Compare Chrysler PT Cruiser Car Insurance Rates [2025]
If you want to buy affordable Chrysler PT Cruiser insurance coverage then you should know that a policy will cost $78 per month ($938 per year) on average. Finding Chrysler PT Cruiser teenager insurance coverage can cost on average $3,428 a year, so shop around to find cheap rates.
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Professor & Published Author
D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from S...
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Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
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Updated February 2024
Key Takeaways:
- Full coverage costs around $938 a year or $78 each month
- A liability-only policy costs around $377 a year or $31 each month
- Highest rates are for teenage drivers at around $3,428 a year or $286 each month
- Good drivers can save as much as $387 a year by earning policy discounts
- Chrysler PT Cruiser insurance costs around $581 less per year than the average vehicle
Drivers who are interested to know more about Chrysler PT Cruiser car insurance rates should know that average auto insurance rates are $938 a year, or $78 a month. That figure drops down to $377 a year, or $31 every month for a liability-only policy.
Some of the determining factors that impact a driver’s individual rate include their age, location, and driving record. Sometimes, it’s just a matter of shopping around and applying available auto insurance discounts. Keep reading to learn all about Chrysler PT Cruiser rates with this helpful guide.
You can start comparing quotes for Chrysler PT Cruiser car insurance rates from some of the best car insurance companies by using our free online tool now.
Chrysler PT Cruiser Insurance Cost
The average Chrysler PT Cruiser car insurance rates are $938 a year or $78 a month.
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Are Chrysler PT Cruisers expensive to insure?
The chart below details how Chrysler PT Cruiser insurance rates compare to other crossovers like the Lexus RX 450h, Buick Envision, and BMW X6.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Lexus RX 450h | $390 | $718 | $420 | $1,708 |
| Buick Envision | $320 | $566 | $398 | $1,442 |
| BMW X6 | $432 | $834 | $398 | $1,822 |
| Lincoln MKT | $370 | $626 | $450 | $1,626 |
| Mazda CX-3 | $308 | $500 | $372 | $1,338 |
| Ford EcoSport | $280 | $500 | $372 | $1,310 |
However, there are a few things you can do to find the cheapest Chrysler insurance rates online.
Read more: Compare Lincoln Car Insurance Rates
What impacts the cost of Chrysler PT Cruiser insurance?
The Chrysler PT Cruiser trim and model you choose can impact the total price you will pay for Chrysler PT Cruiser auto insurance coverage. When you use a quote tool, it combines all the factors to determine a rate. The exact algorithm is different for each carrier, but most look at a few common things.
Age of the Vehicle
Older Chrysler PT Cruiser models generally cost less to insure. For example, auto insurance rates for a 2010 Chrysler PT Cruiser are $938, while 2009 Chrysler PT Cruiser rates are much cheaper. As the replacement cost drops, so do your rates to a certain degree. This is true for comprehensive insurance. Your liability insurance is not affected by this as much as you might think.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2010 Chrysler PT Cruiser | $154 | $254 | $394 | $938 |
Driver Age
Driver age can have a significant impact on Chrysler PT Cruiser auto insurance rates. As an example, a 40-year-old driver could pay $99 less each month for their Chrysler PT Cruiser auto insurance compared to a 20-year-old driver. Generally, teens and young adult drivers pay the most assuming all parties have similar driving records and other factors are equal. Simply put, when you have less experience, you present a higher risk.
Driver Location
Where you live can have a large impact on Chrysler PT Cruiser insurance rates. For example, drivers in Phoenix may pay $516 a year less than drivers in Los Angeles. Crime rates and accident claims rates play into the risk for your insurer. So they adjust your rates accordingly. It could vary by city, zip code, or even by the street. Driver/garaging location continues to be a major component in determining insurance costs.
Your Driving Record
Your driving record can have an impact on your Chrysler PT Cruiser auto insurance rates. Teens and drivers in their 20’s with violations on their driving record see the highest jump in Chrysler PT Cruiser car insurance rates. No matter what age, you’ll see an increase in your rates any time you get a ticket or get in an accident. The longer you go without a ticket or claim, the lower your rates will go.
Chrysler PT Cruiser Safety Ratings
Your Chrysler PT Cruiser auto insurance rates are influenced by the Chrysler PT Cruiser’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Moderate overlap front | Good |
|---|---|
| Side | Poor |
| Roof strength | N/R |
| Head restraints and seats | Poor |
| Source: Insurance Institute for Highway Safety | |
In short, car companies add new safety features every year. Some are more important than others. Sometimes, they’re standard features, and you automatically get discounts when you enter your VIN into the insurance system. Other times, you get to decide if you want to pay to add certain safety features. Your purchase prices will go up, but your insurance rates will go down, which could lead to long-term savings.
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Chrysler PT Cruiser Crash Test Ratings
Good Chrysler PT Cruiser crash test ratings can lower your Chrysler PT Cruiser auto insurance rates. See Chrysler PT Cruiser crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| Chrysler PT Cruiser | N/R | 4 Stars | 4 Stars | 4 Stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Chrysler PT Cruiser Safety Features
The numerous safety features of the Chrysler PT Cruiser help contribute to lower insurance rates. The 2010 Chrysler PT Cruiser has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Daytime Running Lights
- Child Safety Locks
- Traction Control
Chrysler PT Cruiser Finance and Insurance Cost
If you are financing a Chrysler PT Cruiser, you will pay more if you purchase Chrysler PT Cruiser auto insurance at the dealership, so be sure to shop around and compare Chrysler PT Cruiser auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Chrysler PT Cruiser Insurance
Although it may seem like your Chrysler PT Cruiser car insurance rates are set, there are a few measures that you can take to secure the best Chrysler PT Cruiser car insurance rates possible. Take a look at the following five ways to save on Chrysler PT Cruiser auto insurance.
- Take Public Transit Instead of Driving Your Chrysler PT Cruiser
- Move to an Area with a Lower Cost of Living
- Provide Your Chrysler PT Cruiser VIN When Requesting Chrysler PT Cruiser Auto Insurance Quotes
- Tell Your Insurer About Different Drivers or Uses for Your Chrysler PT Cruiser
- Wait Six Years for Accidents to Disappear from Your Record
Top Chrysler PT Cruiser Insurance Companies
Who is the top auto insurance company for Chrysler PT Cruiser insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chrysler PT Cruiser auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chrysler PT Cruiser offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Chrysler PT Cruiser Insurance Quotes Online
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Frequently Asked Questions
How much does Chrysler PT Cruiser car insurance cost?
On average, Chrysler PT Cruiser insurance costs $938 per year or $78 per month.Are Chrysler PT Cruisers expensive to insure?
Are Chrysler PT Cruisers expensive to insure?
They can be more expensive to insure compared to other crossovers.
What factors impact the cost of Chrysler PT Cruiser insurance?
Factors include the vehicle’s age, driver’s age, location, driving record, safety ratings, and features.
How can I save on Chrysler PT Cruiser insurance?
Compare quotes, look for discounts, and maintain a clean driving record.
Which insurance companies offer Chrysler PT Cruiser insurance?
Top companies include Allstate, State Farm, and others. Compare quotes to find the best rates.
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