Best Hyundai Car Insurance Rates in 2024

Hyundai drivers tend to see affordable prices as long as they take the time to compare Hyundai car insurance rates. The average Hyundai driver pays $140 monthly, though some models cost more to insure than others. 

For example, the Sonata Hybrid is one of the most expensive models to insure at $155 monthly. On the other hand, rates for a Hyundai Tuscon average $129. So, it’s critical to compare car insurance rates by vehicle make and model when shopping for Hyundai insurance coverage.

Though Hyundai drivers typically see affordable car insurance rates, there are additional ways to save. Read on to compare Hyundai car insurance quotes and find cheap Hyundai car insurance.

Hyundai Car Insurance Rates

The average Hyundai driver pays about $140 a month, though there are several factors that affect car insurance rates, including:

• Age and gender
• Location
• Make and model of your car
• Driving history
• Credit score
• Marital status

Of course, the amount of insurance you want to purchase will also affect your rates. The amount of coverage you should buy depends on your Hyundai. For example, drivers with an older, less valuable Hyundai can save on their rates by following the minimum car insurance requirements by state.

However, full coverage is probably a better option if you’ve recently purchased a Hyundai.

Hyundai Car Insurance Rates by Model

A final consideration is the model you choose. Check below to see how much you might pay for insurance based on the model you buy:

Hyundai Average Monthly Car Insurance Rates by Model and Coverage Type

Although Hyundai car insurance usually matches the national average, there are some exceptions. For example, the Sonata Hybrid and Ridgeline usually cost more to insure than other models.

Read more: Compare Hyundai Sonata Car Insurance Rates

Navigate Your Options: Compare Hyundai Car Insurance Rates by Model

Quickly compare car insurance rates for various Hyundai models including Elantra GT, Santa Cruz, Excel, Santa Fe, Genesis Coupe, Tucson, Kona EV, and Venue. Start now to find the best rates for your Hyundai!

Hyundai Car Insurance Coverage Options

While there are several types of car insurance, Hyundai drivers usually buy one of two policies. The first is minimum insurance, which is the least amount of coverage you can buy in your state. It’s your cheapest option for coverage, but it won’t protect your Hyundai.

Other drivers choose full coverage car insurance policies. Full coverage protects your Hyundai from nearly everything the road can throw at it. It costs more than minimum insurance, but you should consider taking the time to compare full coverage car insurance if you have a newer Hyundai or a loan or lease on your car.

If you buy full coverage, your policy will include the following types of insurance:

• Liability: Most states require a minimum amount of liability auto insurance coverage to protect drivers from financial hardship when someone else hits them. Liability pays for damage and injuries you cause in an at-fault accident.
• Collision: Collision car insurance pays for your car repair after an accident, no matter who caused it. It also protects you if you hit a stationary object, like a mailbox.
• Comprehensive: For all of life’s surprises, there’s comprehensive insurance. Comprehensive car insurance covers vandalism, theft, animal contact, fire, floods, and extreme weather.
• Uninsured/underinsured motorist: Although most states require insurance, that doesn’t mean all drivers carry it. Uninsured/underinsured motorist coverage protects you against drivers without coverage.
• Personal injury protection/medical payments: Medical payments and personal injury protection insurance pay health care costs for you and your passengers. The type you can buy depends on the state you live in.

Adding more coverage to your policy might be a good idea, depending on your Hyundai. For example, drivers with newer Hyundais often compare rental car reimbursement coverage, roadside assistance, or gap insurance. (For more information, read our “How do I find out if GAP insurance is included in my car lease?“).

If your Hyundai is older or less valuable, you might want to skip the add-ons. Add-ons offer valuable coverage for your car, but they can significantly increase how much you pay.

Hyundai Car Insurance Savings Tips

Hyundais usually have cheap car insurance rates, but there are always ways to save more on the best Hyundai car insurance policies. If you’re looking to keep your Hyundai auto insurance rates down, try the following Hyundai car insurance savings tips:

• Lower your coverage. Depending on the age of your Hyundai, lowering your coverage might be a good way to reduce your rates. An insurance representative can help you determine how much coverage you need.
• Drive safe. Your insurance rates can increase dramatically when you receive a driving infraction. A simple way to keep your rates low is to practice safe driving.
• Try a telematics program. Most insurance companies offer usage-based car insurance to help low-mileage, safe drivers save. Depending on the company, you can save up to 40%.
• Look for discounts. Popular car insurance discounts to look for include bundling multiple policies, being a safe driver, and passing a defensive driving course.
• Raise your deductible. Your car insurance deductible is the portion you must pay before your insurance kicks in. You can lower your car insurance rates by picking a higher deductible, but you’ll have to pay more if you need to make a claim.

Using the tips listed above can help you save on your car insurance. However, comparing your options is the most important way to find low insurance rates. It’s next to impossible to guess which company will have the lowest rates for you without comparing Hyundai car insurance quotes.

Find the Best Car Insurance for a Hyundai Today

With a reputation for safety, reliability, and affordable price tags, Hyundai is an increasingly popular brand in America. That reputation comes with the benefit of low average insurance rates, with drivers paying about $140 a month for their coverage.

Although Hyundai insurance rates are usually low, there are always ways to save more. The most important way to find the cheapest Hyundai insurance rates for your unique situation is to compare car insurance quotes with as many companies as possible.