Best Car Insurance for Foreigners in 2024 (Your Guide to the Top 10 Companies)

Compare the best car insurance for foreigners, focusing on major competitors like Progressive, State Farm, and Allstate. Progressive, known for being the best car insurance option for foreigners, stands out in this guide due to its comprehensive coverage and competitive pricing, catering to both vehicle buyers and tourists seeking insurance.

 

Our Top 10 Company Picks: Best Car Insurance for Foreigners

Explore our picks with finding reasonable car insurance rates to find the best fit for your requirements, get quotes, and start saving on your car insurance today.

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#1 – Progressive: Top Overall Pick 

Pros

• Coverage Options: Progressive offers the best car insurance for foreigners with a wide range of coverage options, providing customers with the flexibility to tailor their policies to their specific needs.
• Competitive Foreign Driver Discount: Progressive provides a discount for foreign drivers, making their insurance offerings more accessible and affordable to international visitors. Explore further details about the company in our Progressive car insurance discount.
• Significant Multi-car Discount: Policyholders can benefit from substantial discounts when insuring multiple vehicles, potentially saving them a significant amount of money on their premiums.

Cons

• Customer Service Concerns: Some customers have reported issues with customer service, including delays and difficulty reaching representatives.
• Discount Limitations: The discount for foreign drivers is limited to 10%, which may be lower compared to some other providers.

#2 – State Farm: Best for Local Agents

Pros

• Extensive Network of Local Agents for Personalized Assistance: State Farm’s extensive agent network ensures personalized assistance, enhancing the customer experience. Learn more about the company by reading our State Farm car insurance review.
• Foreign Driver Discount Offered: State Farm provides a discount for foreign drivers, promoting inclusivity and making their insurance offerings more accessible to international visitors.  
• Substantial Multi-car Discount Available: Policyholders can enjoy significant discounts when insuring multiple vehicles with State Farm, helping them save money on their premiums.

Cons

• Potentially Higher Rates: Some customers have reported relatively higher premium rates compared to other insurers.
• Limited Online Interaction: State Farm’s online interface may be less intuitive, and some services might require agent assistance.

#3 – Allstate: Best for Policy Options

Pros

• Range of Policy Options for Customization: Allstate offers a variety of policy options, allowing customers to customize their coverage according to their specific needs and preferences. Find additional insights about the company in our Allstate car insurance discounts.
• Foreign Driver Discount Provided: Allstate offers discounts for foreign drivers, making insurance more affordable and accessible to international visitors. 
• Significant Multi-car Discount Available: Insuring multiple cars with Allstate can lead to substantial cost savings, significantly reducing premiums for policyholders.

Cons

• Premium Costs: Some policyholders find Allstate’s premiums relatively higher compared to other insurers.
• Claim Handling Concerns: There have been occasional reports of delays and complexities in the claims process.

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#4 – Liberty Mutual: Best for Online Convenience

Pros

• Convenience of Online Platform for Policy Management: Liberty Mutual’s online platform offers convenient policy management for customers, providing flexibility and accessibility. Discover more about the company in our Liberty Mutual car insurance discounts.
• Discount Tailored for Foreign Drivers Offered: Liberty Mutual offers a discount specifically designed for foreign drivers, promoting inclusivity and affordability for international visitors.  
• Substantial Multi-car Discount Available: Policyholders can benefit from notable discounts when insuring multiple vehicles with Liberty Mutual, helping them save money on their premiums.

Cons

• Higher Premiums for Some: Premiums may be relatively higher for certain demographics or regions.
• Limited Agent Interaction: Customers who prefer in-person agent interactions might find Liberty Mutual’s approach less extensive.

#5 – Farmers: Best for 24/7 Support

Pros

• 24/7 Customer Support Available: Farmers offers 24/7 support for enhanced convenience. Explore our Delve deeper into the company’s profile in our Farmers car insurance review.
• Discount for Foreign Drivers Provided: Farmers offers a discount for foreign drivers, enhancing affordability and accessibility for international visitors.
• Substantial Multi-car Discount Available: Insuring multiple vehicles with Farmers under one policy can lead to significant premium savings, helping policyholders reduce costs.

