Compare Donalsonville, GA Car Insurance Rates [2024]
Car insurance in Donalsonville, GA averages $387 a month. Donalsonville, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Donalsonville car insurance rates, compare quotes from the top car insurance companies in Donalsonville, GA.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Donalsonville is Geico
- The cheapest car insurance company in Donalsonville for teen drivers is Geico
- Average car insurance rates in Donalsonville, GA are $4,647/year
If you need to buy Donalsonville, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Donalsonville, GA is right here.
You’ll find Donalsonville car insurance rates, the cheapest Donalsonville, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Donalsonville, Georgia car insurance rates to Marietta car insurance rates, Warner Robins car insurance rates, and Savannah car insurance rates.
Ready to find affordable Donalsonville, GA car insurance today? Enter your ZIP code for fast, free Donalsonville car insurance quotes.
Cheapest Donalsonville, GA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Donalsonville, GA car insurance rates? Every Donalsonville, Georgia car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,757 | $2,757 | $2,647 | $2,647 | $6,385 | $8,193 | $3,080 | $3,360 |
| Geico | $1,613 | $1,585 | $1,555 | $1,555 | $4,659 | $5,581 | $2,052 | $2,279 |
| Liberty Mutual | $4,989 | $5,436 | $4,088 | $4,641 | $20,620 | $23,033 | $5,291 | $5,641 |
| Nationwide | $4,010 | $4,150 | $3,940 | $4,342 | $12,456 | $16,087 | $4,886 | $5,314 |
| Progressive | $2,457 | $2,288 | $2,101 | $2,196 | $7,266 | $8,066 | $2,846 | $2,993 |
| State Farm | $1,941 | $1,941 | $1,737 | $1,737 | $5,062 | $6,666 | $2,126 | $2,290 |
| USAA | $1,752 | $1,753 | $1,609 | $1,626 | $6,175 | $7,342 | $2,186 | $2,426 |
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Minimum Car Insurance in Donalsonville, GA
Every driver must carry the minimum car insurance in Donalsonville, GA. Take a look at the Georgia car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Donalsonville, GA Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Donalsonville, GA. Compare credit history car insurance rates in Donalsonville from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,164 | $3,581 | $3,190 |
| Geico | $3,283 | $2,307 | $2,240 |
| Liberty Mutual | $13,220 | $8,088 | $6,345 |
| Nationwide | $8,230 | $6,650 | $5,814 |
| Progressive | $4,307 | $3,661 | $3,363 |
| State Farm | $4,161 | $2,594 | $2,057 |
| USAA | $4,063 | $2,842 | $2,421 |
Cheapest Donalsonville, GA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Donalsonville, GA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,272 | $5,093 | $4,103 | $3,445 |
| Geico | $1,748 | $2,201 | $4,532 | $1,959 |
| Liberty Mutual | $7,010 | $9,551 | $10,982 | $9,327 |
| Nationwide | $5,298 | $6,223 | $9,638 | $6,434 |
| Progressive | $2,997 | $5,143 | $3,483 | $3,484 |
| State Farm | $2,684 | $3,191 | $2,938 | $2,938 |
| USAA | $2,380 | $3,002 | $4,401 | $2,651 |
Cheapest Donalsonville, GA Car Insurance for Teen Drivers
Teen car insurance in Donalsonville, GA can be expensive. Take a look at rates from the top car insurance companies in Donalsonville for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,385 | $8,193 |
| Geico | $4,659 | $5,581 |
| Liberty Mutual | $20,620 | $23,033 |
| Nationwide | $12,456 | $16,087 |
| Progressive | $7,266 | $8,066 |
| State Farm | $5,062 | $6,666 |
| USAA | $6,175 | $7,342 |
Cheapest Donalsonville, GA Car Insurance for Seniors
Take a look at Donalsonville, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,647 | $2,647 |
| Geico | $1,555 | $1,555 |
| Liberty Mutual | $4,088 | $4,641 |
| Nationwide | $3,940 | $4,342 |
| Progressive | $2,101 | $2,196 |
| State Farm | $1,737 | $1,737 |
| USAA | $1,609 | $1,626 |
Cheapest Donalsonville, GA Car Insurance Rates After a DUI
A DUI in Donalsonville, GA increases car insurance rates. Compare Donalsonville, Georgia DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,103 |
| Geico | $4,532 |
| Liberty Mutual | $10,982 |
| Nationwide | $9,638 |
| Progressive | $3,483 |
| State Farm | $2,938 |
| USAA | $4,401 |
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Cheapest Donalsonville, GA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Donalsonville, GA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,887 | $4,070 |
| Geico | $2,564 | $2,656 |
| Liberty Mutual | $9,217 | $9,217 |
| Nationwide | $6,898 | $6,898 |
| Progressive | $3,777 | $3,777 |
| State Farm | $2,938 | $2,938 |
| USAA | $2,967 | $3,250 |
The Best Cheap Car Insurance Companies in Donalsonville, GA
Take a look at a side-by-side comparison of the top car insurance companies in Donalsonville, GA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,978 |
| Geico | $2,610 |
| Liberty Mutual | $9,217 |
| Nationwide | $6,898 |
| Progressive | $3,777 |
