default imagePost

Car Insurance Definitions

Car insurance terms can be confusing when you are reading through your policy options, as companies will throw around terms like additional insured and MedPay and not always explain what they mean. Fa...

default imagePost

Is car insurance tax deductible?

If you want to know when and how you can claim car insurance as a tax-deductible, it is necessary to understand the difference between business and personal use.  Business use of your car is classifi...

default imagePost

What is the difference between car make vs. model?

If you’re a new driver, a first-time car buyer, or purchasing car insurance for the first time, you probably have questions about the difference between the make vs. model of a car or truck. In the ...

Car Insurance Pleasure Driving: Explained SimplyPost

Car Insurance Pleasure Driving: Explained Simply

Insurance companies generally define pleasure driving as cars that are only driven occasionally. Insurance companies vary in what annual milage counts as pleasure driving, but it is well under 10,000 ...

Can I change my car insurance company mid-policy?Post

Can I change my car insurance company mid-policy?

Looking for more affordable car insurance? Then it might be time to switch companies. There are many factors that affect car insurance rates, and you can find the best rates for your driving history w...

Force-Placed Car Insurance: Explained SimplyPost

Force-Placed Car Insurance: Explained Simply

There are many obscure insurance products that most of us have never heard of, force-placed car insurance might be one of those terms for you. Force-placed car insurance is a product that’s rarely u...

default imagePost

Car Insurance Binder: Explained Simply

When getting car insurance, there can sometimes be difficulties in getting your policy information right away. This can cause issues when you’re trying to drive a new car off the lot or trying to ge...

default imagePost

Car Insurance Deductible: Explained Simply

When purchasing car insurance, drivers have a lot of coverage options. Unlike liability insurance, other coverages, such as collision insurance, comprehensive insurance, personal injury protection, an...

default imagePost

Road Rage: Definition and Consequences

Unfortunately, there has been an increase in road rage incidents causing injuries and death more often than ever. Road rage can create dangerous situations for the aggressive driver, their passengers,...

What does a car insurance certificate look like?Post

What does a car insurance certificate look like?

A car insurance certificate, also called proof of insurance or an auto insurance card, is a vehicle insurance document proving that you carry auto insurance. It is the document you will show to the DM...

Zero-Deductible Car Insurance: Explained SimplyPost

Zero-Deductible Car Insurance: Explained Simply

Your insurance company might offer a zero deductible option for certain coverages in some limited situations. However, for the basic auto liability policy that every driver is required to have, a dedu...

What does a $500 car insurance deductible mean?Post

What does a $500 car insurance deductible mean?

A deductible typically applies to the collision and comprehensive portions of your auto insurance policy when you have full coverage car insurance.These two insurance coverage pay for damage to your c...

Car Insurance Policyholder: Explained SimplyPost

Car Insurance Policyholder: Explained Simply

A policyholder is the owner of the car insurance policy. Policyholders are the only ones who can make changes to the car insurance coverage and are responsible for payments. There can be more than one...

default imagePost

Credit Life Insurance for Cars: Explained Simply

After doing hours of research and test driving several cars, you are ready to buy a new or new-to-you vehicle from a local dealership. Because you’re not paying cash for the car, you’re wo...

Village Car Insurance: Explained SimplyPost

Village Car Insurance: Explained Simply

Hundreds of auto insurance companies and policies exist. It is best to understand all your options before committing to a policy, including village auto insurance. With a quick internet search, you wi...

Car Insurance PIP Waiver: Explained SimplyPost

Car Insurance PIP Waiver: Explained Simply

If you’re looking into saving money with different car insurance coverage options, you may have come across a PIP waiver. The PIP auto insurance definition is “personal injury protection,” a...

Rebuilt Car Title: Explained SimplyPost

Rebuilt Car Title: Explained Simply

What does a used rebuilt title mean? A rebuilt car title is when a car is fixed up after being under the salvaged title moniker. A salvaged title is when a car has been in an accident, theft or natura...

Agreed Value Car Insurance: Explained SimplyPost

Agreed Value Car Insurance: Explained Simply

If you don’t have an agreed value when insuring your vehicle, your car insurance will be based on the actual cash value. Since cars depreciate quickly, this can mean a loss on your part if your car ...