Cons

• Premiums Variation: Premium rates may vary significantly based on factors such as location and driving history.
• Policy Options Complexity: The abundance of policy options might be overwhelming for customers seeking simplicity.

#6 – Nationwide: Best for Vanishing Deductible

Pros

• Discount Specifically Designed for Foreign Drivers: Nationwide’s vanishing deductible promotes safe driving by reducing deductibles over time. Gain a deeper understanding of the company from our Nationwide car insurance discounts.
• Substantial Multi-car Discount Available: Insuring multiple vehicles with Nationwide significantly reduces premiums for policyholders.
• Vanishing Deductible Feature Rewards safe Driving: Nationwide’s vanishing deductible rewards safe driving, encouraging good habits.

Cons

• Limited Availability: Nationwide’s services may not be available in all states, potentially limiting choices for some customers.
• Policy Costs: Premium rates might be perceived as relatively higher compared to some competitors.

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#7 – Esurance: Best for Safe–Driving Discounts

Pros

• Discount Aimed at Foreign Drivers for Affordability: Nationwide’s vanishing deductible rewards safe driving with reduced deductibles, incentivizing good driving habits. Find out more about the company by delving into our how do you get an Esurance car insurance quote? 
• Additional Discounts for Safe Driving Habits: Esurance offers extra discounts for safe driving, rewarding policyholders and helping them save on premiums.
• Substantial Multi-car Discount Available: Insuring multiple vehicles with Esurance can save policyholders on premiums, offering cost-effective coverage.

Cons

• Customer Service Concerns: Some customers have reported dissatisfaction with customer service responsiveness.
• Policy Options Complexity: The variety of policy options may be overwhelming for customers seeking simplicity.

#8 – Travelers: Best for Multi–Policy Discounts

Pros

• Discount Specifically Tailored for Foreign Drivers: Travelers provides a discount tailored for foreign drivers, improving affordability and accessibility for international visitors. Uncover more about the company’s background in our Travelers car insurance review.
• Substantial Multi-Policy Discounts Available: Bundling home and auto policies with Travelers saves policyholders money.
• User-Friendly Online Platform for Policy Management: Travelers’ online platform provides convenience and flexibility for managing insurance policies.

Cons

• Premium Costs: Some policyholders may find Travelers’ premiums relatively higher compared to other insurers.
• Discount Limitations: Availability and eligibility for certain discounts may be subject to specific conditions.

#9 – American Family: Best for Embracing Bundle Savings

Pros

• Discount for Foreign Drivers Offered: American Family extends a discount aimed at foreign drivers, contributing to increased affordability and making their insurance offerings more accessible to international visitors. Find out more about the company by delving into our American Family car insurance review.
• Significant Multi-car Discount Available: Insuring multiple vehicles with American Family can save on premiums, reducing overall insurance costs for policyholders.
• Bundle Discounts for Combining Policies like home and auto: American Family offers bundle discounts for combining policies like home and auto, saving policyholders money.

Cons

• Limited Availability: American Family’s services may be limited to specific regions, potentially restricting choices.
• Policy Costs: Some policyholders may perceive American Family’s premium rates as relatively higher.

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#10 – Erie: Best for Customizable Policies

Pros

• Discount Catering to Foreign Drivers for Affordability: Erie provides a discount for foreign drivers, enhancing affordability and accessibility for international visitors.
• Significant Multi-car Discount Available: Insuring multiple vehicles with Erie can save on premiums, reducing overall insurance costs for policyholders.
• Flexibility in Customizing Policies according to individual preferences: Erie offers customizable policies, allowing customers to tailor coverage to their needs. Gain a deeper understanding of the company from our Erie car insurance review.

