Compare Ford EcoSport Car Insurance Rates [2025]
Average Ford EcoSport car insurance rates cost $109 per month ($1,310 per year). On average, Ford EcoSport comprehensive insurance coverage costs $319, collision coverage costs $466, and liability coverage costs $370.
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Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Melanie Musson
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Michelle Robbins
Updated February 2024
- The Ford EcoSport is not sold in the United States
- The most comparable vehicle is the Ford Escape
- You could expect to pay around $1,100 annually to insure the Ford Escape
Ford EcoSport insurance rates are around $1,310 a year or $109 a month on average, but older cars can get away with liability-only for $525 a year or $44 a month.
Good drivers can be eligible for up to $540 a year in discounts for staying claim-free. Let’s look at Ford EcoSport insurance rates, crash test ratings, and more.
You can start comparing quotes for Ford EcoSport car insurance rates from some of the best car insurance companies by using our free online tool now.
Ford EcoSport Insurance Cost
The average Ford EcoSport car insurance rates are $1,310 a year or $109 a month.
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Are Ford EcoSports Expensive to Insure?
The chart below details how Ford EcoSport insurance rates compare to other crossovers like the BMW X6, Infiniti QX30, and Nissan Rogue.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Ford EcoSport | $280 | $500 | $372 | $1,310 |
| BMW X6 | $432 | $834 | $398 | $1,822 |
| Infiniti QX30 | $344 | $686 | $398 | $1,586 |
| Nissan Rogue | $268 | $512 | $440 | $1,400 |
| Lincoln MKX | $294 | $596 | $398 | $1,446 |
| Chevrolet Equinox | $308 | $532 | $372 | $1,370 |
| Mazda CX-5 | $322 | $532 | $372 | $1,384 |
However, there are a few things you can do to find the cheapest Ford insurance rates online.
Read more:
- Compare Mazda Car Insurance Rates
- Compare Ford vs. Chevrolet Car Insurance Rates
- Compare Infiniti Car Insurance Rates
- Compare Nissan Car Insurance Rates
- Compare Lincoln Car Insurance Rates
What Impacts the Cost of Ford EcoSport Insurance?
The Ford EcoSport trim and model you choose will affect the total price you will pay for Ford EcoSport insurance coverage.
Age of the Vehicle
Older Ford EcoSport models generally cost less to insure. For example, car insurance for a 2020 Ford EcoSport costs $1,310, while 2018 Ford EcoSport insurance costs are $1,290, a difference of $20.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Ford EcoSport | $280 | $500 | $372 | $1,310 |
| 2019 Ford EcoSport | $268 | $482 | $390 | $1,298 |
| 2018 Ford EcoSport | $256 | $478 | $398 | $1,290 |
Driver Age
Driver age can have a significant effect on Ford EcoSport car insurance rates. As an example, a 30-year-old driver pays around $58 more each year for their Ford EcoSport car insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Ford EcoSport insurance rates. For example, drivers in Los Angeles may pay $720 a year more than drivers in Phoenix.
Your Driving Record
Your driving record can have an impact on the cost of Ford EcoSport auto insurance. Teens and drivers in their 20’s see the highest jump in their Ford EcoSport car insurance with violations on their driving record.
Ford EcoSport Safety Ratings
Your Ford EcoSport auto insurance rates are influenced by the Ford EcoSport’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | N/R |
|---|---|
| Small overlap front: passenger-side | N/R |
| Moderate overlap front | N/R |
| Side | N/R |
| Roof strength | N/R |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Ford EcoSport Crash Test Ratings
Ford EcoSport crash test ratings can impact the cost of your Ford EcoSport car insurance. See Ford EcoSport crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Ford EcoSport SUV FWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2020 Ford EcoSport SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 Ford EcoSport 4 DR FWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2019 Ford EcoSport 4 DR AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Ford EcoSport 4 DR FWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2018 Ford EcoSport 4 DR AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Ford EcoSport Safety Features
Good Ford EcoSport safety features can result in insurers giving you car insurance discounts. The safety features for the 2020 Ford EcoSport are:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- Rear Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
Ford EcoSport Finance and Insurance Cost
If you are financing a Ford EcoSport, you will pay more if you purchase Ford EcoSport car insurance at the dealership, so be sure to shop around and compare Ford EcoSport car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Ford EcoSport Insurance
Drivers can end up saving more money on their Ford EcoSport car insurance rates by employing any one of the following strategies.
- Consider Ford EcoSport Insurance Costs Before Buying a Ford EcoSport
- Buy a Dashcam for Your Ford EcoSport
- Ask for a Ford EcoSport Discount If You Have College Degree or Higher
- Save Money on Young Driver Ford EcoSport Insurance By Mentioning Grades or GPA
- Ask About Usage-Based Insurance for Your Ford EcoSport
Top Ford EcoSport Insurance Companies
Who is the best company for Ford EcoSport insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Ford EcoSport insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Ford EcoSport offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Ford EcoSport Insurance Quotes Online
Start comparing Ford EcoSport car insurance quotes for free by using our convenient online comparison tool.
