look. These insurance rates for other convertibles like the Infiniti Q60 Convertible, Mercedes-Benz SLC 300, and Toyota MR2 Spyder give you a good idea of what to expect.
| Vehicle | Comprehensive | Collision | Liability | Total |
|---|---|---|---|---|
| Mercedes-Benz SL 450 | $482 | $922 | $398 | $1,960 |
| BMW Z4 | $332 | $612 | $364 | $1,444 |
| Buick Cascada | $332 | $656 | $398 | $1,544 |
| BMW M6 | $520 | $1,130 | $450 | $2,280 |
| Mercedes-Benz SLC 300 | $432 | $804 | $398 | $1,792 |
| Volkswagen Eos | $298 | $530 | $430 | $1,416 |
| MINI Convertible | $294 | $536 | $264 | $1,204 |
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What impacts the cost of BMW Z3 insurance?
The average annual rate for the BMW Z3 is just that, an average. Your insurance rates for a BMW Z3 can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your BMW Z3.
Ways to Save on BMW Z3 Insurance
There are several ways you can save even more on your BMW Z3 car insurance rates. Take a look at the following five tips:
- Ask about welcome discounts
- Don’t assume your BMW Z3 is cheaper to insure than another vehicle. Compare. Compare. Compare.
- Use an accurate job title when requesting BMW Z3 auto insurance
- Consider renting a car instead of buying a second BMW Z3
- Tell your insurer how you use your BMW Z3
Top BMW Z3 Insurance Companies
Several insurance companies offer competitive rates for the BMW Z3 based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with BMW Z3 drivers organized by market share.
| Rank | Company | Volume | Market Share |
|---|---|---|---|
| 1 | State Farm | $66,153,063 | 9.1% |
| 2 | Geico | $46,358,896 | 6.4% |
| 3 | Progressive | $41,737,283 | 5.7% |
| 4 | Allstate | $39,210,020 | 5.4% |
| 5 | Liberty Mutual | $36,172,570 | 5.0% |
| 6 | Travelers | $28,786,741 | 4.0% |
| 7 | USAA | $24,621,246 | 3.4% |
| 8 | Chubb | $24,199,582 | 3.3% |
| 9 | Farmers | $20,083,339 | 2.8% |
| 10 | Nationwide | $18,499,967 | 2.5% |
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Comparing Free BMW Z3 Insurance Quotes Online
Save money by comparing BMW Z3 insurance rates with free quotes online now.
Frequently Asked Questions
Are BMW Z3 cars expensive to insure?
Insurance rates for BMW Z3 cars can vary based on factors like driving history, location, and vehicle trim level.
What factors affect BMW Z3 insurance rates?
Factors that impact BMW Z3 insurance rates include driving history, location, and the specific trim level of the vehicle.
How can I save on BMW Z3 insurance?
You can save on BMW Z3 insurance by comparing quotes, maintaining a good driving record, and taking advantage of available discounts.
Which insurance companies offer competitive rates for BMW Z3?
Several insurance companies offer competitive rates for BMW Z3 based on factors like safety feature discounts. Comparing quotes can help you find the best option.
How can I compare BMW Z3 insurance quotes online?
You can compare BMW Z3 insurance quotes online for free by using online quote tools that provide quotes from multiple companies.
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