Cons

• Regional Availability: Erie’s services may be limited to specific regions, potentially restricting choices for some customers.
• Limited Online Presence: The online platform may lack some features found with larger insurers.

Top Car Insurance Rates for Foreigners

Navigating the complexities of car insurance can be particularly daunting for foreign drivers. Understanding the intricacies of coverage options and pricing can prove challenging, especially when presented with a multitude of insurance providers. 

Car Insurance Monthly Rates for Foreign Drivers by Coverage Level

To shed light on this matter, we have compiled a comparative overview of average monthly car insurance rates for foreign drivers across various insurance companies. 

This data aims to provide clarity and aid in informed decision-making for those seeking insurance coverage while residing in a foreign country. From minimum coverage to full coverage options, we present a comprehensive breakdown of rates offered by prominent insurance providers. Compare international car Insurance: rates, discounts, & requirements.

Do I Need Car Insurance as a Foreign Driver

The minimum car insurance required by each state varies, but in most states, car owners are required to have liability car insurance coverage in place. This coverage protects the occupants in the other vehicle if a car accident occurs and you are at fault. 

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Which Companies Offer Car Insurance for Foreign Drivers

While many auto insurance providers cater primarily to domestic drivers, there are companies that recognize the unique needs of international visitors or individuals without a US address. Understanding which companies offer coverage to foreign drivers is essential for those seeking to comply with legal requirements and protect themselves financially while driving in the US.

Among the select few insurers that extend coverage to foreign drivers are Farmers and Progressive. These companies have tailored policies designed to accommodate the needs of international drivers, providing a pathway to obtain the necessary coverage without the requirement of a US address.

Read more: Does car insurance cover relatives with international driving permits?

Does a Foreign Driver’s License Work in the US

How do I Shop for USA Car Insurance

Shopping for car insurance in the USA as a visitor may seem daunting, but with the right approach, it can be manageable and cost-effective. Starting the process early can save you time and money. This guide outlines steps to effectively shop for car insurance during your visit, ensuring you have the coverage you need.

• Start Researching Insurance Options Online Before Your Trip: Begin researching insurance companies online before your trip to confirm they offer coverage for USA visitors.
• Obtain Multiple Insurance Quotes for Comparison: Obtain quotes from at least three insurance companies to compare prices.
• Verify State Licensing with Insurance Department: Verify that the insurance company is licensed in the state you plan to visit by contacting the Insurance Department of that state.
• Check Financial Ratings and Complaint Histories of Insurance Companies: Check the financial rating and complaint information of the insurance companies through resources like the National Association of Insurance Commissioners, A.M. Best, or Standard and Poor’s.
•  Prioritize Coverage for International Drivers: Consider the basics when looking for auto insurance for international driver license for foreigners in USA, including coverage for international drivers.
• Choose Companies with High Customer Service Ratings: Choose Companies with High Customer Service Ratings: Look for insurance companies with good customer service ratings, as this is important in case of filing a claim.
• Know Your Vehicle Details for Accurate Coverage Quotes: Have information about the make and model of the vehicle you plan to buy to get a quote for coverage.
• Consider Rental Car Insurance Options: For rental cars, most rental companies offer insurance, so you may not need to seek coverage from an external provider.

By following these steps, you can find suitable car insurance coverage for your visit to the USA.

Read more: How do I get car insurance when moving to the USA?

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Can you Buy a Car in the USA as a Foreigner

For the sale to be a legal one, both parties are required to go to the local office of the state motor vehicle bureau. They must sign documents to affirm the sale and register the new ownership of the vehicle.

With their range of options tailored to different needs, you can drive with confidence knowing you’re protected wherever you go. Don’t let unexpected mishaps derail your journey; choose Progressive for peace of mind on the road.

Can you Get Tourist Car Insurance in the USA

• Understand Insurance Laws Before Your US Vacation: Tourists driving on vacation in the USA need to be aware of the ramifications of insurance law before they leave.
• Ensure Legal Insurance Coverage: It is illegal to operate a vehicle without some form of insurance coverage that meets local legal requirements.
• Know How Liability and Physical Damage Insurance Work: Liability car insurance usually follows the person purchasing the insurance but physical damage coverage on the vehicle itself stays with the individual vehicle.

