Compare MINI Cooper Coupe Car Insurance Rates [2025]
The price of car insurance for the MINI Cooper Coupe depends on a lot of factors. Among the things that can impact your MINI Cooper Coupe car insurance rates are your driving history and where you live. Of course, the purchase price of the MINI Cooper Coupe also affects car insurance rates, and that depends on trim level and options.
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Insurance and Finance Writer
Dorothea Hudson has been professionally writing in many spheres since 2013. She has written on entertainment, insurance, finance, travel, technology, AI, renewable energy, crypto, fundraising, and real estate for many websites. Her work has been published for British retailer Marks and Spencer, Kroger Magazine, the Vision Group, and more. Her passions include writing, music, running, travel, te...
Dorothea Hudson
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Daniel Walker
Updated November 2023
- The cost of insurance for a MINI Cooper Coupe depends on the trim level
- Crash test ratings have an impact on MINI Cooper Coupe auto insurance rates
- Safety features of the MINI Cooper Coupe can earn you a car insurance discount
Before you buy a MINI Cooper Coupe, or even if you already own one, you’ll want to get the best MINI Cooper Coupe auto insurance rates. The cost of auto insurance for a MINI Cooper Coupe can vary from company to company and be based on personal factors like driving record, too.
The best way to get affordable MINI Cooper Coupe auto insurance is to shop around and compare. Before you do that, take a look at the details we’ve gathered on what affects MINI auto insurance for a Cooper Coupe. You can also compare MINI Cooper Coupe auto insurance rates to the average cost of insurance for competitors like BMW 1 Series M and Cadillac CTS Coupe.
To compare MINI Cooper Coupe auto insurance quotes from top companies, enter your ZIP code above now. It’s fast and free.
Are vehicles like the MINI Cooper Coupe expensive to insure?
Take a look at how insurance rates for similar models to the MINI Cooper Coupe look. These insurance rates for other coupes like the BMW 1 Series M, Nissan 350Z, and Cadillac CTS Coupe give you a good idea of what to expect.
| Vehicle | Comprehensive | Collision | Liability | Total |
|---|---|---|---|---|
| Mazda RX-8 | $250 | $408 | $460 | $1,276 |
| MINI Hardtop 2 Door | $282 | $536 | $338 | $1,292 |
| Dodge Challenger | $404 | $688 | $420 | $1,692 |
| Nissan 370Z | $332 | $714 | $450 | $1,676 |
| Chrysler Sebring | $206 | $346 | $464 | $1,174 |
| Chevrolet Corvette | $494 | $922 | $264 | $1,790 |
| Cadillac ATS-V | $406 | $834 | $398 | $1,796 |
| Cadillac ATS Coupe | $344 | $686 | $398 | $1,586 |
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What impacts the cost of MINI Cooper Coupe insurance?
The average annual rate for the MINI Cooper Coupe is just that, an average. Your insurance rates for a MINI Cooper Coupe can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your MINI Cooper Coupe.
Ways to Save on MINI Cooper Coupe Insurance
There are several ways you can save even more on your MINI Cooper Coupe car insurance rates. Take a look at the following five tips:
- Choose automatic payments or EFT for your MINI Cooper Coupe insurance policy
- Don’t always pick the cheapest MINI Cooper Coupe insurance policy
- Ask about retiree discounts
- Get cheaper MINI Cooper Coupe car insurance rates as a full-time parent
- Don’t assume your MINI Cooper Coupe is cheaper to insure than another vehicle. Compare. Compare. Compare.
Top MINI Cooper Coupe Insurance Companies
Several insurance companies offer competitive rates for the MINI Cooper Coupe based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with MINI Cooper Coupe drivers organized by market share.
| Rank | Company | Volume | Market Share |
|---|---|---|---|
| 1 | State Farm | $66,153,063 | 9.1% |
| 2 | Geico | $46,358,896 | 6.4% |
| 3 | Progressive | $41,737,283 | 5.7% |
| 4 | Allstate | $39,210,020 | 5.4% |
| 5 | Liberty Mutual | $36,172,570 | 5.0% |
| 6 | Travelers | $28,786,741 | 4.0% |
| 7 | USAA | $24,621,246 | 3.4% |
| 8 | Chubb | $24,199,582 | 3.3% |
| 9 | Farmers | $20,083,339 | 2.8% |
| 10 | Nationwide | $18,499,967 | 2.5% |
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Comparing Free MINI Cooper Coupe Insurance Quotes Online
You can compare quotes for MINI Cooper Coupe auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Frequently Asked Questions
Is car insurance for a MINI Cooper Coupe more expensive compared to other MINI Cooper models?
The cost of car insurance for a MINI Cooper Coupe can vary depending on several factors, including the specific model, year, trim level, and the driver’s personal information and location. Generally, MINI Coopers are known for their safety features and low accident rates, which can help reduce insurance premiums. However, it’s advisable to compare insurance quotes from multiple providers to get an accurate understanding of the cost.
What factors affect the cost of car insurance for a MINI Cooper Coupe?
Several factors can influence the cost of car insurance for a MINI Cooper Coupe, including:
- Driver’s age, gender, and driving history
- Location and ZIP code
- Model, year, and trim level of the MINI Cooper Coupe
- Annual mileage and usage of the vehicle
- Safety features and anti-theft devices installed in the MINI Cooper Coupe
- Credit history of the driver
- Coverage options and deductibles chosen
Which insurance companies provide coverage for MINI Cooper Coupe Car Insurance?
Most insurance companies offer coverage for MINI Cooper Coupe car insurance. It’s recommended to research and compare quotes from different providers to find the best coverage and rates for your specific MINI Cooper Coupe model.
What types of coverage are recommended for MINI Cooper Coupe Car Insurance?
The recommended types of coverage for MINI Cooper Coupe car insurance typically include:
- Liability coverage: Protects against bodily injury and property damage liability if you’re at fault in an accident.
- Collision coverage: Covers damages to your MINI Cooper Coupe resulting from a collision with another vehicle or object.
- Comprehensive coverage: Protects against non-collision incidents, such as theft, vandalism, or damage from natural disasters.
- Personal injury protection (PIP): Provides coverage for medical expenses and lost wages for you and your passengers in the event of an accident.
- Uninsured/underinsured motorist coverage: Protects you if you’re involved in an accident with a driver who lacks insurance or has insufficient coverage.
Can I get discounts on MINI Cooper Coupe Car Insurance?
Yes, there are often discounts available for MINI Cooper Coupe car insurance. Insurance companies may offer discounts for factors such as:
- Safe driving record
- Completion of defensive driving courses
- Bundling multiple policies, such as home and auto insurance, with the same provider
- Installing safety features in your MINI Cooper Coupe, such as anti-lock brakes or an anti-theft system
- Being a student with good grades
- Membership in certain professional organizations or affinity groups
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