National Rental Car Insurance Review [2025]
This National rental car insurance review explains how drivers can get rates as low as $16/day by joining the National car rental loyalty program. Learn how to redeem National Emerald Club points and why National is one of the best-rated car rental insurance companies.
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Table of Contents
Feature Writer
Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...
Rachel Bodine
Certified Financial Planner
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Joel...
Joel Ohman
Updated January 2024
Frequently Asked Questions
Is National car rental insurance better or Enterprise?
Both are similar in terms of rates and ratings. Enterprise does have more locations, but National has some better perks with its National Emerald Club program.
Is Enterprise cheaper than National car rental insurance?
Enterprise’s CDW coverage is cheaper on average than National, but average rates are the same between the two companies for all other coverages.
What is better, Enterprise Plus or National Emerald Club?
National Emerald Club is usually the better option for drivers, as National offers more perks like automatic upgrades.
What is the highest loyalty status with National Car Rental?
The highest National Emerald Club elite status is executive status.
How do I keep my National Car Rental executive status?
To keep your National Car Rental Emerald Club executive status, you must have either 25 or more rentals or 85 or more rental days at National in a year.
Is National Car Rental owned by Hertz?
No, National Car Rental is owned by Enterprise Holdings.
Is National Car Rental owned by Avis?
No, Enterprise Holdings owns National Car Rental.
Is Hertz more expensive than National rental car insurance?
No, Hertz’s car rental insurance coverage is cheaper on average than National.
Which car rental company has the best rating?
J.D. Power’s latest customer satisfaction rating ranked Enterprise as the best-rated car rental company, followed by National.
Which rental car company has the cheapest deposit?
It depends, as some rental car companies require a membership fee instead of a deposit. Some cheaper companies for deposits include Budget and Enterprise.
How can I find the best car rental deals?
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