Insurance regulations in the United States are complex and change from state to state. You may be wondering if your existing car insurance will extend to driving in the USA. The answer to this varies, as it depends on your insurer and if the limits apply to US insurance laws.

One thing that is always the same, though, is that every state requires that drivers carry insurance when driving. Tourists driving on vacation in the US need to be aware of the ramifications of insurance law before they leave.

For example, required car insurance California for foreigners may be different than what is required in Florida.

How can I Save on my Car Insurance Policy in the US

Consult your own automobile insurance company to determine if your insurance applies to a rental vehicle or one that you borrow from a friend or relative.

Many people want to know they can add a foreigner to their car insurance or if a foreigner can drive their car. You can add someone to your car insurance for a week.

Below are several ways of obtaining vehicle insurance for a rental or loaner vehicle:

• Car Insurance for New Drivers: Rely on liability insurance from your own automobile policy.
• Check Credit Card Rental Insurance Benefits: Obtain insurance on a rental vehicle through your credit card (some companies offer insurance as one of their benefits).
• Buy Physical Damage Coverage from Rental Agency: Purchase physical damage coverage for the vehicle itself from the rental agency.
• Get Added as a Driver to a Friend or Family Member’s Policy: Request the friend or family member you are borrowing the car from add you as a driver to their insurance policy for a specific vehicle.
• Consider Short-Term Car Insurance for Comprehensive Coverage: Purchase a short-term car insurance policy to provide liability and physical damage coverage for you.

As we’ve already noted, US residents can temporarily add you to their policy if they plan to lend you one of their vehicles to drive while you’re in the country.

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What Car Insurance Should I Get for Short-Term/Long-Term Visits

Shop for the best liability-only car insurance with our free quote comparison tool. Enter your ZIP code  to begin.

Can Foreign Nationals Drive in the US

Individuals driving in the United States must have a valid driver’s license. Since each state has differing regulations, contact that state’s motor vehicle department to ascertain its requirements.

USA.gov states that an International Driving Permit (IDP) is often required in addition to a valid license from your own country to acquire a driver’s license from the state.

The United States does not issue International Driving Permits for non-residents, so it is necessary to contact that country’s driver’s license issuing entity or motoring association.

Renting a vehicle in the United States requires a driver’s license, so you’ll need to obtain an IDP and possibly a temporary license in the state(s) you plan to visit (this is typically important if your stay is a long one).

One driver’s license from a single state will ordinarily be enough for your entire visit. So if you need car insurance but have a Chinese license, or need car insurance with an Indian driving license, you will first need to get a USA driver’s temporary license. To learn more, check out our best car insurance for international visa holders in the US.

Finding cheap car insurance quotes is easy. Just enter your ZIP code into our free comparison tool  to instantly compare quotes near you.

Where to Get Car Insurance as a Foreign Driver

Things to do to acquire car insurance in the USA for foreign drivers: 

• Familiarize Yourself with US Road Rules: Learn US rules of the road; any Department of Motor Vehicles can offer you this information
• Secure Necessary Driving Documentation: An IDP is required, as well as a license from your country of residence; you may also need a temporary US driver’s license if you plan an extended stay
• Research Insurance Companies Specializing in Foreigner Coverage: Look online for insurance companies that specialize in car insurance in the USA for foreigners
• Gather Insurance Quotes and Information: Contact insurance companies and collect information and quotes on the cost of this insurance

For example, ask about Geico car insurance and foreign licenses or Progressive car insurance for international students in the USA to get help on specialized car insurance. It will be slightly more difficult for you to find the right car insurance as a foreign driver because not all companies offer this option, and at a reasonable price. 

Progressive is one of the few larger companies to offer this option, and at a fairly reasonable rate. You may also have luck finding insurance with smaller companies, like Dairyland insurance, Hallmark, and Assurance America.

