Compare Greeley, CO Car Insurance Rates [2026]
Car insurance in Greeley, CO averages $297 a month. Greeley, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Greeley car insurance rates, compare quotes from the top car insurance companies in Greeley, CO.
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Table of Contents
Table of Contents
Feature Writer
Chris Tepedino is a feature writer that has written extensively about car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Healing Law, WIBW Kansas, and Cinncinati.com. He has been a...
Chris Tepedino
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Jeffrey Manola
Updated November 2023
- Average car insurance rates in Greeley, CO after a DUI are $4,237/year
- The cheapest car insurance company in Greeley is Liberty Mutual
- Average car insurance rates in Greeley, CO are $3,565/year
If you need to buy Greeley, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Greeley, CO is right here.
You’ll find Greeley car insurance rates, the cheapest Greeley, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Greeley, Colorado car insurance rates to Greeley car insurance rates, Pueblo car insurance rates, and Denver car insurance rates.
Ready to find affordable Greeley, CO car insurance today? Enter your ZIP code for fast, free Greeley car insurance quotes.
Cheapest Greeley, CO Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Greeley, CO car insurance rates? Every Greeley, Colorado car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,196 | $2,998 | $2,875 | $2,905 | $10,935 | $11,479 | $3,534 | $3,555 |
| American Family | $2,450 | $2,450 | $2,212 | $2,212 | $5,928 | $7,971 | $2,450 | $2,996 |
| Farmers | $2,831 | $2,802 | $2,560 | $2,763 | $11,030 | $11,125 | $3,132 | $3,170 |
| Geico | $1,714 | $1,885 | $1,840 | $2,106 | $5,455 | $5,763 | $1,566 | $1,585 |
| Liberty Mutual | $1,606 | $1,556 | $1,381 | $1,518 | $4,837 | $5,256 | $1,615 | $1,611 |
| Nationwide | $2,263 | $2,300 | $2,028 | $2,139 | $5,724 | $7,310 | $2,605 | $2,810 |
| Progressive | $2,286 | $2,139 | $2,002 | $1,994 | $7,809 | $8,716 | $2,572 | $2,498 |
| State Farm | $1,997 | $1,997 | $1,798 | $1,798 | $5,819 | $7,367 | $2,238 | $2,654 |
| USAA | $1,918 | $1,908 | $1,838 | $1,832 | $4,846 | $5,535 | $2,453 | $2,655 |
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Minimum Car Insurance in Greeley, CO
Every driver must carry the minimum car insurance in Greeley, CO. Take a look at the Colorado car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
Cheapest Greeley, CO Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Greeley, CO. Compare credit history car insurance rates in Greeley from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,612 | $5,094 | $3,848 |
| American Family | $4,646 | $3,318 | $2,787 |
| Farmers | $5,709 | $4,652 | $4,418 |
| Geico | $3,290 | $2,739 | $2,188 |
| Liberty Mutual | $3,447 | $2,125 | $1,694 |
| Nationwide | $4,099 | $3,254 | $2,838 |
| Progressive | $4,263 | $3,644 | $3,348 |
| State Farm | $4,460 | $2,862 | $2,304 |
| USAA | $4,234 | $2,431 | $1,954 |
Cheapest Greeley, CO Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Greeley, CO to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,434 | $5,093 | $6,199 | $5,011 |
| American Family | $2,651 | $3,764 | $4,915 | $3,005 |
| Farmers | $4,149 | $5,351 | $5,282 | $4,924 |
| Geico | $1,922 | $3,007 | $3,534 | $2,495 |
| Liberty Mutual | $2,127 | $2,489 | $2,572 | $2,502 |
| Nationwide | $2,618 | $3,570 | $4,523 | $2,879 |
| Progressive | $3,249 | $4,548 | $3,427 | $3,782 |
| State Farm | $2,947 | $3,470 | $3,208 | $3,208 |
| USAA | $2,099 | $2,563 | $4,470 | $2,361 |
Cheapest Greeley, CO Car Insurance for Teen Drivers
Teen car insurance in Greeley, CO can be expensive. Take a look at rates from the top car insurance companies in Greeley for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,935 | $11,479 |
| American Family | $5,928 | $7,971 |
| Farmers | $11,030 | $11,125 |
| Geico | $5,455 | $5,763 |
| Liberty Mutual | $4,837 | $5,256 |
| Nationwide | $5,724 | $7,310 |
| Progressive | $7,809 | $8,716 |
| State Farm | $5,819 | $7,367 |
| USAA | $4,846 | $5,535 |
Cheapest Greeley, CO Car Insurance for Seniors
Take a look at Greeley, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,875 | $2,905 |
