Enterprise Rental Car Insurance Review [2025]

Our expert Enterprise rental car insurance review finds that policies start as low as $12/day. Enterprise rental car insurance costs will vary based on policy type, so use our guide to compare car rental insurance coverage from multiple companies before buying insurance through Enterprise Rent-a-Car.

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Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Written by
Michelle Robbins
Joel Ohman

Certified Financial Planner

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Joel...

Reviewed by
Joel Ohman

Updated February 2024

 

 

 

 

 

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Frequently Asked Questions

How much is Enterprise rental car insurance per day?

Typically speaking, Enterprise rental car insurance costs $12 per day. However, your costs will increase if you add additional coverage.

Is it worth getting extra Enterprise rental car insurance?

Many drivers elect Enterprise rental car insurance for the peace of mind it brings. It’s also worth getting Enterprise rental car insurance if you don’t have a personal policy to rely on.

Does Enterprise rental car insurance cover scratches?

It depends on the type of coverage you purchase. An Enterprise damage waiver covers light damage to your rental, including scratches, dings, and dents.

What is Enterprise supplemental liability protection?

Supplemental liability protection (SLP) is extra liability insurance you can purchase for your rental. SLP coverage protects you from third-party liability claims up to a maximum of $300,000.

Is the Enterprise collision damage waiver worth it?

Many Enterprise rental car insurance answers say the collision damage waiver is worth the price. The waiver is typically affordable and can save you from expensive repairs in case something damages your vehicle.

How does Enterprise determine damage for car insurance?

Like other rental companies, Enterprise has a team of assessors who determine how much damage has been done to a vehicle. The assessor compares the current state of a vehicle to the pre-inspection notes before you started driving.

What is the difference between a damage waiver and a collision damage waiver?

A damage waiver and collision damage waiver are very similar, with only one key difference. A damage waiver typically includes damage caused by theft, while a collision damage waiver only covers damage caused in an accident.

What insurance do you need when renting a car in the U.S.?

Most states require liability insurance before you can drive on a public road, but laws change from state to state. Make sure to check state requirements before you start driving to make sure you’re covered.

Does umbrella insurance cover a rental car?

Umbrella insurance – which covers expenses if you reach your liability insurance limits – usually applies to rental cars.

Will my credit card cover rental car insurance?

Some credit cards cover rental cars, but you’ll need to check your card’s specifics to see if your company offers coverage.

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