Compare Bourbonnais, IL Car Insurance Rates [2024]
Car insurance in Bourbonnais, IL averages $280 a month. Bourbonnais, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Bourbonnais car insurance rates, compare quotes from the top car insurance companies in Bourbonnais, IL.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Bourbonnais for teen drivers is State Farm
- Average car insurance rates in Bourbonnais, IL are $3,359/year
- The cheapest car insurance company in Bourbonnais is Liberty Mutual
If you need to buy Bourbonnais, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Bourbonnais, IL is right here.
You’ll find Bourbonnais car insurance rates, the cheapest Bourbonnais, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Bourbonnais, Illinois car insurance rates to Champaign car insurance rates, Chicago car insurance rates, and Springfield car insurance rates.
Ready to find affordable Bourbonnais, IL car insurance today? Enter your ZIP code for fast, free Bourbonnais car insurance quotes.
Cheapest Bourbonnais, IL Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Bourbonnais, IL car insurance rates? Every Bourbonnais, Illinois car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,665 | $3,683 | $3,835 | $3,835 | $9,533 | $12,326 | $4,398 | $4,747 |
| American Family | $2,186 | $2,186 | $2,009 | $2,009 | $6,310 | $8,690 | $2,186 | $2,827 |
| Farmers | $2,609 | $2,609 | $2,311 | $2,453 | $11,414 | $11,895 | $2,969 | $3,089 |
| Geico | $1,769 | $1,824 | $1,737 | $1,954 | $6,443 | $6,708 | $2,036 | $2,117 |
| Liberty Mutual | $1,390 | $1,500 | $1,154 | $1,291 | $4,657 | $5,181 | $1,452 | $1,529 |
| Nationwide | $2,082 | $2,115 | $1,851 | $1,959 | $5,839 | $7,484 | $2,437 | $2,638 |
| Progressive | $1,826 | $1,717 | $1,508 | $1,584 | $6,699 | $7,503 | $2,168 | $2,332 |
| State Farm | $1,456 | $1,456 | $1,313 | $1,313 | $4,292 | $5,439 | $1,648 | $1,892 |
| Travelers | $1,545 | $1,629 | $1,423 | $1,515 | $4,594 | $5,797 | $1,635 | $1,720 |
| USAA | $1,623 | $1,650 | $1,506 | $1,480 | $5,267 | $5,815 | $2,138 | $2,345 |
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Minimum Car Insurance in Bourbonnais, IL
Every driver must carry the minimum car insurance in Bourbonnais, IL. Take a look at the Illinois car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
Cheapest Bourbonnais, IL Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Bourbonnais, IL. Compare credit history car insurance rates in Bourbonnais from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,330 | $5,292 | $4,637 |
| American Family | $4,706 | $3,218 | $2,727 |
| Farmers | $5,583 | $4,701 | $4,472 |
| Geico | $4,944 | $2,406 | $1,871 |
| Liberty Mutual | $3,206 | $2,005 | $1,596 |
| Nationwide | $3,938 | $3,182 | $2,781 |
| Progressive | $3,612 | $3,061 | $2,828 |
| State Farm | $3,413 | $2,049 | $1,592 |
| Travelers | $3,022 | $2,444 | $1,981 |
| USAA | $3,636 | $2,494 | $2,053 |
Cheapest Bourbonnais, IL Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bourbonnais, IL to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,087 | $7,017 | $6,511 | $5,397 |
| American Family | $2,608 | $3,713 | $4,923 | $2,957 |
| Farmers | $4,154 | $5,362 | $5,229 | $4,930 |
| Geico | $2,056 | $3,325 | $4,498 | $2,415 |
| Liberty Mutual | $1,891 | $2,684 | $2,357 | $2,145 |
| Nationwide | $2,658 | $3,443 | $4,048 | $3,053 |
| Progressive | $2,609 | $3,876 | $2,892 | $3,291 |
| State Farm | $2,140 | $2,562 | $2,351 | $2,351 |
| Travelers | $1,972 | $2,589 | $2,894 | $2,474 |
| USAA | $1,944 | $2,795 | $3,828 | $2,344 |
Cheapest Bourbonnais, IL Car Insurance for Teen Drivers
Teen car insurance in Bourbonnais, IL can be expensive. Take a look at rates from the top car insurance companies in Bourbonnais for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,533 | $12,326 |
| American Family | $6,310 | $8,690 |
| Farmers | $11,414 | $11,895 |
| Geico | $6,443 | $6,708 |
| Liberty Mutual | $4,657 | $5,181 |
| Nationwide | $5,839 | $7,484 |
| Progressive | $6,699 | $7,503 |
| State Farm | $4,292 | $5,439 |
| Travelers | $4,594 | $5,797 |
| USAA | $5,267 | $5,815 |
Cheapest Bourbonnais, IL Car Insurance for Seniors
Take a look at Bourbonnais, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,835 | $3,835 |
