Compare Bath, MI Car Insurance Rates [2024]
Car insurance in Bath, MI averages $693 a month. Bath, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Bath car insurance rates, compare quotes from the top car insurance companies in Bath, MI.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Bath, MI after a DUI are $13,733/year
- The cheapest car insurance company in Bath is USAA
- Average car insurance rates in Bath, MI are $8,311/year
If you need to buy Bath, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Bath, MI is right here.
You’ll find Bath car insurance rates, the cheapest Bath, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Bath, Michigan car insurance rates to Detroit car insurance rates, Ann Arbor car insurance rates, and Flint car insurance rates.
Ready to find affordable Bath, MI car insurance today? Enter your ZIP code for fast, free Bath car insurance quotes.
Cheapest Bath, MI Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Bath, MI car insurance rates? Every Bath, Michigan car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $12,837 | $12,837 | $11,854 | $11,854 | $32,814 | $32,814 | $13,545 | $13,545 |
| Farmers | $3,559 | $3,559 | $3,317 | $3,317 | $8,056 | $8,056 | $4,001 | $4,001 |
| Geico | $3,407 | $3,407 | $3,496 | $3,496 | $9,848 | $9,848 | $3,263 | $3,263 |
| Liberty Mutual | $12,336 | $12,336 | $12,215 | $12,215 | $28,951 | $28,951 | $12,336 | $12,336 |
| Nationwide | $3,905 | $3,905 | $3,471 | $3,471 | $10,477 | $10,477 | $4,290 | $4,290 |
| Progressive | $2,502 | $2,348 | $2,223 | $2,449 | $9,229 | $9,927 | $2,911 | $2,743 |
| State Farm | $6,100 | $6,100 | $5,665 | $5,665 | $21,508 | $21,508 | $7,169 | $7,169 |
| Travelers | $5,125 | $5,125 | $4,407 | $4,407 | $15,382 | $15,382 | $5,563 | $5,563 |
| USAA | $2,382 | $2,267 | $2,242 | $2,123 | $5,884 | $5,626 | $2,913 | $2,809 |
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Minimum Car Insurance in Bath, MI
Every driver must carry the minimum car insurance in Bath, MI. Take a look at the Michigan car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Bath, MI Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Bath, MI. Compare credit history car insurance rates in Bath from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $26,812 | $14,901 | $11,574 |
| Farmers | $6,194 | $4,158 | $3,848 |
| Geico | $6,426 | $4,731 | $3,854 |
| Liberty Mutual | $26,017 | $15,039 | $8,322 |
| Nationwide | $6,898 | $5,239 | $4,470 |
| Progressive | $4,920 | $4,170 | $3,784 |
| State Farm | $16,380 | $8,303 | $5,649 |
| Travelers | $7,808 | $7,573 | $7,477 |
| USAA | $4,892 | $2,802 | $2,149 |
Cheapest Bath, MI Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bath, MI to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $8,745 | $11,612 | $38,520 | $12,172 |
| Farmers | $3,981 | $5,068 | $4,999 | $4,884 |
| Geico | $1,744 | $3,730 | $11,294 | $3,245 |
| Liberty Mutual | $11,447 | $13,871 | $25,819 | $14,701 |
| Nationwide | $4,752 | $6,309 | $5,743 | $5,338 |
| Progressive | $3,668 | $4,764 | $4,285 | $4,448 |
| State Farm | $6,389 | $7,683 | $16,745 | $9,625 |
| Travelers | $5,149 | $7,360 | $11,881 | $6,087 |
| USAA | $2,643 | $3,291 | $4,310 | $2,879 |
Cheapest Bath, MI Car Insurance for Teen Drivers
Teen car insurance in Bath, MI can be expensive. Take a look at rates from the top car insurance companies in Bath for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $32,814 | $32,814 |
| Farmers | $8,056 | $8,056 |
| Geico | $9,848 | $9,848 |
| Liberty Mutual | $28,951 | $28,951 |
| Nationwide | $10,477 | $10,477 |
| Progressive | $9,229 | $9,927 |
| State Farm | $21,508 | $21,508 |
| Travelers | $15,382 | $15,382 |
| USAA | $5,884 | $5,626 |
Cheapest Bath, MI Car Insurance for Seniors
Take a look at Bath, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $11,854 | $11,854 |
| Farmers | $3,317 | $3,317 |
| Geico | $3,496 | $3,496 |
| Liberty Mutual | $12,215 | $12,215 |
| Nationwide | $3,471 | $3,471 |
| Progressive | $2,223 | $2,449 |
| State Farm | $5,665 | $5,665 |
| Travelers | $4,407 | $4,407 |
| USAA | $2,242 | $2,123 |
Cheapest Bath, MI Car Insurance Rates After a DUI
A DUI in Bath, MI increases car insurance rates. Compare Bath, Michigan DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $38,520 |
| Farmers | $4,999 |
| Geico | $11,294 |
| Liberty Mutual | $25,819 |
| Nationwide | $5,743 |
| Progressive | $4,285 |
| State Farm | $16,745 |
| Travelers | $11,881 |
| USAA | $4,310 |
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Cheapest Bath, MI Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Bath, MI by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $17,763 | $17,763 |