How much would car insurance cost for a Ford EcoSport? That’s difficult to pinpoint exactly, due to the fact that the EcoSport is not available in the U.S. The car is built by Ford in Brazil and is only in a few countries.
The design of the EcoSport comes from the European version of the Ford Fusion, which itself looks nothing like the American Fusion. So for the purposes of this article, the closest U.S.-based car comparable to the EcoSport is the Ford Escape.
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The EcoSport and Ford Escape are both mid-size SUVs with front-wheel-drive and four-wheel drive capability.
Both vehicles are aimed at middle-class families looking for the toughness and flexibility of an SUV without the size and higher cost.
Other similar vehicles in terms of size and weight include the Mazda 2, the Ford Fiesta, and the Ford Fusion.
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How will theft affect my insurance?
While theft is always a concern to one degree or another, the Ford EcoSport and Escape are not high on the list of desired vehicles for car thieves.
Typically, newer cars are not stolen all that often unless they are among the top five sellers, brand new. Otherwise, thieves are looking for older cars whose parts bring high profits on the black market.
That’s why the 1994 Honda Civic continues to be one of the most stolen cars in the U.S.
In an urban environment where car theft occurs in conjunction with the commission of other crimes, you may pay a slightly higher insurance rate for your Ford EcoSport or Escape.
But this won’t be due to anything inherent in the vehicle. Rather, it will be due to the fact that all cars are at a higher risk of theft in areas where criminals are more likely to steal a vehicle in order to commit another crime.
The car insurance cost for a Ford EcoSport or Escape would be brought down slightly if the vehicle was parked in a garage overnight.
How will safety features affect my insurance?
Crash safety ratings as determined by the National Highway Traffic Safety Administration and the U.S. government’s National Highway Transportation Safety Administration are key factors in determining how much your car insurance will cost.
There are no crash safety ratings reported for the Ford EcoSport because it’s not available in the U.S., but the comparable Escape fares pretty well for both front and side impact.
The 2007 model, for example, scored five stars for side impact and four stars for front impact. The 2010 model saw an improved rating of five stars for both front and side impact.
Since body type also influences car insurance costs, both the Ford EcoSport and Escape will be rated as slightly more risky than a standard station wagon.
The fact that these vehicles are driven primarily in the city means the higher price will be negligible in most cases. Because it’s a compact SUV, car insurance companies assume that the EcoSport is not a vehicle drivers will be using for extensive off-road travel.
What’s the average insurance for a Ford EcoSport?
Comparing the Ford EcoSport with the similar Ford Escape, you could expect an average of $1,100 annually for the Limited 4WD gasoline model; the Hybrid 4WD model would run you closer to $1,300 per year.
The difference in price lies in the fact that repairing a hybrid will cost substantially more than a traditional gasoline-powered vehicle. Higher repair costs translate into a greater payout for your insurance company, and thus, a higher premium for you.
That being said, always remember the importance of your driving history in determining how much you’ll pay for insurance.
If you have several speeding tickets, moving violations, or previous accident claims, your insurance premiums will be higher no matter what car you drive.
More serious issues like DWI/DUI could even be cause for cancellation of your insurance policy.
Regardless of whether you drive a Ford EcoSport, Ford Escape, or any other car, a safe and reliable driver will always enjoy significantly lower insurance costs. In other words, the car insurance cost for a Ford EcoSport will be largely dependent on you. So drive safely.
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Frequently Asked Questions
What factors determine the insurance rates for a Ford EcoSport in 2023?
Several factors can influence the insurance rates for a Ford EcoSport in 2023, including the driver’s age, location, driving history, credit score, coverage limits, deductible amount, and the model year and trim of the vehicle.
Are Ford EcoSport car insurance rates higher than other vehicles?
Insurance rates can vary depending on the specific circumstances, but generally, Ford EcoSport car insurance rates may not necessarily be higher than other vehicles in a similar class. Insurance premiums are determined by various factors, including the vehicle’s safety features, repair costs, theft rates, and historical data on accident frequency and severity.
How can I find the best car insurance rates for my Ford EcoSport in 2023?
To find the best car insurance rates for your Ford EcoSport in 2023, it’s advisable to shop around and obtain quotes from multiple insurance providers. You can use online comparison tools, consult with insurance agents or brokers, or contact insurance companies directly to request quotes tailored to your specific needs and circumstances.
Can I lower my Ford EcoSport car insurance rates?
Yes, there are several strategies you can employ to potentially lower your Ford EcoSport car insurance rates. Some common approaches include maintaining a clean driving record, opting for higher deductibles, bundling your car insurance with other policies, taking advantage of available discounts (e.g., for safety features or anti-theft devices), and periodically reviewing and adjusting your coverage to ensure it aligns with your needs.
Are there any discounts available for Ford EcoSport car insurance?
Yes, many car insurance companies offer various discounts that can help lower your premiums for a Ford EcoSport. These discounts may include safe driver discounts, good student discounts, multi-policy discounts, discounts for safety features in your vehicle (such as anti-lock brakes or airbags), and discounts for completing defensive driving courses. Inquire about available discounts when comparing rates.
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