Compare Garden Ridge, TX Car Insurance Rates [2024]
Car insurance in Garden Ridge, TX averages $312 a month. Garden Ridge, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Garden Ridge car insurance rates, compare quotes from the top car insurance companies in Garden Ridge, TX.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Garden Ridge is USAA
- Average car insurance rates in Garden Ridge, TX after a DUI are $4,252/year
- Average car insurance rates in Garden Ridge, TX are $3,743/year
If you need to buy Garden Ridge, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Garden Ridge, TX is right here.
You’ll find Garden Ridge car insurance rates, the cheapest Garden Ridge, TX car insurance companies, and information on Texas car insurance laws. You can also compare Garden Ridge, Texas car insurance rates to Corpus Christi car insurance rates, El Paso car insurance rates, and Arlington car insurance rates.
Ready to find affordable Garden Ridge, TX car insurance today? Enter your ZIP code for fast, free Garden Ridge car insurance quotes.
Cheapest Garden Ridge, TX Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Garden Ridge, TX car insurance rates? Every Garden Ridge, Texas car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,198 | $3,227 | $3,155 | $3,155 | $8,562 | $10,345 | $3,969 | $4,140 |
| American Family | $2,567 | $2,858 | $2,398 | $2,747 | $6,766 | $8,831 | $3,679 | $4,185 |
| Geico | $2,503 | $2,711 | $2,429 | $2,781 | $5,576 | $5,721 | $2,709 | $2,678 |
| Nationwide | $2,359 | $2,395 | $2,086 | $2,204 | $6,772 | $8,674 | $2,780 | $3,004 |
| Progressive | $2,373 | $2,244 | $2,125 | $2,160 | $10,219 | $11,392 | $2,807 | $2,837 |
| State Farm | $2,110 | $2,110 | $1,879 | $1,879 | $5,086 | $6,486 | $2,296 | $2,364 |
| USAA | $1,438 | $1,441 | $1,380 | $1,363 | $4,085 | $4,429 | $1,912 | $2,035 |
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Minimum Car Insurance in Garden Ridge, TX
Every driver must carry the minimum car insurance in Garden Ridge, TX. Take a look at the Texas car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Garden Ridge, TX Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Garden Ridge, TX. Compare credit history car insurance rates in Garden Ridge from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,303 | $4,634 | $3,970 |
| American Family | $5,837 | $3,699 | $3,224 |
| Geico | $5,234 | $2,960 | $1,971 |
| Nationwide | $4,535 | $3,649 | $3,169 |
| Progressive | $5,065 | $4,403 | $4,090 |
| State Farm | $4,287 | $2,667 | $2,124 |
| USAA | $3,301 | $1,925 | $1,555 |
Cheapest Garden Ridge, TX Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Garden Ridge, TX to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,847 | $5,951 | $6,230 | $3,847 |
| American Family | $3,875 | $4,937 | $4,327 | $3,875 |
| Geico | $2,872 | $3,817 | $3,164 | $3,700 |
| Nationwide | $3,286 | $3,286 | $4,858 | $3,708 |
| Progressive | $3,939 | $5,119 | $4,593 | $4,428 |
| State Farm | $2,685 | $3,084 | $3,650 | $2,685 |
| USAA | $1,682 | $2,490 | $2,939 | $1,930 |
Cheapest Garden Ridge, TX Car Insurance for Teen Drivers
Teen car insurance in Garden Ridge, TX can be expensive. Take a look at rates from the top car insurance companies in Garden Ridge for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,562 | $10,345 |
| American Family | $6,766 | $8,831 |
| Geico | $5,576 | $5,721 |
| Nationwide | $6,772 | $8,674 |
| Progressive | $10,219 | $11,392 |
| State Farm | $5,086 | $6,486 |
| USAA | $4,085 | $4,429 |
Cheapest Garden Ridge, TX Car Insurance for Seniors
Take a look at Garden Ridge, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,155 | $3,155 |
| American Family | $2,398 | $2,747 |
| Geico | $2,429 | $2,781 |
| Nationwide | $2,086 | $2,204 |
| Progressive | $2,125 | $2,160 |
| State Farm | $1,879 | $1,879 |
| USAA | $1,380 | $1,363 |
Cheapest Garden Ridge, TX Car Insurance Rates After a DUI
A DUI in Garden Ridge, TX increases car insurance rates. Compare Garden Ridge, Texas DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,230 |
| American Family | $4,327 |
| Geico | $3,164 |
| Nationwide | $4,858 |
| Progressive | $4,593 |
| State Farm | $3,650 |
| USAA | $2,939 |
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Cheapest Garden Ridge, TX Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Garden Ridge, TX by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,850 | $5,087 |
| American Family | $4,254 | $4,254 |
| Geico | $3,327 | $3,449 |
| Nationwide | $3,784 | $3,784 |
| Progressive | $4,520 | $4,520 |
| State Farm | $3,026 | $3,026 |
| USAA | $2,232 | $2,289 |
The Best Cheap Car Insurance Companies in Garden Ridge, TX
Take a look at a side-by-side comparison of the top car insurance companies in Garden Ridge, TX to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,969 |
| American Family | $4,254 |
| Geico | $3,388 |
| Nationwide | $3,784 |
| Progressive | $4,519 |
| State Farm | $3,026 |
| USAA | $2,260 |
Category Winners: Cheapest Car Insurance in Garden Ridge, Texas
Find the cheapest car insurance companies in Garden Ridge, TX for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
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Cheapest Garden Ridge, TX Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Garden Ridge car insurance rates. Find the cheapest Garden Ridge, TX car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,875 | $4,934 | $5,097 |
| American Family | $3,962 | $4,097 | $4,702 |
| Geico | $3,192 | $3,347 | $3,627 |
| Nationwide | $4,075 | $3,625 | $3,653 |
| Progressive | $4,291 | $4,498 | $4,769 |
| State Farm | $2,864 | $3,018 | $3,196 |
| USAA | $2,177 | $2,250 | $2,354 |
What affects car insurance rates in Garden Ridge, Texas?
What factors can have an impact on Garden Ridge, TX car insurance? There are several reasons why Garden Ridge car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Garden Ridge, Texas.
Car Theft in Garden Ridge
High levels of vehicle theft can make car insurance more expensive. Garden Ridge, TX car theft statistics from the FBI indicate 2 vehicle thefts a year.
Commute Time in Garden Ridge
The more time you spend in your car the higher the risk of an accident. The average commute length in Garden Ridge, TX is 29.2 minutes according to City-Data.
Compare Car Insurance Quotes in Garden Ridge, TX
Ready to find affordable Garden Ridge, Texas car insurance today? Enter your ZIP code for fast, free Garden Ridge, TX car insurance quotes.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
How much does car insurance in Garden Ridge, TX cost on average?
Car insurance in Garden Ridge, TX averages $312 per month.
How can I find cheap car insurance rates in Garden Ridge, TX?
Compare quotes from top car insurance companies in Garden Ridge to find affordable rates.
How do age, gender, and marital status affect car insurance rates in Garden Ridge, TX?
These factors impact rates differently among insurance companies, so it’s best to compare quotes to see the differences.
Does credit score affect car insurance rates in Garden Ridge, TX?
Yes, credit score can impact car insurance costs. Compare rates for good, fair, and poor credit to find the best option.
How does a driving record impact car insurance rates in Garden Ridge, TX?
Having a clean driving record typically leads to lower rates. Compare rates for drivers with different records to find the best options.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.