Geico Defensive Driving Course Review: Compare Rates, Discounts, & Requirements [2025]
The GEICO Defensive Driving Course was created to help people become better drivers by learning techniques for accident prevention and anticipating and reacting to situations. It takes four to six hours for drivers to complete the course, but you are able to move at your own pace.
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Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Michael Leotta
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Kalyn Johnson
Updated June 2023
- Geico offers defensive driving courses online that teach safe driving techniques for car accident prevention
- The average driver receives discounts of up to 15% for up to three years
- You can take three quick and easy steps to sign up for Geico’s defensive course
Some people may wonder, what is a defensive driver discount, and who can it help?
Geico offers its clients defensive driving courses to help them become safer drivers. Completion of the course results in a certificate and premium discounts depending on your state of residence.
Find out if your insurance company offers a free defensive driving course. To shop around and look for the best deal on insurance, enter your ZIP code and get a free quote today.
What is Geico’s Defensive Driving Course?
Geico offers defensive driving courses that teach safe driving techniques for car accident prevention. The course focuses on anticipating and reacting to situations. You can adopt defensive driver techniques and get Geico to offer you a discount by taking a course to learn these skills.
Eligibility rules and requirements for defensive driving discounts vary between states. Geico defensive driving course discount is not available in HI, MA, MI, NC, or VT.
The average driver can receive discounts of up to 15% for up to three years. Below are the driving discounts in some major states:
- California — 5%
- Texas — 10%
- Florida — 10%
- New York — 10%
- Illinois — 10%
- Pennsylvania — 10%
- Georgia — 10%
- New Jersey — 5%
Here is what the Geico Defensive Driver Course includes:
- Controlling your speed
- Looking ahead and expecting the unexpected
- Being alert and distraction-free
- Preparedness for all sorts of actions and reactions of other drivers and pedestrians
- Not expecting the other drivers to do what you would ordinarily do
- Watching and respecting other drivers
- Maintaining a safe following distance
- Driving safely considering (adjusting for) weather and/or road conditions
- Adjusting your speed before entering a bend, in order to avoid applying the brakes in the middle of a bend
How does the course work?
Once you are registered, you will be able to log into the course on a computer or a smartphone. A laptop or desktop computer would most likely be the easiest way to access the course.
The allotted time for course completion is between four and six hours, depending on your state’s requirements. This course can be completed at any pace that you feel comfortable with.
Once you have completed the defensive driving course, you will receive a certificate of completion to forward to Geico.
How do I sign up for and complete Geico’s Defensive Driving Course?
Take these three quick and easy steps to sign up for and complete Geico’s Defensive Driving Course.
- Check with Geico to determine the amount of your discount. Ask about each family member or driver on the policy to potentially secure an even greater discount.
- Register for and complete your Defensive Driving Course using any digital device.
- Submit your certificate to Geico and receive your savings.
Registration for the course is $39.95.
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Geico Defensive Driving Course: The Bottom Line
If you have Geico insurance, taking the Geico Defensive Driving Course is a good investment, as it allows you to become a safer driver and to potentially receive a substantial discount.
Now that you know more about how defensive driving discounts can impact your insurance rates, enter your ZIP code to view free quotes and shop around for the best rates for you.
Frequently Asked Questions
Can I use a defensive driving course for an insurance discount if I don’t have insurance with Geico?
Yes, you can use a defensive driving course for an insurance discount even if you don’t have insurance with Geico. Many other car insurance providers offer discounts for completing an online defensive driving course.
When will I see my Geico insurance discount after completing the defensive driving course?
Once you have completed the course, you will need to submit your certificate of completion to Geico. As soon as the certificate has been received, your insurance discount will be applied based on your course completion date.
Will I save more if other drivers on my Geico insurance policy take the course?
You may be able to receive an additional discount depending on the age of the person taking the course. For example, if you are a senior or over 50, you could qualify for Geico defensive driving course for seniors. Contact your Geico insurance agent to find out if anyone else on your policy qualifies for a defensive driver course discount.
What should I do if my insurance discount expires?
Your defensive driver course discount will typically last for three years in most states. Check with your Geico agent to see how long your discount will apply in your state. Once it expires, you can retake the course to receive the discount again.
Will the defensive driving course help with ticket dismissal?
This defensive driving course provides an insurance premium discount for Geico customers. In some states, such as Texas, the SafeDriver.com defensive driver course is also used for ticket dismissal.
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