Compare Tesla Model Y Car Insurance Rates [2025]
To get the best price on your Tesla Model Y auto insurance, you'll need to shop around and compare. Thanks to the safety features of the Tesla Model Y, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your Tesla Model Y auto insurance rates.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Dec 26, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 26, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Safety features of the Tesla Model Y can earn you a car insurance discount
- The cost of insurance for a Tesla Model Y depends on the trim level
- Crash test ratings have an impact on Tesla Model Y auto insurance rates
If you’re looking to buy a Tesla Model Y, you will want to know the details first. We’ve put together information on insurance for the Tesla Model Y to help you get an idea of costs. We’ve also gathered other cost information, including how much a Tesla Model Y will run you.
Read on to learn all about the Tesla Model Y including MSRP, safety features and crash test ratings, and more. You’ll be able to buy your new Tesla Model Y with confidence.
To see fast, free Tesla Model Y insurance quotes right now, just enter your ZIP code above. We’ll provide you with personal Tesla Model Y insurance rate from top companies right away. (For more information, read our “Compare Best Car Insurance Companies That Insure Teslas“).
Are vehicles like the Tesla Model Y expensive to insure?
Take a look at how insurance rates for similar models to the Tesla Model Y look. These insurance rates for other SUVs like the Ford Mustang Mach-E, Lexus GX, and BMW X7 give you a good idea of what to expect.
| Vehicle | Comprehensive | Collision | Liability | Total |
|---|---|---|---|---|
| Honda Pilot | $336 | $470 | $372 | $1,336 |
| Mazda Tribute | $188 | $330 | $390 | $1,044 |
| Buick Enclave | $348 | $594 | $372 | $1,472 |
| Kia Sorento | $322 | $562 | $372 | $1,414 |
| Dodge Journey | $322 | $532 | $372 | $1,384 |
| Dodge Durango | $348 | $562 | $372 | $1,440 |
| Volkswagen Atlas | $376 | $718 | $372 | $1,624 |
| Toyota FJ Cruiser | $282 | $350 | $452 | $1,242 |
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What impacts the cost of Tesla Model Y insurance?
The Tesla Model Y trim and model you choose can impact the total price you will pay for Tesla Model Y insurance coverage.
You can also expect your Tesla Model Y rates to be affected by where you live, your driving history, and in most states your age and gender.
Tesla Model Y Crash Test Ratings
Good Tesla Model Y crash test ratings can lower your Tesla Model Y auto insurance rates. You can see Tesla Model Y crash test results here.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2020 Tesla Model Y SUV AWD | N/R | N/R | N/R | N/R |
Ways to Save on Tesla Model Y Insurance
There are several ways you can save even more on your Tesla Model Y car insurance rates. Take a look at the following five tips:
- Ask about discounts for people with disabilities
- Ask about Tesla Model Y discounts if you were listed on someone else’s policy
- Buy winter tires for your Tesla Model Y
- Don’t assume your Tesla Model Y is cheaper to insure than another vehicle. Compare. Compare. Compare.
- Compare apples to apples when comparing Tesla Model Y insurance quotes and policies
Top Tesla Model Y Insurance Companies
Several insurance companies offer competitive rates for the Tesla Model Y based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Tesla Model Y drivers organized by market share.
| Rank | Company | Volume | Market Share |
|---|---|---|---|
| 1 | State Farm | $66,153,063 | 9.1% |
| 2 | Geico | $46,358,896 | 6.4% |
| 3 | Progressive | $41,737,283 | 5.7% |
| 4 | Allstate | $39,210,020 | 5.4% |
| 5 | Liberty Mutual | $36,172,570 | 5.0% |
| 6 | Travelers | $28,786,741 | 4.0% |
| 7 | USAA | $24,621,246 | 3.4% |
| 8 | Chubb | $24,199,582 | 3.3% |
| 9 | Farmers | $20,083,339 | 2.8% |
| 10 | Nationwide | $18,499,967 | 2.5% |
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Comparing Free Tesla Model Y Insurance Quotes Online
You can start comparing quotes for Tesla Model Y insurance from some of the top car insurance companies by using our free online tool today.
Frequently Asked Questions
Can the safety features of the Tesla Model Y help me get car insurance discounts?
Yes, the safety features of the Tesla Model Y can potentially earn you car insurance discounts. Features like advanced driver-assistance systems, collision avoidance technology, and high safety ratings can make you eligible for discounts with certain insurance providers. It’s worth discussing these features with your insurance company to see if any discounts apply.
Does the cost of insurance for a Tesla Model Y vary depending on the trim level?
Yes, the cost of insurance for a Tesla Model Y can vary based on the trim level you choose. Higher trim levels with additional features and higher values may result in higher insurance premiums. It’s recommended to compare insurance quotes for different trim levels to understand the potential cost differences.
How do crash test ratings impact Tesla Model Y auto insurance rates?
Crash test ratings play a role in determining Tesla Model Y auto insurance rates. Vehicles with higher crash test ratings are generally considered safer and may result in lower insurance premiums. The Tesla Model Y’s crash test ratings can influence the perception of its safety and therefore impact insurance rates.
Can I get insurance coverage for my Tesla Model Y if I live in a high-risk area?
Yes, it is generally possible to obtain insurance coverage for a Tesla Model Y even if you live in a high-risk area. However, insurance rates may be higher in areas prone to accidents, theft, or severe weather conditions. It’s important to shop around and compare quotes from multiple insurers to find the best coverage options and rates for your specific location.
Are Tesla Model Y insurance rates affected by my driving record?
Yes, your driving record can impact Tesla Model Y insurance rates. Insurance companies consider factors such as your history of accidents, traffic violations, and claims when determining your premium. If you have a clean driving record, you may be eligible for lower insurance rates compared to someone with a history of accidents or violations.
Can I save money on Tesla Model Y insurance by bundling it with other policies?
Yes, bundling your Tesla Model Y insurance with other policies, such as home or renters insurance, can potentially save you money. Many insurance companies offer multi-policy discounts for customers who insure multiple assets with them. It’s worth checking with your insurance provider to see if bundling is available and can result in cost savings.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.