GHS Car Insurance Review [2025]
GHS car insurance plans have been sold in Oklahoma since 2005. GHS has A+ ratings from AM Best and the BBB for financial stability and customer service.
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Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Tracey L. Wells
Insurance & Finance Analyst
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Zach Fagiano
Updated June 2023
- GHS Insurance is a subsidiary of Health Care Services Corporation
- They only offer insurance coverage in Oklahoma
- Their financial stability and outlook is positive
This review is about the services offered by GHS Property and Casualty Insurance Co., a subsidiary of Health Care Services Corporation.
Despite being under the Health Care Services Corporation, GHS operates as an independent company.
GHS was founded in 2005; however, its parent company was founded in 1940. GHS claims that you can feel confident about buying their insurance products because while being independent of their parent company they still have financial backing from them if they need it.
GHS claims that you can feel confident about buying their insurance products because while being independent of their parent company they still have financial backing from them if they need it.
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More About GHS Property and Casualty
GHS has an A.M. Best rating of A+, which is superior and has recently upgraded their long-term outlook from negative to A (excellent).
The BBB (Better Business Bureau) has given GHS an A+ rating. This rating is based on the size of the company versus the number of complaints that they have received.
In the last three years, GHS has had three complaints filed against them, all of which were resolved. All three complaints were regarding customer service issues.
GHS products are only available in Oklahoma, where they have two offices for you to visit if you want to see an agent in person. They offer car insurance, homeowners insurance, and umbrella liability.
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Frequently Asked Questions
When was GHS car insurance established?
GHS car insurance was established in 2005 and has been operating in Oklahoma since then.
What are the financial ratings of GHS car insurance?
GHS car insurance has A+ ratings from both AM Best and the Better Business Bureau (BBB) for financial stability and customer service.
Does GHS car insurance offer coverage outside of Oklahoma?
No, GHS car insurance products are currently only available in Oklahoma.
What types of insurance does GHS offer?
GHS offers car insurance, homeowners insurance, and umbrella liability coverage.
GHS offers car insurance, homeowners insurance, and umbrella liability coverage.
You can use the free quote tool on our website by entering your ZIP code to compare car insurance quotes from GHS and other top companies.
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