| American Family | $2,009 | $2,009 |
| Farmers | $2,311 | $2,453 |
| Geico | $1,737 | $1,954 |
| Liberty Mutual | $1,154 | $1,291 |
| Nationwide | $1,851 | $1,959 |
| Progressive | $1,508 | $1,584 |
| State Farm | $1,313 | $1,313 |
| Travelers | $1,423 | $1,515 |
| USAA | $1,506 | $1,480 |
Cheapest Bourbonnais, IL Car Insurance Rates After a DUI
A DUI in Bourbonnais, IL increases car insurance rates. Compare Bourbonnais, Illinois DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,511 |
| American Family | $4,923 |
| Farmers | $5,229 |
| Geico | $4,498 |
| Liberty Mutual | $2,357 |
| Nationwide | $4,048 |
| Progressive | $2,892 |
| State Farm | $2,351 |
| Travelers | $2,894 |
| USAA | $3,828 |
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Cheapest Bourbonnais, IL Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Bourbonnais, IL by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,753 | $5,753 |
| American Family | $3,505 | $3,595 |
| Farmers | $4,919 | $4,919 |
| Geico | $3,018 | $3,129 |
| Liberty Mutual | $2,269 | $2,269 |
| Nationwide | $3,301 | $3,301 |
| Progressive | $3,167 | $3,167 |
| State Farm | $2,291 | $2,412 |
| Travelers | $2,385 | $2,580 |
| USAA | $2,651 | $2,804 |
The Best Cheap Car Insurance Companies in Bourbonnais, IL
Take a look at a side-by-side comparison of the top car insurance companies in Bourbonnais, IL to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,753 |
| American Family | $3,550 |
| Farmers | $4,919 |
| Geico | $3,074 |
| Liberty Mutual | $2,269 |
| Nationwide | $3,301 |
| Progressive | $3,167 |
| State Farm | $2,351 |
| Travelers | $2,482 |
| USAA | $2,728 |
Category Winners: Cheapest Car Insurance in Bourbonnais, Illinois
Find the cheapest car insurance companies in Bourbonnais, IL for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | Liberty Mutual |
| Clean Record | Liberty Mutual |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Liberty Mutual |
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Cheapest Bourbonnais, IL Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Bourbonnais car insurance rates. Find the cheapest Bourbonnais, IL car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,543 | $5,746 | $5,970 |
| American Family | $3,403 | $3,681 | $3,567 |
| Farmers | $4,659 | $4,794 | $5,304 |
| Geico | $2,768 | $3,057 | $3,396 |
| Liberty Mutual | $2,139 | $2,265 | $2,405 |
| Nationwide | $3,266 | $3,332 | $3,304 |
| Progressive | $2,881 | $3,149 | $3,471 |
| State Farm | $2,203 | $2,355 | $2,496 |
| Travelers | $2,318 | $2,479 | $2,650 |
| USAA | $2,557 | $2,725 | $2,901 |
What affects car insurance rates in Bourbonnais, Illinois?
What factors can have an impact on Bourbonnais, IL car insurance? There are several reasons why Bourbonnais car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bourbonnais, Illinois.
Commute Time in Bourbonnais
The more time you spend in your car the higher the risk of an accident. The average commute length in Bourbonnais, IL is 21.2 minutes according to City-Data.
Compare Car Insurance Quotes in Bourbonnais, IL
Ready to find affordable Bourbonnais, Illinois car insurance today? Enter your ZIP code for fast, free Bourbonnais, IL car insurance quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
What is the average monthly car insurance rate in Bourbonnais, IL?
The average monthly car insurance rate in Bourbonnais, IL is around $280.
What are the car insurance requirements in Bourbonnais, IL?
The car insurance requirements in Bourbonnais, IL are 25/50/20, but if your car is financed, you may need full coverage insurance.
How can I find cheap car insurance rates in Bourbonnais, IL?
To find cheap car insurance rates in Bourbonnais, IL, compare quotes from the top car insurance companies in the area.
How do age, gender, and marital status affect car insurance rates in Bourbonnais, IL?
Every car insurance company in Bourbonnais, IL weighs age, gender, and marital status differently when determining rates.
What is the minimum car insurance required in Bourbonnais, IL?
The minimum car insurance required in Bourbonnais, IL meets the state’s 25/50/20 coverage requirements.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.