| Farmers | $4,733 | $4,733 |
| Geico | $4,892 | $5,115 |
| Liberty Mutual | $15,895 | $17,024 |
| Nationwide | $5,536 | $5,536 |
| Progressive | $4,291 | $4,291 |
| State Farm | $9,844 | $10,376 |
| Travelers | $7,576 | $7,663 |
| USAA | $3,244 | $3,318 |
The Best Cheap Car Insurance Companies in Bath, MI
Take a look at a side-by-side comparison of the top car insurance companies in Bath, MI to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $17,763 |
| Farmers | $4,733 |
| Geico | $5,003 |
| Liberty Mutual | $16,459 |
| Nationwide | $5,536 |
| Progressive | $4,291 |
| State Farm | $10,110 |
| Travelers | $7,619 |
| USAA | $3,281 |
Category Winners: Cheapest Car Insurance in Bath, Michigan
Find the cheapest car insurance companies in Bath, MI for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | USAA |
| With 1 DUI | Progressive |
| With 1 Speeding Violation | USAA |
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Cheapest Bath, MI Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Bath car insurance rates. Find the cheapest Bath, MI car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $17,293 | $17,804 | $18,191 |
| Farmers | $4,616 | $4,723 | $4,860 |
| Geico | $4,689 | $4,961 | $5,360 |
| Liberty Mutual | $16,093 | $16,425 | $16,860 |
| Nationwide | $5,758 | $5,450 | $5,399 |
| Progressive | $4,178 | $4,297 | $4,399 |
| State Farm | $9,628 | $10,170 | $10,533 |
| Travelers | $7,536 | $7,630 | $7,692 |
| USAA | $3,177 | $3,289 | $3,377 |
What affects car insurance rates in Bath, Michigan?
What factors can have an impact on Bath, MI car insurance? There are several reasons why Bath car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bath, Michigan.
Commute Time in Bath
The more time you spend in your car the higher the risk of an accident. The average commute length in Bath, MI is 20.8 minutes according to City-Data.
Traffic in Bath
Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Bath, MI traffic data from INRIX ranks Bath as the 786th-most congested in the world.
Compare Car Insurance Quotes in Bath, MI
Ready to find affordable Bath, Michigan car insurance today? Enter your ZIP code for fast, free Bath, MI car insurance quotes.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
How are car insurance rates determined in Bath, MI?
Car insurance rates in Bath, MI are determined by several factors, including the driver’s age, driving record, type of vehicle, coverage options selected, and the insurer’s underwriting guidelines. Other factors may include the location, crime rates, and average accident rates in Bath, MI.
Are car insurance rates higher for new drivers in Bath, MI?
Generally, car insurance rates for new drivers in Bath, MI tend to be higher compared to experienced drivers. New drivers lack a driving history, which insurers consider when determining rates. However, discounts and lower rates may be available to new drivers who have completed approved driver’s education courses or maintain good academic records.
How can I lower my car insurance rates in Bath, MI?
To lower your car insurance rates in Bath, MI, you can consider the following options: maintain a clean driving record, opt for a higher deductible, bundle multiple insurance policies with the same insurer, install safety devices in your vehicle, inquire about available discounts, and periodically review your coverage to ensure it aligns with your needs.
Does the type of vehicle affect car insurance rates in Bath, MI?
Yes, the type of vehicle can affect car insurance rates in Bath, MI. Insurers consider factors such as the vehicle’s make, model, year, and its safety features. Generally, expensive or high-performance vehicles may have higher insurance rates due to their higher repair costs or likelihood of theft.
Do car insurance rates differ between insurance companies in Bath, MI?
Yes, car insurance rates can vary between insurance companies in Bath, MI. Each insurance company has its own underwriting guidelines and pricing models, resulting in different rates for similar coverage. It’s important to compare quotes from multiple insurers to ensure you’re getting the best rate for your specific needs.
Are there any specific discounts available for car insurance in Bath, MI?
Yes, car insurance companies in Bath, MI often offer various discounts. Some common discounts include safe driver discounts, good student discounts, multi-vehicle discounts, bundling discounts (for combining multiple policies with the same insurer), and discounts for certain safety features installed in the vehicle. It’s advisable to check with individual insurers to see which discounts they offer.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.