Speaking to an independent agent would be a good idea in this situation. They can provide personalized guidance, evaluate different insurance options, and help you understand the nuances of each policy. With their expertise, they can identify why Progressive stands out as the best car insurance for foreigners that best fits your specific circumstances.

Taking the time to consult with an agent can save you both time and money, ensuring you get the coverage you need without overpaying.

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How Much Car Insurance You Need in the United States

Each state has its own laws for required limits of liability (recall we listed these in a previous section). Go through this checklist to determine what coverage you need:

• Bodily Injury Liability: Coverage for your legal liability should you be responsible for an accident; recommended limits of liability are typically $100,000 per person and $300,000 per accident
• Property Damage Liability: Coverage for legal liability for property damage to others if you are responsible for an accident; $50,000 is the recommended limit for this type of coverage
• Underinsured and Uninsured Motorist Coverage: Pays for injury to you and your passengers if you’re in an accident involving someone without insurance; most people are responsible, but about 13% of US drivers are currently uninsured.

These amounts may be higher than the minimum requirement but are recommended in order to ensure you have appropriate protection.

This table breaks down the penalties for driving without insurance in each state. Search for your state in the box below.

Driving Without Car Insurance: Penalties by State

In this comprehensive guide, we delve into the penalties imposed by each state for driving without car insurance. From fines to license suspensions and other legal repercussions, we explore the consequences drivers may face for failing to maintain proper insurance coverage.

Read more:

• Citizens Insurance Michigan Car Insurance Review
• What is the penalty for driving without insurance in Hawaii?
• What is the penalty for driving without insurance in New Mexico?

State-by-State Minimum Car Insurance Requirements

Understanding these minimum liability requirements is crucial for drivers to ensure they are adequately covered and compliant with the law. Here’s a concise breakdown of the minimum liability car insurance requirements by state.

Car Insurance Minimum Liability Requirements by State

Understanding minimum car insurance requirements by state is essential for ensuring you’re adequately covered and compliant with the law. Below is a brief overview of these requirements across various states.

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Demystifying Minimum Car Insurance Abbreviations

Deciphering the minimum liability insurance requirements for each state can be overwhelming, with various abbreviations and coverage types to consider. To streamline the process, we’ve outlined the meanings of key abbreviations commonly found in car insurance policies, making it easier to understand the minimum coverage needed in each state.

Car Insurance Abbreviations: Minimum Liability Coverage Types

Decoding the abbreviations used in minimum car insurance requirements can be confusing. To simplify things, we’ve defined key terms you’ll encounter in insurance policies, helping you grasp the coverage needed in each state.

For additional information, read our compare liability car Insurance: rates, discounts, & requirements. 

Physical Damage Protection

While not legally required to drive in the US, physical damage coverage for the vehicle you are driving is important to protect you from damage. This coverage consists of comprehensive car insurance and collision insurance. Comprehensive insurance covers wind, hail, flood, theft, glass damage, vandalism, and animal damage, among other things, but only for your vehicle. A deductible applies to this coverage. 

Collision insurance covers damage to your vehicle in the event of a collision with another car or another object. A deductible applies to this coverage. Rental companies typically offer physical damage coverage for the vehicle you are renting (usually for an additional charge). Read the contract carefully to determine the extent of this coverage. You may save money if you shop at different rental agencies and compare prices.

If you are a US citizen, it is relatively easy to acquire insurance that will cover your responsibilities when driving in another state. Foreign nationals and individuals living within the parameters of a visa need to acquire a valid driver’s license in their state.

Can Non-US Citizens Get Car Insurance

Read this step-by-step guide and learn how to get insurance when you are not a resident.

Step 1: Obtaining an IDP

You need to check to see which licenses are recognized and which are not. If you are not a foreign national of a country like Mexico or Canada, you will need to apply for an IDP regardless of your foreign driving experience. Read our compare undocumented immigrant car insurance rates for more information.

