Gateway Car Insurance Review [2025]

Gateway car insurance is based out of St. Louis, MO, and operates in 45 states. Gateway car insurance has a B rating from AM Best for its financial strength.

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Chris Tepedino

Feature Writer

Chris Tepedino is a feature writer that has written extensively about car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Healing Law, WIBW Kansas, and Cinncinati.com. He has been a...

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Written by
Chris Tepedino

Brandon Frady

Licensed Insurance Agent

Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...

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Reviewed by
Brandon Frady

Updated June 2023

Here's what you need to know...

Gateway Insurance Company is located in St. Louis, MO
Gateway offers many types of policies in addition to auto insurance
They have a fair financial rating

This car insurance review is going to focus on the Gateway Insurance Company of St. Louis, MO. They sell insurance products in 45 states plus DC.

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Table of Contents

What Gateway Insurance Co. Offers

Gateway has been selling insurance products since 1946.

Gateway’s major focus has been public automobile insurance, but they expanded to offer many other types of insurance including:

Commercial
Home
Farm and Ranch
Umbrella

Gateway is not a BBB (Better Business Bureau) accredited company, and they do not have a BBB rating. A lack of rating means a couple of things.

First, the BBB hasn’t received any complaints about the company and secondly, the company did not respond to requests from the BBB for further information about the company.

They do have an AM Best rating of B (fair) — a long-term outlook rating of positive.

These ratings tell us about Gateway’s financial security, and these ratings mean that this company not only has the means to pay all of their current obligations, including claims, but they also have room to grow.

If you are a business with a fleet of vehicles or are just looking for a personal car insurance policy, Gateway may be the perfect choice for you.

Don’t forget to shop around and get FREE car insurance quotes before you purchase your car insurance. This goes for both commercial and personal car insurance policies.

Frequently Asked Questions

What is Gateway car insurance based out of?

Gateway car insurance is based out of St. Louis, MO.

How many states does Gateway car insurance operate in?

Gateway car insurance operates in 45 states.

What is Gateway car insurance’s rating from AM Best?

Gateway car insurance has a B rating from AM Best for its financial strength.

Does Gateway car insurance offer public automobile insurance only?

No, Gateway car insurance offers various types of insurance, including public automobile insurance and others.

Is Gateway car insurance BBB accredited?

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