| State Farm | $2,938 |
| USAA | $3,109 |
Category Winners: Cheapest Car Insurance in Donalsonville, Georgia
Find the cheapest car insurance companies in Donalsonville, GA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Geico |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
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Cheapest Donalsonville, GA Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Donalsonville car insurance rates. Find the cheapest Donalsonville, GA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,611 | $4,029 | $4,295 |
| Geico | $2,447 | $2,620 | $2,763 |
| Liberty Mutual | $8,843 | $9,168 | $9,641 |
| Nationwide | $6,793 | $7,016 | $6,885 |
| Progressive | $3,490 | $3,722 | $4,118 |
| State Farm | $2,749 | $2,939 | $3,124 |
| USAA | $2,974 | $3,093 | $3,259 |
What affects car insurance rates in Donalsonville, Georgia?
What factors can have an impact on Donalsonville, GA car insurance? There are several reasons why Donalsonville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Donalsonville, Georgia.
Commute Time in Donalsonville
The more time you spend in your car the higher the risk of an accident. The average commute length in Donalsonville, GA is 18.3 minutes according to City-Data.
Compare Car Insurance Quotes in Donalsonville, GA
Ready to find affordable Donalsonville, Georgia car insurance today? Enter your ZIP code for fast, free Donalsonville, GA car insurance quotes.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
How are car insurance rates determined in Donalsonville, GA?
Car insurance rates in Donalsonville, GA, are determined based on several factors. These factors typically include your age, gender, driving record, vehicle make and model, credit history, annual mileage, and the coverage options you choose. Insurance providers also consider local factors such as the crime rate in your area and the frequency of accidents in Donalsonville.
Are car insurance rates higher in Donalsonville compared to other areas in Georgia?
Car insurance rates can vary from one location to another within Georgia. Donalsonville’s specific rates may be influenced by factors such as local demographics, traffic patterns, crime rates, and the number of insurance claims in the area. To determine if rates are higher or lower, it is recommended to compare quotes from multiple insurance companies.
How can I find the best car insurance rates in Donalsonville, GA?
To find the best car insurance rates in Donalsonville, GA, it is advisable to shop around and obtain quotes from multiple insurance companies. You can either contact insurance agents directly or use online comparison tools to gather and compare quotes. Additionally, maintaining a clean driving record, bundling your insurance policies, and considering higher deductibles may help in obtaining more affordable rates.
What are the minimum car insurance requirements in Donalsonville, GA?
In Georgia, the minimum car insurance requirements include liability coverage of at least 25/50/25. This means you must have at least $25,000 in bodily injury liability coverage per person, $50,000 in bodily injury liability coverage per accident, and $25,000 in property damage liability coverage per accident. It is important to note that these are minimum requirements, and higher coverage limits are often recommended for greater protection.
Do I need additional coverage options beyond the minimum requirements in Donalsonville?
While the minimum required coverage is legally mandated, it may not provide sufficient protection in certain situations. Additional coverage options, such as collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and medical payments coverage, can help safeguard you against various risks. Assess your personal needs, the value of your vehicle, and your financial situation when deciding on additional coverage.
Are there any discounts available to lower car insurance rates in Donalsonville, GA?
Yes, many insurance companies offer various discounts that can help lower your car insurance rates in Donalsonville, GA. Common discounts include safe driver discounts, multi-policy discounts (bundling car insurance with other policies), good student discounts, discounts for completing defensive driving courses, and discounts for certain safety features in your vehicle. Check with different insurers to inquire about the discounts they offer.
How does my credit history affect car insurance rates in Donalsonville, GA?
In Donalsonville, GA, as in many other states, insurance companies may consider your credit history when determining your car insurance rates. Studies have shown a correlation between credit history and insurance claims, leading insurers to use credit-based insurance scores as one factor in assessing risk. Maintaining good credit can potentially result in lower insurance rates.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.