To obtain an International Driving Permit (IDP), follow these steps:

1. Check Eligibility: Ensure you meet the eligibility criteria to apply for an IDP. Typically, you must be at least 18 years old and possess a valid driver’s license issued by your home country.

2. Visit an Authorized Agency: IDPs are typically issued by automobile associations or similar organizations authorized by your country’s government. Visit their website or contact them to find out where you can apply.

3. Prepare Required Documents: You’ll usually need to provide a completed application form, your valid driver’s license, passport-sized photographs, proof of identity (e.g., passport), and an application fee.

4. Submit Your Application: Visit the authorized agency in person or apply online if that option is available. Ensure all required documents are included with your application.

5. Pay the Fee: Pay the application fee, which varies depending on your country and the agency you’re applying through.

6. Receive Your IDP: Once your application is processed and approved, you’ll receive your IDP. It’s usually issued on the spot if you apply in person, but if you apply online, it will be sent to your provided address.

7. Check Validity and Restrictions: Be aware of the validity period and any restrictions associated with your IDP. It’s typically valid for one year from the date of issue and allows you to drive in over 150 countries.

8. Travel with Your IDP: Always carry your IDP along with your valid driver’s license when driving in a foreign country. The IDP serves as a translation of your license and is recognized as a legal document in many countries.

Read more:

• Compare Mexican Car Insurance: Rates, Discounts, & Requirements
• Compare Car Insurance for Traveling in Canada: Rates, Discounts, & Requirements
• Compare the Best Car Insurance Companies in Canada

International Driving Permit

How to Apply for an IDP

Planning to drive abroad? You’ll likely need an International Driving Permit (IDP) to ensure smooth travels. This essential document translates your native driver’s license into multiple languages, allowing you to drive legally in over 150 countries. In this guide, we’ll walk you through the simple steps to apply for an IDP, ensuring you’re well-prepared for your international driving adventures.

• Contact a Local Travel Agency or Automobile Association: Reach out to a local travel agency or automobile association in your country that is authorized to issue IDPs. They can provide you with the necessary application forms and guidance on the application process.
• Prepare Required Documents:  Gather the documents required for the application, such as an application.
• Fill out the Application Form: Complete the application form accurately and legibly, providing all the required information.
• Submit the Application: Submit your completed application form, along with the necessary documents and any applicable fees, to the issuing authority. This may be done in person or by mail, depending on the procedures of the issuing organization.
• Wait for Processing: Allow sufficient time for the processing of your application. Processing times may vary depending on the issuing authority and other factors, so it’s advisable to apply well in advance of your planned trip.
• Receive your IDP. Once your application is approved, you will receive your International Driving Permit. Ensure that all the information on the IDP is accurate and matches your native driver’s license.
• Use your IDP Responsibly: Carry your IDP along with your native driver’s license whenever you drive in a foreign country. Remember that the IDP is valid for a limited period, typically up to 12 months, so be mindful of its expiration date.

Step 2: Knowing What Documents You Need

If you are renting a car, applying for an IDP, applying for a US driver’s license, or applying for car insurance, you are going to need several different documents.

Rental car agencies will require both your IDP and your foreign license. If you’re applying for a US driver’s license as a foreign resident, the documents that you need may vary from state to state, but in most cases, you are required to show you:

• Foreign license
• Immigration documents
• Passport
• Proof of social security number
• Proof of your duration of stay in the US
• Proof of residency
• Proof of valid car insurance (when you own a personal vehicle)

The documents required to apply for your car insurance are extremely important. Failing to bring the right documents with you could be the difference between being eligible or ineligible for coverage.

Documents you should have before leaving your home country include:

• IDP
• Copy of out-of-country license
• Abstract of your driving record translated into English
• Letter of experience from a prior insurance company showing the initial date of inception
• Claims history letter detailing claim dates and payout amounts

Without these documents, you may still be able to find a company that will insure you, but without the right documents, you are going to pay a huge sum for your protection.

