Compare Calimesa, CA Car Insurance Rates [2024]
Car insurance in Calimesa, CA averages $275 a month. Calimesa, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Calimesa car insurance rates, compare quotes from the top car insurance companies in Calimesa, CA.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Commercial Lines Coverage Specialist
UPDATED: May 13, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: May 13, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Calimesa, CA are $3,299/year
- The cheapest car insurance company in Calimesa is USAA
- Average car insurance rates in Calimesa, CA after a DUI are $4,630/year
If you need to buy Calimesa, California car insurance, the options can be confusing. Everything you need to know about car insurance in Calimesa, CA is right here.
You’ll find Calimesa car insurance rates, the cheapest Calimesa, CA car insurance companies, and information on California car insurance laws. You can also compare Calimesa, California car insurance rates to San Diego car insurance rates, Bakersfield car insurance rates, and Oakland car insurance rates.
Ready to find affordable Calimesa, CA car insurance today? Enter your ZIP code for fast, free Calimesa car insurance quotes.
Cheapest Calimesa, CA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Calimesa, CA car insurance rates? Every Calimesa, California car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,777 | $2,783 | $2,018 | $2,044 | $7,619 | $9,587 | $3,569 | $3,939 |
| Farmers | $2,523 | $2,523 | $2,278 | $2,278 | $8,058 | $13,192 | $2,991 | $3,331 |
| Geico | $1,608 | $1,609 | $1,513 | $1,513 | $4,893 | $4,980 | $2,310 | $2,362 |
| Liberty Mutual | $2,055 | $1,943 | $1,907 | $1,848 | $4,412 | $4,710 | $2,312 | $2,339 |
| Nationwide | $2,547 | $2,432 | $2,234 | $2,107 | $6,464 | $7,123 | $3,039 | $3,002 |
| Progressive | $1,530 | $1,573 | $1,312 | $1,550 | $4,076 | $4,900 | $2,208 | $2,372 |
| State Farm | $2,992 | $2,992 | $2,673 | $2,673 | $5,510 | $6,840 | $3,312 | $3,414 |
| Travelers | $2,371 | $2,298 | $2,097 | $2,074 | $4,859 | $5,589 | $3,086 | $3,020 |
| USAA | $1,746 | $1,652 | $1,709 | $1,714 | $3,943 | $3,970 | $2,416 | $2,281 |
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Minimum Car Insurance in Calimesa, CA
Every driver must carry the minimum car insurance required by the state in Calimesa, CA. Take a look at the California car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
Cheapest Calimesa, CA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Calimesa, CA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,582 | $4,359 | $6,838 | $3,390 |
| Farmers | $3,438 | $4,679 | $5,825 | $4,646 |
| Geico | $1,817 | $2,804 | $3,518 | $2,254 |
| Liberty Mutual | $2,335 | $3,129 | $2,825 | $2,474 |
| Nationwide | $2,531 | $3,240 | $5,462 | $3,240 |
| Progressive | $1,598 | $2,715 | $3,150 | $2,299 |
| State Farm | $2,712 | $3,235 | $6,109 | $3,147 |
| Travelers | $2,126 | $3,445 | $4,012 | $3,114 |
| USAA | $1,617 | $2,402 | $3,927 | $1,770 |
Cheapest Calimesa, CA Car Insurance for Teen Drivers
Teen car insurance in Calimesa, CA can be expensive. Take a look at rates from the top car insurance companies in Calimesa for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,619 | $9,587 |
| Farmers | $8,058 | $13,192 |
| Geico | $4,893 | $4,980 |
| Liberty Mutual | $4,412 | $4,710 |
| Nationwide | $6,464 | $7,123 |
| Progressive | $4,076 | $4,900 |
| State Farm | $5,510 | $6,840 |
| Travelers | $4,859 | $5,589 |
| USAA | $3,943 | $3,970 |
Cheapest Calimesa, CA Car Insurance for Seniors
Take a look at Calimesa, CA rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,018 | $2,044 |
| Farmers | $2,278 | $2,278 |
| Geico | $1,513 | $1,513 |
| Liberty Mutual | $1,907 | $1,848 |
| Nationwide | $2,234 | $2,107 |
| Progressive | $1,312 | $1,550 |
