Best Chrysler Car Insurance Rates in 2025

If you own and drive a Chrysler, you need car insurance. Fortunately, finding the right Chrysler insurance policy is pretty simple. Once you know what coverage you want, you simply find and compare quotes from several insurance companies in your area to determine which offers the best Chrysler car insurance rates. 

Chrysler owners can purchase a liability-only car insurance policy that simply meets their state’s minimum coverage requirements or a full coverage policy that includes both collision and comprehensive coverage. While full coverage costs more than a minimum coverage policy, the added protection can be helpful if you’re ever in an accident.

The average cost of car insurance for a Chrysler is around $2,609 annually or $217 per month. Still, the amount you will pay for coverage for your Chrysler depends on the model and year of your vehicle, along with your age, location, and driving history.

Once you know what kind of car insurance you want, you can compare car insurance quotes online to determine which company offers the best coverage. Comparing quotes will help you find a car insurance company that offers the car insurance policy you’re looking for at a price that works with your budget. 

What type of Chrysler car insurance do I need? 

If you own a Chrysler, you have several options for car insurance. You may want a simple, minimum coverage policy that meets your state’s minimum coverage requirements, or you may need a full coverage policy for your vehicle.

Most states in the U.S. require drivers to carry car insurance on their vehicles. Standard liability-only car insurance includes:

• Property damage liability: Property damage liability covers you if you cause an accident in your Chrysler and damage someone’s vehicle or other personal property. Property damage liability is a requirement in most states. 
• Bodily injury liability: Bodily injury liability covers you if you cause an accident in your Chrysler and one or more people are injured. Bodily injury liability is required in most states.

The amount of property damage and bodily injury liability insurance coverage you need for your Chrysler depends on where you live. In addition to liability insurance, some states in the U.S. require drivers to carry more coverage, such as:

• Personal injury protection (PIP): PIP coverage helps with medical bills, lost wages, and funeral costs associated with a covered accident. 
• Medical payments (MedPay): MedPay helps with medical bills like visits to the doctor and hospital stays. 
• Uninsured/underinsured motorist coverage: If another driver causes an accident but does not carry proper insurance, uninsured/underinsured motorist coverage allows your insurance company to pay for the damage someone else caused to your vehicle. 

Check with your state’s department of motor vehicles to learn more about the types of insurance you need in your state. While the insurance companies you consider will likely know your state’s requirements, you must carry proper coverage on your Chrysler.

Do I need full coverage car insurance on a Chrysler? 

If you’re looking for more than a minimum coverage policy, you may want to purchase full coverage for your Chrysler. With full coverage car insurance, your Chrysler is protected if you cause an accident or if something like inclement weather or vandalism damages your car. 

A full coverage policy includes your state’s minimum requirements for coverage, along with:

• Collision insurance: Collision insurance pays for damage to your vehicle if you cause an accident. Collision will cover your Chrysler up to its actual cash value (ACV).
• Comprehensive insurance: Comprehensive insurance pays if theft, vandalism, wild animals, or inclement weather damage your Chrysler. 

If you have a loan or lease on your vehicle, your finance company likely requires that you carry a full coverage policy. Additionally, full coverage is an excellent investment if you own a Chrysler that’s new or has a high ACV. Otherwise, you could pay out of pocket for vehicle repairs if you’re ever in an accident. 

Can Chrysler owners get discounts on car insurance? 

If you own a Chrysler, you may qualify for car insurance discounts on your coverage. Some of the most common car insurance discounts for Chrysler drivers include:

• Good student discount
• Defensive driver discount
• Safety features discount
• New car discount
• Affiliation discount
• Loyalty discount
• Multi-car discount
• Multi-policy discount
• Paid-in-full discount

Discounts can help you save up to 25% on your Chrysler car insurance. Speak with a representative from any company you’re considering to learn more about your discount opportunities.

How much are Chrysler car insurance rates? 

The average cost of car insurance for a Chrysler is around $2,609 annually or $217 per month. Still, the model of Chrysler you drive will directly impact your monthly or annual rates.

For example, the average car insurance cost for a Chrysler 300 is $1,720 annually or $143 each month, while insurance for a Chrysler Sebring costs around $1,548 annually or $129 per month. Chrysler Crossfire insurance costs vary based on the year, but the average cost of coverage is typically around $2,394 annually or $200 each month.

Explore the Best Deals: Compare Chrysler Car Insurance Rates by Model

Quickly compare car insurance rates for various Chrysler models including 300, PT Cruiser, Aspen, Sebring, Grand Voyager, Town and Country, and Pacifica. Start now to find the best rates for your Chrysler!

Can I save money on my Chrysler car insurance rates?

You can save money on Chrysler car insurance by comparing quotes. Additionally, certain discounts could help you save on your monthly or annual rates. Still, you may want additional ways to make Chrysler car insurance more affordable. If you’re looking for more ways to save, you could try the following: 

• Bundle your coverage with other policies.
• Increase your car insurance deductible.
• Keep your driving record clean.
• Improve your credit score. 

Remember not to increase your deductible unless you can afford to pay the amount if you’re ever in an accident. Otherwise, you could end up in a bad situation.

Chrysler Car Insurance Rates: The Bottom Line

If you need car insurance for your Chrysler, you have a lot of options to choose from. You can purchase a minimum coverage policy that meets your state’s requirements or buy a full coverage plan for added protection when you’re behind the wheel. Once you decide on the coverage you want, you can shop for a policy with different insurance companies in your area.

Compare quotes online from several insurance companies before you decide which coverage works best for you. Then, if you find that coverage for your Chrysler is still too pricey, you can search for discounts or increase your deductible to save even more.