Step 3: Obtaining Affordable Auto Insurance Rates

Now that you can legally drive in the country and have all the documents you need to get insurance, you can shop the market. One of the best ways to save money on your car insurance in the US is to shop around. This will help you with finding the cheapest car insurance quotes for international drivers.

As a resident non-citizen, you can still compare rates, you just need to be more aware of the company’s requirements. There will be limitations surrounding which companies will extend coverage to you and how you will be classified as a driver.

Keep reading to learn more about some considerations to keep in mind as you shop around. Progressive is often considered the best car insurance for foreigners, offering competitive rates and excellent customer service. Their wide range of coverage options can cater to various needs, whether you’re a student, a seasoned traveler, or a new driver in a foreign country.

Understanding your options and comparing different plans can help you make an informed decision that not only provides the protection you need but also fits your budget. Don’t rush into a decision; take the time to explore and find the right insurance solution for your international adventures.

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How to Get Car Insurance With an International Driver’s Permit

Having an IDP license or a newly issued driver’s license can affect your rates when you choose a company that will not give you prior experience credits.

If you are classified as a new driver because your permit or license was recently issued, you will pay rates similar to those offered to teenage drivers.

How do you handle a car insurance policy when moving out of state? It’s essential to understand that while buying car insurance as a resident can seem daunting, it doesn’t have to be difficult. Especially since teens pay nearly double the rate of the average driver, finding companies willing to offer experience credits becomes crucial.

Tips on How to Buy Car Insurance for Foreign Drivers

There are some things to consider when you are looking for auto insurance as a foreign driver.

A few tips are:

• Assess Your Daily Car Needs: Figure out if you need a car daily. If you are somewhere that offers public transportation, you might not need a car. You can always rent a car for those road trips you want to take.
• Evaluate Necessary Insurance Coverage: Consider the coverage you need. Although you want to make sure you meet your state minimum requirements, you might want to add additional coverages. The last thing you want is to have to pay out of pocket for damages to your vehicle.
• Obtaining a US Driver’s License for Long-Term Stays: If you’re going to be in the US for more than a year, you might want to get a US driver’s license. This will help you find car insurance when you need it.

There are a lot of factors to look at when you’re looking for car insurance and don’t live in the US Asking questions and shopping around will ensure you can find the coverage you need.

For additional information, read our: Car Insurance for New Drivers.

Case Studies in Obtaining Car Insurance for Foreign Drivers in the USA

Navigating car insurance in the USA as a foreign driver can be challenging. In these case studies, we explore real-life experiences of tourists, students, and residents who faced unique hurdles and found solutions to secure suitable coverage.

• Case Study #1 – Maria’s Journey as a Tourist Driver: Maria, a tourist in the USA, wanted to buy a car for her stay but struggled to find insurance without a U.S. license. After research, she found Progressive offers coverage for foreign drivers.
• Case Study #2 – James’s Experience Renting a Car: James, a foreign visitor to the USA, rented a car with the agency’s insurance. He later found out that U.S. companies like Farmers and Progressive offer insurance for international drivers, realizing he could have found a more cost-effective option independently.
• Case Study #3 – Emily’s Dilemma with Foreign License: Emily, a non-U.S. resident with a foreign license, struggled to find affordable car insurance. While some big companies like Liberty Mutual and Nationwide offered coverage, rates were high.
• Case Study #4 – Alex’s Strategy for Cost Savings: Alex, a budget-conscious foreign driver in the U.S., compared quotes from companies like Esurance and Travelers. Using the competitive market, he found affordable coverage that met his needs without sacrificing quality.
• Case Study #5 – Sarah’s Seamless Transition to U.S. Roads: Sarah, an international student in the USA, followed an article’s guide to get car insurance for her new vehicle. She got an International Driving Permit, applied for a U.S. license, and secured coverage with Allstate, making her transition to U.S. driving smooth and legal.

For additional information, read our: Can you get U.S. Car Insurance With a Canadian License?

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