Compare Cave City, KY Car Insurance Rates [2024]
Car insurance in Cave City, KY averages $341 a month. Cave City, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Cave City car insurance rates, compare quotes from the top car insurance companies in Cave City, KY.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Cave City is State Farm
- Average car insurance rates in Cave City, KY are $4,091/year
- The cheapest car insurance company in Cave City for teen drivers is USAA
If you need to buy Cave City, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Cave City, KY is right here.
You’ll find Cave City car insurance rates, the cheapest Cave City, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Cave City, Kentucky car insurance rates to Independence car insurance rates, Owensboro car insurance rates, and Covington car insurance rates.
Ready to find affordable Cave City, KY car insurance today? Enter your ZIP code for fast, free Cave City car insurance quotes.
Cheapest Cave City, KY Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Cave City, KY car insurance rates? Every Cave City, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,960 | $2,931 | $2,674 | $2,849 | $10,817 | $12,147 | $3,283 | $3,473 |
| Geico | $3,361 | $3,112 | $3,510 | $3,179 | $6,851 | $8,131 | $2,747 | $2,372 |
| Liberty Mutual | $2,322 | $2,512 | $2,003 | $2,228 | $9,300 | $10,244 | $2,412 | $2,481 |
| Nationwide | $3,102 | $3,105 | $2,800 | $2,930 | $6,819 | $8,506 | $3,500 | $3,672 |
| Progressive | $1,942 | $1,844 | $1,749 | $1,755 | $9,530 | $10,783 | $2,405 | $2,451 |
| State Farm | $1,625 | $1,625 | $1,450 | $1,450 | $4,806 | $6,096 | $1,814 | $2,022 |
| Travelers | $2,424 | $2,468 | $2,380 | $2,382 | $11,580 | $18,510 | $2,533 | $2,942 |
| USAA | $1,749 | $1,748 | $1,587 | $1,609 | $4,694 | $4,929 | $2,201 | $2,404 |
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Minimum Car Insurance in Cave City, KY
Every driver must carry the minimum car insurance in Cave City, KY. Take a look at the Kentucky car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Cave City, KY Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Cave City, KY. Compare credit history car insurance rates in Cave City from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,800 | $4,702 | $3,923 |
| Geico | $6,836 | $3,413 | $2,224 |
| Liberty Mutual | $5,967 | $3,683 | $2,913 |
| Nationwide | $5,239 | $4,104 | $3,569 |
| Progressive | $4,525 | $3,956 | $3,691 |
| State Farm | $3,777 | $2,279 | $1,777 |
| Travelers | $6,314 | $5,333 | $5,310 |
| USAA | $3,874 | $2,185 | $1,786 |
Cheapest Cave City, KY Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cave City, KY to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,273 | $5,559 | $5,922 | $4,812 |
| Geico | $2,469 | $4,406 | $6,731 | $3,024 |
| Liberty Mutual | $3,497 | $5,361 | $4,176 | $3,717 |
| Nationwide | $3,414 | $4,428 | $5,612 | $3,764 |
| Progressive | $3,356 | $4,974 | $3,825 | $4,074 |
| State Farm | $2,389 | $2,833 | $2,611 | $2,611 |
| Travelers | $4,923 | $5,067 | $7,331 | $5,288 |
| USAA | $1,973 | $2,784 | $3,329 | $2,374 |
Cheapest Cave City, KY Car Insurance for Teen Drivers
Teen car insurance in Cave City, KY can be expensive. Take a look at rates from the top car insurance companies in Cave City for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,817 | $12,147 |
| Geico | $6,851 | $8,131 |
| Liberty Mutual | $9,300 | $10,244 |
| Nationwide | $6,819 | $8,506 |
| Progressive | $9,530 | $10,783 |
| State Farm | $4,806 | $6,096 |
| Travelers | $11,580 | $18,510 |
| USAA | $4,694 | $4,929 |
Cheapest Cave City, KY Car Insurance for Seniors
Take a look at Cave City, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,674 | $2,849 |
| Geico | $3,510 | $3,179 |
| Liberty Mutual | $2,003 | $2,228 |
| Nationwide | $2,800 | $2,930 |
| Progressive | $1,749 | $1,755 |
| State Farm | $1,450 | $1,450 |
| Travelers | $2,380 | $2,382 |
| USAA | $1,587 | $1,609 |
Cheapest Cave City, KY Car Insurance Rates After a DUI
A DUI in Cave City, KY increases car insurance rates. Compare Cave City, Kentucky DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,922 |
| Geico | $6,731 |
| Liberty Mutual | $4,176 |
| Nationwide | $5,612 |
| Progressive | $3,825 |
| State Farm | $2,611 |
| Travelers | $7,331 |
| USAA | $3,329 |
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Cheapest Cave City, KY Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Cave City, KY by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,142 | $5,142 |
| Geico | $4,119 | $4,197 |
| Liberty Mutual | $4,188 | $4,188 |
| Nationwide | $4,304 | $4,304 |
| Progressive | $4,057 | $4,057 |
| State Farm | $2,546 | $2,676 |
| Travelers | $5,652 | $5,652 |
| USAA | $2,517 | $2,713 |
The Best Cheap Car Insurance Companies in Cave City, KY
Take a look at a side-by-side comparison of the top car insurance companies in Cave City, KY to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,142 |
| Geico | $4,158 |
| Liberty Mutual | $4,188 |
| Nationwide | $4,304 |
| Progressive | $4,057 |
| State Farm | $2,611 |
| Travelers | $5,652 |
| USAA | $2,615 |
Category Winners: Cheapest Car Insurance in Cave City, Kentucky
Find the cheapest car insurance companies in Cave City, KY for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | State Farm |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Cheapest Cave City, KY Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Cave City car insurance rates. Find the cheapest Cave City, KY car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,806 | $5,122 | $5,496 |
| Geico | $3,895 | $4,144 | $4,435 |
| Liberty Mutual | $3,983 | $4,159 | $4,421 |
| Nationwide | $4,380 | $4,252 | $4,281 |
| Progressive | $3,723 | $4,001 | $4,448 |
| State Farm | $2,456 | $2,610 | $2,767 |
| Travelers | $5,389 | $5,679 | $5,889 |
| USAA | $2,479 | $2,608 | $2,759 |
What affects car insurance rates in Cave City, Kentucky?
What factors can have an impact on Cave City, KY car insurance? There are several reasons why Cave City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cave City, Kentucky.
Commute Time in Cave City
The more time you spend in your car the higher the risk of an accident. The average commute length in Cave City, KY is 18.6 minutes according to City-Data.
Compare Car Insurance Quotes in Cave City, KY
Ready to find affordable Cave City, Kentucky car insurance today? Enter your ZIP code for fast, free Cave City, KY car insurance quotes.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
What is the average monthly car insurance rate in Cave City, KY?
The average monthly car insurance rate in Cave City, KY is $341.
What are the car insurance requirements in Cave City, KY?
The car insurance requirements in Cave City, KY are 25/50/25. However, if your car is financed, you may need to have full coverage insurance.
How can I find cheap car insurance rates in Cave City, KY?
To find cheap car insurance rates in Cave City, KY, you can compare quotes from the top car insurance companies in the area.
How does age, gender, and marital status affect car insurance rates in Cave City, KY?
Every car insurance company in Cave City, KY weighs age, gender, and marital status differently when determining insurance rates. It’s important to compare rates to find the best option for your specific circumstances.
What are the minimum car insurance requirements in Cave City, KY?
Every driver in Cave City, KY must carry the minimum car insurance coverage, which is 25/50/25.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.