secured lock Secured with SHA-256 Encryption

Car Insurance Definitions

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

default imagePost

Car Insurance Definitions

Car insurance terms can be confusing when you are reading through your policy options, as companies will throw around terms like additional insured and MedPay and not always explain what they mean. Familiarizing yourself with common car insurance definitions can help you make an informed choice when choosing your coverages and car insurance company. If...

Car insurance terms can be confusing when you are reading th...

default imagePost

Is car insurance tax deductible?

If you want to know when and how you can claim car insurance as a tax-deductible, it is necessary to understand the difference between business and personal use.  Business use of your car is classified as anything work-related or any activity that is required for your employer but not reimbursed by them.  Is car insurance...

If you want to know when and how you can claim car insurance...

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption

default imagePost

What is the difference between car make vs. model?

If you’re a new driver, a first-time car buyer, or purchasing car insurance for the first time, you probably have questions about the difference between the make vs. model of a car or truck. In the U.S., nearly a dozen automakers manufacture vehicles each year. According to data compiled by Statista, there were also 257...

If you’re a new driver, a first-time car buyer, or purchas...

Car Insurance Pleasure Driving: Explained SimplyPost

Car Insurance Pleasure Driving: Explained Simply

Insurance companies generally define pleasure driving as cars that are only driven occasionally. Insurance companies vary in what annual milage counts as pleasure driving, but it is well under 10,000 miles per year. How much is the use of car insurance for pleasure driving? Pleasure use car insurance is usually cheaper than car insurance coverage...

Insurance companies generally define pleasure driving as car...

Can I change my car insurance company mid-policy?Post

Can I change my car insurance company mid-policy?

Looking for more affordable car insurance? Then it might be time to switch companies. There are many factors that affect car insurance rates, and you can find the best rates for your driving history when you shop around with multiple companies. Switching insurance companies is a good idea if you’ve recently married, divorced, or bought...

Looking for more affordable car insurance? Then it might be ...

Force-Placed Car Insurance: Explained SimplyPost

Force-Placed Car Insurance: Explained Simply

There are many obscure insurance products that most of us have never heard of, force-placed car insurance might be one of those terms for you. Force-placed car insurance is a product that’s rarely used since almost all of us carry our own individual car insurance policies. In fact, when a person is subject to force-placed...

There are many obscure insurance products that most of us ha...

default imagePost

Car Insurance Binder: Explained Simply

When getting car insurance, there can sometimes be difficulties in getting your policy information right away. This can cause issues when you’re trying to drive a new car off the lot or trying to get a car loan from a bank. Luckily, that’s where insurance binders come in. But what’s an insurance binder? How do...

When getting car insurance, there can sometimes be difficult...

default imagePost

Car Insurance Deductible: Explained Simply

When purchasing car insurance, drivers have a lot of coverage options. Unlike liability insurance, other coverages, such as collision insurance, comprehensive insurance, personal injury protection, and uninsured/underinsured motorist property damage, may require drivers to pay a deductible. This deductible ensures the driver assumes a portion of the financial responsibility for the costs associated with property...

When purchasing car insurance, drivers have a lot of coverag...

default imagePost

Road Rage: Definition and Consequences

Unfortunately, there has been an increase in road rage incidents causing injuries and death more often than ever. Road rage can create dangerous situations for the aggressive driver, their passengers, and the others on the road around them. And having a black mark on your driving record will affect your car insurance rates. You must...

Unfortunately, there has been an increase in road rage incid...

What does a car insurance certificate look like?Post

What does a car insurance certificate look like?

A car insurance certificate, also called proof of insurance or an auto insurance card, is a vehicle insurance document proving that you carry auto insurance. It is the document you will show to the DMV when registering a vehicle, and it is also what you will need to provide to the police in the event...

A car insurance certificate, also called proof of insurance ...