| State Farm | $2,673 | $2,673 |
| Travelers | $2,097 | $2,074 |
| USAA | $1,709 | $1,714 |
Cheapest Calimesa, CA Car Insurance Rates After a DUI
A DUI in Calimesa, CA increases car insurance rates. Compare Calimesa, car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,838 |
| Farmers | $5,825 |
| Geico | $3,518 |
| Liberty Mutual | $2,825 |
| Nationwide | $5,462 |
| Progressive | $3,150 |
| State Farm | $6,109 |
| Travelers | $4,012 |
| USAA | $3,927 |
Cheapest Calimesa, CA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Calimesa, CA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,870 | $4,714 |
| Farmers | $4,216 | $5,078 |
| Geico | $2,361 | $2,836 |
| Liberty Mutual | $2,470 | $2,912 |
| Nationwide | $3,198 | $4,039 |
| Progressive | $2,216 | $2,664 |
| State Farm | $3,662 | $3,939 |
| Travelers | $2,856 | $3,493 |
| USAA | $2,240 | $2,618 |
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The Best Cheap Car Insurance Companies in Calimesa, CA
Take a look at a side-by-side comparison of the top car insurance companies in Calimesa, CA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,292 |
| Farmers | $4,647 |
| Geico | $2,598 |
| Liberty Mutual | $2,691 |
| Nationwide | $3,618 |
| Progressive | $2,440 |
| State Farm | $3,801 |
| Travelers | $3,174 |
| USAA | $2,429 |
Category Winners: Cheapest Car Insurance in Calimesa, California
Find the cheapest car insurance companies in Calimesa, CA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Progressive |
| Clean Record | Progressive |
| With 1 Accident | USAA |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | USAA |
Cheapest Calimesa, CA Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Calimesa car insurance rates. Find the cheapest Calimesa, CA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,065 | $4,328 | $4,483 |
| Farmers | $4,324 | $4,684 | $4,932 |
| Geico | $2,364 | $2,627 | $2,804 |
| Liberty Mutual | $2,498 | $2,714 | $2,860 |
| Nationwide | $3,249 | $3,681 | $3,926 |
| Progressive | $2,169 | $2,516 | $2,636 |
| State Farm | $3,422 | $3,867 | $4,113 |
| Travelers | $2,796 | $3,254 | $3,472 |
| USAA | $2,213 | $2,475 | $2,599 |
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What affects car insurance rates in Calimesa, California?
What are the factors that affect car insurance rates in Calimesa, CA? There are several reasons why Calimesa car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Calimesa, California.
Car Theft in Calimesa
High levels of vehicle theft can make car insurance more expensive. Calimesa, CA car theft statistics from the FBI indicate 37 vehicle thefts a year.
Commute Time in Calimesa
The more time you spend in your car the higher the risk of an accident. The average commute length in Calimesa, CA is 35.1 minutes according to City-Data.
Compare Car Insurance Quotes in Calimesa, CA
Ready to find affordable Calimesa, California car insurance today? Enter your ZIP code for fast, free Calimesa, CA car insurance quotes.
Frequently Asked Questions
What is the average monthly car insurance rate in Calimesa, CA?
The average monthly rate is $275.
What are the car insurance requirements in Calimesa, California?
The requirements are 15/30/5, meaning $15,000 in bodily injury liability per person, $30,000 per accident, and $5,000 in property damage liability.
Do I need full coverage insurance if my car is financed?
Yes, lenders usually require full coverage insurance for financed cars.
How can I find cheap car insurance rates in Calimesa, CA?
Compare quotes from top car insurance companies in Calimesa.
What is the minimum car insurance required in Calimesa, CA?
The minimum is 15/30/5 coverage.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Commercial Lines Coverage Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.