| American Family | $2,212 | $2,212 |
| Farmers | $2,560 | $2,763 |
| Geico | $1,840 | $2,106 |
| Liberty Mutual | $1,381 | $1,518 |
| Nationwide | $2,028 | $2,139 |
| Progressive | $2,002 | $1,994 |
| State Farm | $1,798 | $1,798 |
| USAA | $1,838 | $1,832 |
Cheapest Greeley, CO Car Insurance Rates After a DUI
A DUI in Greeley, CO increases car insurance rates. Compare Greeley, Colorado DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,199 |
| American Family | $4,915 |
| Farmers | $5,282 |
| Geico | $3,534 |
| Liberty Mutual | $2,572 |
| Nationwide | $4,523 |
| Progressive | $3,427 |
| State Farm | $3,208 |
| USAA | $4,470 |
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Cheapest Greeley, CO Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Greeley, CO by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,185 | $5,185 |
| American Family | $3,507 | $3,661 |
| Farmers | $4,927 | $4,927 |
| Geico | $2,684 | $2,794 |
| Liberty Mutual | $2,422 | $2,422 |
| Nationwide | $3,397 | $3,397 |
| Progressive | $3,752 | $3,752 |
| State Farm | $3,129 | $3,288 |
| USAA | $2,793 | $2,953 |
The Best Cheap Car Insurance Companies in Greeley, CO
Take a look at a side-by-side comparison of the top car insurance companies in Greeley, CO to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,185 |
| American Family | $3,584 |
| Farmers | $4,927 |
| Geico | $2,739 |
| Liberty Mutual | $2,422 |
| Nationwide | $3,397 |
| Progressive | $3,752 |
| State Farm | $3,208 |
| USAA | $2,873 |
Category Winners: Cheapest Car Insurance in Greeley, Colorado
Find the cheapest car insurance companies in Greeley, CO for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Liberty Mutual |
| Seniors | Liberty Mutual |
| Clean Record | Geico |
| With 1 Accident | Liberty Mutual |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | USAA |
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Cheapest Greeley, CO Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Greeley car insurance rates. Find the cheapest Greeley, CO car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,887 | $5,166 | $5,501 |
| American Family | $3,388 | $3,658 | $3,705 |
| Farmers | $4,321 | $4,856 | $5,603 |
| Geico | $2,441 | $2,685 | $3,092 |
| Liberty Mutual | $2,268 | $2,412 | $2,587 |
| Nationwide | $3,381 | $3,402 | $3,409 |
| Progressive | $3,454 | $3,764 | $4,038 |
| State Farm | $2,992 | $3,212 | $3,421 |
| USAA | $2,733 | $2,873 | $3,013 |
What affects car insurance rates in Greeley, Colorado?
What factors can have an impact on Greeley, CO car insurance? There are several reasons why Greeley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Greeley, Colorado.
Commute Time in Greeley
The more time you spend in your car the higher the risk of an accident. The average commute length in Greeley, CO is 24.0 minutes according to City-Data.
Traffic in Greeley
Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Greeley, CO traffic data from INRIX ranks Greeley as the 721st-most congested in the world.
Compare Car Insurance Quotes in Greeley, CO
Ready to find affordable Greeley, Colorado car insurance today? Enter your ZIP code for fast, free Greeley, CO car insurance quotes.
Frequently Asked Questions
What is the average monthly car insurance rate in Greeley, CO?
The average monthly car insurance rate in Greeley, CO is $297.
How can I find cheap car insurance rates in Greeley, CO?
To find cheap car insurance rates in Greeley, CO, you can compare quotes from the top car insurance companies in the area.
How does age, gender, and marital status affect car insurance rates in Greeley, CO?
Every car insurance company weighs age, gender, and marital status differently. It’s best to compare rates from different companies to see how they assess these factors.
How does credit score affect car insurance rates in Greeley, CO?
Your credit score can affect car insurance costs in Greeley, CO. Compare credit history car insurance rates from top companies for good, fair, and poor credit.
How can teen drivers find affordable car insurance in Greeley, CO?
Teen car insurance in Greeley, CO can be expensive, but shopping around and comparing rates from different companies can help find more affordable options.
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