Best Companies That Insure Cars With Blown Airbags in 2025

When a car is involved in a collision, air bags can save lives. They are one of the most popular safety measures for vehicles. What happens, though, if you are involved in a minor accident and your air bag deploys?

Is it possible that there are car insurance companies that insure cars with blown air bags? Can an insurer cover the cost of getting a new air bag installed? A crash can leave drivers wondering, can air bags be replaced after accidents?

You may also wonder if the car is automatically off the road or if there’s anything you can do to salvage it. Knowing what your coverage involves is a big part of understanding your car insurance policy. Answers to all these questions are below.

You can start getting quotes from affordable car insurance companies that insure cars with blown air bags right now by entering your ZIP code into our free tool.

What companies will sell me car insurance with blown air bags?

Airbags are not meant to be used more than once. After an accident, a car’s air bag must be replaced.

If your vehicle’s air bags have been deployed you should file a claim with your current insurance company and have it pay for the replacement.

Read more: Best Accident Insurance Companies

Getting Car Insurance After Airbags Are Blown in an Accident

Your car insurance will see an increase if you have been in an at-fault accident. The table below will give you a general idea of what you can expect to pay.

Average Annual Car Insurance Rates with One Accident

It’s commonly assumed that when air bags are blown, the car is totaled. This isn’t always true, but there’s a reason this is a common belief.

If you have an older vehicle with a high level of coverage, like comprehensive car insurance, the vehicle value has gone down a lot. Airbags can cost a lot to replace, so from an insurance company’s view, the answer is obvious: it’s not worth it to repair.

Airbag deployment often comes with other damage to the car, especially if the crash was bad. So the cost of repairing the body and air bag will be high.

If your insurer decides to total the car, your choices after an accident are limited. Your first option will be accepting the insurance company’s decision. The second is to get an independent appraisal.

If air bags deploy is the car considered salvaged?

If your air bags deploy after an accident or for any other reason, you can still get car insurance.

Having air bags can decrease your car insurance rates. But new air bags are costly. So if it’s two air bags or more and there are other parts of the vehicle that are damaged, you may have to accept that the vehicle is totaled.

The factors that influence this include how much your vehicle is worth as well as the overall repair cost. Say for example your car is valued at $4,000. If your car is an older one and the damage to it is $3,000, almost the full worth of the car, the insurer will see it as a total loss.

Read more: If airbags deploy, is my car totaled?

Car Insurance Companies That Insure Cars With Blown Airbags: The Bottom Line

Hopefully, this guide will have told you everything you need to know about companies that offer car insurance with blown air bags. The best way to find car insurance companies that don’t insure cars with blown air bags is by getting a quote.

Our free tool makes it simple for you. Just by entering your ZIP code you can get rates from car insurance companies that insure cars with blown air bags near you right away.