Compare Fiat 124 Spider Car Insurance Rates [2025]

The price of car insurance for the FIAT 124 Spider depends on a lot of factors. Among the things that can impact your FIAT 124 Spider car insurance rates are your driving history and where you live. Of course, the purchase price of the FIAT 124 Spider also affects car insurance rates, and that depends on trim level and options.

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Jeffrey Manola

Licensed Insurance Agent

Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...

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Jeffrey Manola
Kristen Gryglik

Licensed Insurance Agent

Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...

Reviewed by
Kristen Gryglik

Updated January 2024

Things to Remember

  • Crash test ratings have an impact on FIAT 124 Spider auto insurance rates
  • Safety features of the FIAT 124 Spider can earn you a car insurance discount
  • The cost of insurance for a FIAT 124 Spider depends on the trim level

Before you buy a FIAT 124 Spider, or even if you already own one, you’ll want to get the best FIAT 124 Spider auto insurance rates. The cost of auto insurance for a FIAT 124 Spider can vary from company to company and be based on personal factors like driving record, too.

The best way to get affordable FIAT 124 Spider auto insurance is to shop around and compare. Before you do that, take a look at the details we’ve gathered on what affects FIAT auto insurance for a 124 Spider. You can also compare FIAT 124 Spider auto insurance rates to the average cost of insurance for competitors like Tesla Roadster and Lexus IS 250 C.

To compare FIAT 124 Spider auto insurance quotes from top companies, enter your ZIP code above now. It’s fast and free.

Are vehicles like the FIAT 124 Spider expensive to insure?

Take a look at how insurance rates for similar models to the FIAT 124 Spider look. These insurance rates for other convertibles like the Ford Mustang SVT Cobra, Tesla Roadster, and Lexus IS 250 C give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the FIAT 124 Spider

Vehicle Comprehensive Collision Liability Total
BMW Z4 $332 $612 $364 $1,444
Buick Cascada $332 $656 $398 $1,544
BMW M6 $520 $1,130 $450 $2,280
MINI Convertible $294 $536 $264 $1,204
Mercedes-Benz SL 450 $482 $922 $398 $1,960
Mercedes-Benz SLC 300 $432 $804 $398 $1,792
Volkswagen Eos $298 $530 $430 $1,416

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What impacts the cost of FIAT 124 Spider insurance?

The average annual rate for the FIAT 124 Spider is just that, an average. Your insurance rates for a FIAT 124 Spider can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your FIAT 124 Spider.

Ways to Save on FIAT 124 Spider Insurance

Save more on your FIAT 124 Spider car insurance rates. Take a look at the following five strategies that will get you the best FIAT 124 Spider auto insurance rates possible.

  • Keep a close eye on teen drivers
  • Remove unnecessary insurance once your FIAT 124 Spider is paid off
  • Ask about loyalty discounts
  • Park your FIAT 124 Spider somewhere safe – like a garage or private driveway
  • Don’t assume your FIAT 124 Spider is cheaper to insure than another vehicle. Compare. Compare. Compare.

Top FIAT 124 Spider Insurance Companies

What is the best company for affordable FIAT 124 Spider insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering FIAT 124 Spider insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the FIAT 124 Spider.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 Geico $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free FIAT 124 Spider Insurance Quotes Online

You can start comparing quotes for FIAT 124 Spider insurance from some of the top car insurance companies by using our free online tool today.

Frequently Asked Questions

How can crash test ratings impact FIAT 124 Spider auto insurance rates?

Crash test ratings can have an impact on FIAT 124 Spider auto insurance rates. Vehicles with higher safety ratings tend to have lower insurance rates.

Can safety features of the FIAT 124 Spider earn me a car insurance discount?

Yes, safety features of the FIAT 124 Spider can potentially earn you a car insurance discount. Features such as anti-lock brakes, airbags, and anti-theft systems may qualify for discounts with certain insurance providers.

Does the cost of insurance for a FIAT 124 Spider depend on the trim level?

Yes, the cost of insurance for a FIAT 124 Spider can depend on the trim level. Higher trim levels with more features and a higher purchase price may result in higher insurance rates.

Which companies offer affordable FIAT 124 Spider insurance rates?

Some of the top companies offering FIAT 124 Spider insurance coverage include State Farm, GEICO, Progressive, Allstate, Liberty Mutual, Travelers, USAA, Chubb, Farmers, and Nationwide.

What are some ways to save on FIAT 124 Spider insurance?

You can save on FIAT 124 Spider insurance rates by keeping an eye on teen drivers, removing unnecessary insurance once the vehicle is paid off, asking about loyalty discounts, parking the car in a safe location, and comparing quotes from different insurance companies.

Are vehicles like the FIAT 124 Spider expensive to insure?

The cost of insurance for a FIAT 124 Spider can vary, but comparing rates with similar models can give you an idea of what to expect.

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