Zero-Deductible Car Insurance: Explained SimplyPost

Zero-Deductible Car Insurance: Explained Simply

Your insurance company might offer a zero deductible option for certain coverages in some limited situations. However, for the basic auto liability policy that every driver is required to have, a deductible really does not apply to your coverage in any event. A deductible comes into play for your comprehensive and collision coverage, which helps...

Your insurance company might offer a zero deductible option ...

What does a $500 car insurance deductible mean?Post

What does a $500 car insurance deductible mean?

A deductible typically applies to the collision and comprehensive portions of your auto insurance policy when you have full coverage car insurance.These two insurance coverage pay for damage to your car regardless of whether you or someone else caused the need for the repairs.When your insurance coverage contains a deductible, you must pay the deductible...

A deductible typically applies to the collision and comprehe...

Car Insurance Policyholder: Explained SimplyPost

Car Insurance Policyholder: Explained Simply

A policyholder is the owner of the car insurance policy. Policyholders are the only ones who can make changes to the car insurance coverage and are responsible for payments. There can be more than one policyholder name on a car insurance policy, and you can add multiple drivers to it as listed drivers. Read on...

A policyholder is the owner of the car insurance policy. Pol...

How do I find out when my car insurance payment is due?Post

How do I find out when my car insurance payment is due?

It is fairly easy to determine your car insurance due date even if you are not able to find an invoice or billing statement. The quickest way to find this information out is to call your auto insurance company or agent to look into the specific payment arrangements for your auto insurance policy. If you...

It is fairly easy to determine your car insurance due date e...

default imagePost

Credit Life Insurance for Cars: Explained Simply

After doing hours of research and test driving several cars, you are ready to buy a new or new-to-you vehicle from a local dealership. Because you’re not paying cash for the car, you’re working with the dealership’s loan department to come up with a payment plan. As a representative goes over your paperwork, you may...

After doing hours of research and test driving several cars,...

Village Car Insurance: Explained SimplyPost

Village Car Insurance: Explained Simply

Hundreds of auto insurance companies and policies exist. It is best to understand all your options before committing to a policy, including village auto insurance. With a quick internet search, you will find that many companies go by “Village” auto insurance. Usually, companies that go by “Village” auto insurance simply use the word for company...

Hundreds of auto insurance companies and policies exist. It ...

Car Insurance PIP Waiver: Explained SimplyPost

Car Insurance PIP Waiver: Explained Simply

If you’re looking into saving money with different car insurance coverage options, you may have come across a PIP waiver. The PIP auto insurance definition is “personal injury protection,” and this type of policy pays for medical bills, lost wages, and more after a car accident.  PIP car insurance is required in some states, but...

If you’re looking into saving money with different car...

Rebuilt Car Title: Explained SimplyPost

Rebuilt Car Title: Explained Simply

What does a used rebuilt title mean? A rebuilt car title is when a car is fixed up after being under the salvaged title moniker. A salvaged title is when a car has been in an accident, theft or natural disaster, and the insurance company has deemed the car totaled, unsafe to drive and “writes...

What does a used rebuilt title mean? A rebuilt car title is ...

Agreed Value Car Insurance: Explained SimplyPost

Agreed Value Car Insurance: Explained Simply

If you don’t have an agreed value when insuring your vehicle, your car insurance will be based on the actual cash value. Since cars depreciate quickly, this can mean a loss on your part if your car becomes totaled. (For more information, read our “Compare Best Car Insurance Companies That Offer Agreed Value“). Depending on...

If you don’t have an agreed value when insuring your vehic...

Combined Single-Limit Car Insurance: Explained SimplyPost

Combined Single-Limit Car Insurance: Explained Simply

Combined single limits insurance basically combines all of your liability coverage into one lump sum versus liability where coverage is split amongst different incidents.While most liability auto insurance is purchased as split liability, it is also possible to purchase combined single limits on a car insurance policy.Combined single limits (CSL), is usually used for commercial...

Combined single limits insurance basically combines all of y...

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption