Compare Jackson, MI Car Insurance Rates [2024]
Car insurance in Jackson, MI averages $758 a month. Jackson, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Jackson car insurance rates, compare quotes from the top car insurance companies in Jackson, MI.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Commercial Lines Coverage Specialist
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Jackson is USAA
- Average car insurance rates in Jackson, MI after a DUI are $15,247/year
- The cheapest ZIP code in Jackson is 49201
If you need to buy Jackson, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Jackson, MI is right here.
You’ll find Jackson car insurance rates, the cheapest Jackson, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Jackson, Michigan car insurance rates to Grand Rapids car insurance rates, Flint car insurance rates, and Lansing car insurance rates.
Ready to find affordable Jackson, MI car insurance today? Enter your ZIP code for fast, free Jackson car insurance quotes.
Cheapest Jackson, MI Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Jackson, MI car insurance rates? Every Jackson, Michigan car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $14,868 | $14,868 | $13,788 | $13,788 | $36,973 | $36,973 | $15,667 | $15,667 |
| Farmers | $3,523 | $3,523 | $3,291 | $3,291 | $7,811 | $7,811 | $3,955 | $3,955 |
| Geico | $4,039 | $4,039 | $4,129 | $4,129 | $11,536 | $11,536 | $3,864 | $3,864 |
| Liberty Mutual | $13,485 | $13,485 | $13,352 | $13,352 | $31,732 | $31,732 | $13,485 | $13,485 |
| Nationwide | $3,711 | $3,711 | $3,326 | $3,326 | $9,038 | $9,038 | $4,028 | $4,028 |
| Progressive | $2,306 | $2,172 | $2,054 | $2,247 | $8,529 | $9,213 | $2,678 | $2,544 |
| State Farm | $6,308 | $6,308 | $5,848 | $5,848 | $22,110 | $22,110 | $7,409 | $7,409 |
| Travelers | $6,883 | $6,883 | $5,902 | $5,902 | $20,864 | $20,864 | $7,480 | $7,480 |
| USAA | $2,405 | $2,269 | $2,265 | $2,134 | $5,782 | $5,464 | $2,910 | $2,778 |
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Minimum Car Insurance in Jackson, MI
Every driver must carry the minimum car insurance in Jackson, MI. Take a look at the Michigan car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Jackson, MI Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Jackson, MI. Compare credit history car insurance rates in Jackson from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $30,823 | $17,064 | $13,085 |
| Farmers | $6,121 | $4,062 | $3,752 |
| Geico | $7,577 | $5,569 | $4,530 |
| Liberty Mutual | $28,485 | $16,458 | $9,097 |
| Nationwide | $6,327 | $4,730 | $4,021 |
| Progressive | $4,535 | $3,857 | $3,512 |
| State Farm | $16,885 | $8,555 | $5,817 |
| Travelers | $10,538 | $10,219 | $10,090 |
| USAA | $4,847 | $2,784 | $2,122 |
Cheapest Jackson, MI Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Jackson, MI to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $9,977 | $13,311 | $44,114 | $13,894 |
| Farmers | $3,910 | $4,970 | $4,908 | $4,792 |
| Geico | $2,053 | $4,385 | $13,309 | $3,821 |
| Liberty Mutual | $12,561 | $15,193 | $28,191 | $16,109 |
| Nationwide | $4,300 | $5,735 | $5,225 | $4,844 |
| Progressive | $3,405 | $4,398 | $3,959 | $4,110 |
| State Farm | $6,616 | $7,939 | $17,198 | $9,923 |
| Travelers | $6,935 | $9,931 | $16,054 | $8,208 |
| USAA | $2,622 | $3,266 | $4,262 | $2,854 |
Cheapest Jackson, MI Car Insurance for Teen Drivers
Teen car insurance in Jackson, MI can be expensive. Take a look at rates from the top car insurance companies in Jackson for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $36,973 | $36,973 |
| Farmers | $7,811 | $7,811 |
| Geico | $11,536 | $11,536 |
| Liberty Mutual | $31,732 | $31,732 |
| Nationwide | $9,038 | $9,038 |
| Progressive | $8,529 | $9,213 |
| State Farm | $22,110 | $22,110 |
| Travelers | $20,864 | $20,864 |
| USAA | $5,782 | $5,464 |
Cheapest Jackson, MI Car Insurance for Seniors
Take a look at Jackson, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $13,788 | $13,788 |
| Farmers | $3,291 | $3,291 |
| Geico | $4,129 | $4,129 |
| Liberty Mutual | $13,352 | $13,352 |
| Nationwide | $3,326 | $3,326 |
| Progressive | $2,054 | $2,247 |
| State Farm | $5,848 | $5,848 |
| Travelers | $5,902 | $5,902 |
| USAA | $2,265 | $2,134 |
Cheapest Jackson, MI Car Insurance Rates After a DUI
A DUI in Jackson, MI increases car insurance rates. Compare Jackson, Michigan DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $44,114 |
| Farmers | $4,908 |
| Geico | $13,309 |
| Liberty Mutual | $28,191 |
| Nationwide | $5,225 |
| Progressive | $3,959 |
| State Farm | $17,198 |
| Travelers | $16,054 |
| USAA | $4,262 |
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Cheapest Jackson, MI Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Jackson, MI by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $20,324 | $20,324 |
| Farmers | $4,645 | $4,645 |
| Geico | $5,758 | $6,025 |
| Liberty Mutual | $17,393 | $18,634 |
| Nationwide | $5,026 | $5,026 |
| Progressive | $3,968 | $3,968 |
| State Farm | $10,144 | $10,694 |
| Travelers | $10,223 | $10,341 |
| USAA | $3,214 | $3,288 |
Cheapest Jackson, MI Car Insurance Rates by ZIP Code
Jackson car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Jackson, MI.
| ZIP Code | Average Annual Rates |
|---|---|
| 49201 | $6,477 |
| 49202 | $6,482 |
| 49203 | $6,484 |
The Best Cheap Car Insurance Companies in Jackson, MI
Take a look at a side-by-side comparison of the top car insurance companies in Jackson, MI to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $20,324 |
| Farmers | $4,645 |
| Geico | $5,892 |
| Liberty Mutual | $18,013 |
| Nationwide | $5,026 |
| Progressive | $3,968 |
| State Farm | $10,419 |
| Travelers | $10,282 |
| USAA | $3,251 |
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Category Winners: Cheapest Car Insurance in Jackson, Michigan
Find the cheapest car insurance companies in Jackson, MI for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Progressive |
| Clean Record | Geico |
| With 1 Accident | USAA |
| With 1 DUI | Progressive |
| With 1 Speeding Violation | USAA |
Cheapest Jackson, MI Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Jackson car insurance rates. Find the cheapest Jackson, MI car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $19,819 | $20,369 | $20,784 |
| Farmers | $4,533 | $4,635 | $4,766 |
| Geico | $5,512 | $5,841 | $6,323 |
| Liberty Mutual | $17,632 | $17,976 | $18,432 |
| Nationwide | $5,293 | $4,934 | $4,851 |
| Progressive | $3,853 | $3,973 | $4,078 |
| State Farm | $9,922 | $10,480 | $10,855 |
| Travelers | $10,181 | $10,292 | $10,373 |
| USAA | $3,157 | $3,258 | $3,337 |
What affects car insurance rates in Jackson, Michigan?
What factors can have an impact on Jackson, MI car insurance? There are several reasons why Jackson car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Jackson, Michigan.
Car Theft in Jackson
High levels of vehicle theft can make car insurance more expensive. Jackson, MI car theft statistics from the FBI indicate 124 vehicle thefts a year.
Commute Time in Jackson
The more time you spend in your car the higher the risk of an accident. The average commute length in Jackson, MI is 19.0 minutes according to City-Data.
Traffic in Jackson
Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Jackson, MI traffic data from INRIX ranks Jackson as the 295th-most congested in the world.
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Compare Car Insurance Quotes in Jackson, MI
Ready to find affordable Jackson, Michigan car insurance today? Enter your ZIP code for fast, free Jackson, MI car insurance quotes.
Frequently Asked Questions
How do age, gender, and marital status affect car insurance rates in Jackson, MI?
Age, gender, and marital status can impact car insurance rates in Jackson, MI. Younger drivers, especially teenagers, usually have higher rates. Gender and marital status may also influence rates, with married individuals often qualifying for lower premiums.
What are the minimum car insurance requirements in Jackson, MI?
The minimum car insurance requirements in Jackson, MI are 20/40/10. This means you must have at least $20,000 in bodily injury liability coverage per person, $40,000 in bodily injury liability coverage per accident, and $10,000 in property damage liability coverage.
How does credit score affect car insurance rates in Jackson, MI?
Your credit score can impact car insurance rates in Jackson, MI. Generally, a better credit score can lead to lower rates, while a poor credit score may result in higher premiums.
What are the car insurance rates for teen drivers in Jackson, MI?
Car insurance rates for teen drivers in Jackson, MI tend to be higher due to their limited driving experience. Rates can vary among insurers, so it’s important to compare quotes to find the most affordable option.
How can seniors find the best car insurance rates in Jackson, MI?
Seniors in Jackson, MI should compare car insurance rates from multiple companies. Factors such as driving history, vehicle type, and coverage needs can impact rates. Taking advantage of any available discounts for seniors can also help find the best rates.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Commercial Lines Coverage Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.