Compare Leland, NC Car Insurance Rates [2026]
Car insurance in Leland, NC averages $295 a month. Leland, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Leland car insurance rates, compare quotes from the top car insurance companies in Leland, NC.
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Table of Contents
Table of Contents
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Brandon Frady
Updated November 2023
- The cheapest car insurance company in Leland is Liberty Mutual
- Average car insurance rates in Leland, NC after a DUI are $6,688/year
- The cheapest car insurance company in Leland for teen drivers is Liberty Mutual
If you need to buy Leland, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Leland, NC is right here.
You’ll find Leland car insurance rates, the cheapest Leland, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Leland, North Carolina car insurance rates to Winston-Salem car insurance rates, Fayetteville car insurance rates, and Charlotte car insurance rates.
Ready to find affordable Leland, NC car insurance today? Enter your ZIP code for fast, free Leland car insurance quotes.
Cheapest Leland, NC Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Leland, NC car insurance rates? Every Leland, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $5,668 | $5,668 | $4,652 | $4,652 | $13,625 | $13,625 | $5,780 | $5,780 |
| Geico | $2,599 | $2,552 | $2,564 | $2,519 | $4,785 | $4,744 | $2,288 | $2,275 |
| Liberty Mutual | $1,934 | $1,934 | $2,001 | $2,001 | $3,430 | $3,430 | $1,934 | $1,934 |
| Nationwide | $2,616 | $2,616 | $2,616 | $2,616 | $4,448 | $4,448 | $2,616 | $2,616 |
| Progressive | $1,885 | $1,885 | $1,719 | $1,719 | $4,420 | $4,420 | $2,098 | $2,098 |
| State Farm | $2,686 | $2,686 | $2,323 | $2,323 | $3,967 | $3,967 | $3,319 | $3,319 |
| Travelers | $2,814 | $2,814 | $2,792 | $2,792 | $4,799 | $4,799 | $2,888 | $2,888 |
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Minimum Car Insurance in Leland, NC
Every driver must carry the minimum car insurance in Leland, NC. Take a look at the North Carolina car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Leland, NC Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Leland, NC. Compare credit history car insurance rates in Leland from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $10,048 | $6,525 | $5,720 |
| Geico | $3,284 | $3,027 | $2,812 |
| Liberty Mutual | $2,325 | $2,325 | $2,325 |
| Nationwide | $3,074 | $3,074 | $3,074 |
| Progressive | $2,850 | $2,470 | $2,271 |
| State Farm | $4,316 | $2,760 | $2,144 |
| Travelers | $3,542 | $3,230 | $3,197 |
Cheapest Leland, NC Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Leland, NC to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,026 | $7,088 | $13,170 | $5,442 |
| Geico | $1,613 | $2,404 | $5,912 | $2,234 |
| Liberty Mutual | $1,386 | $1,780 | $4,355 | $1,780 |
| Nationwide | $1,809 | $2,339 | $5,810 | $2,339 |
| Progressive | $1,197 | $1,743 | $5,495 | $1,687 |
| State Farm | $1,641 | $2,369 | $5,915 | $2,369 |
| Travelers | $1,987 | $2,591 | $6,159 | $2,556 |
Cheapest Leland, NC Car Insurance for Teen Drivers
Teen car insurance in Leland, NC can be expensive. Take a look at rates from the top car insurance companies in Leland for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $13,625 | $13,625 |
| Geico | $4,785 | $4,744 |
| Liberty Mutual | $3,430 | $3,430 |
| Nationwide | $4,448 | $4,448 |
| Progressive | $4,420 | $4,420 |
| State Farm | $3,967 | $3,967 |
| Travelers | $4,799 | $4,799 |
Cheapest Leland, NC Car Insurance for Seniors
Take a look at Leland, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $4,652 | $4,652 |
| Geico | $2,564 | $2,519 |
| Liberty Mutual | $2,001 | $2,001 |
| Nationwide | $2,616 | $2,616 |
| Progressive | $1,719 | $1,719 |
| State Farm | $2,323 | $2,323 |
| Travelers | $2,792 | $2,792 |
Cheapest Leland, NC Car Insurance Rates After a DUI
A DUI in Leland, NC increases car insurance rates. Compare Leland, North Carolina DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $13,170 |
| Geico | $5,912 |
| Liberty Mutual | $4,355 |
| Nationwide | $5,810 |
| Progressive | $5,495 |
| State Farm | $5,915 |
| Travelers | $6,159 |
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Cheapest Leland, NC Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Leland, NC by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $7,431 | $7,431 |
| Geico | $3,041 | $3,041 |
| Liberty Mutual | $2,325 | $2,325 |
| Nationwide | $3,074 | $3,074 |
| Progressive | $2,531 | $2,531 |
| State Farm | $3,061 | $3,086 |
| Travelers | $3,323 | $3,323 |
The Best Cheap Car Insurance Companies in Leland, NC
Take a look at a side-by-side comparison of the top car insurance companies in Leland, NC to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $7,431 |
| Geico | $3,041 |
| Liberty Mutual | $2,325 |
| Nationwide | $3,074 |
| Progressive | $2,531 |
| State Farm | $3,074 |
| Travelers | $3,323 |
Category Winners: Cheapest Car Insurance in Leland, North Carolina
Find the cheapest car insurance companies in Leland, NC for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Liberty Mutual |
| Seniors | Progressive |
| Clean Record | Progressive |
| With 1 Accident | Progressive |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | Progressive |
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Cheapest Leland, NC Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Leland car insurance rates. Find the cheapest Leland, NC car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $7,156 | $7,401 | $7,737 |
| Geico | $2,886 | $3,029 | $3,207 |
| Liberty Mutual | $2,203 | $2,309 | $2,463 |
| Nationwide | $2,932 | $3,058 | $3,233 |
| Progressive | $2,386 | $2,514 | $2,691 |
| State Farm | $2,916 | $3,056 | $3,248 |
| Travelers | $3,168 | $3,304 | $3,497 |
What affects car insurance rates in Leland, North Carolina?
What factors can have an impact on Leland, NC car insurance? There are several reasons why Leland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Leland, North Carolina.
Commute Time in Leland
The more time you spend in your car the higher the risk of an accident. The average commute length in Leland, NC is 22.9 minutes according to City-Data.
Compare Car Insurance Quotes in Leland, NC
Ready to find affordable Leland, North Carolina car insurance today? Enter your ZIP code for fast, free Leland, NC car insurance quotes.
Frequently Asked Questions
Why is it important to compare car insurance rates in Leland, NC?
Comparing car insurance rates in Leland, NC is essential because it allows you to find the best coverage at the most affordable price. Different insurance companies may offer different rates based on factors such as your driving record, age, vehicle type, and location. By comparing rates, you can ensure that you’re getting the most value for your money and potentially save on your car insurance premiums.
How can I compare car insurance rates in Leland, NC?
To compare car insurance rates in Leland, NC, you can follow these steps:
- Gather relevant information: Make a note of your vehicle details, driving history, and any specific coverage needs.
- Research insurance providers: Look for reputable insurance companies that operate in Leland, NC.
- Request quotes: Contact the insurance companies you’re interested in or use online comparison tools to request quotes.
- Compare rates and coverage: Review the quotes you receive and compare the rates and coverage options provided.
- Consider additional factors: Alongside rates, consider factors like customer reviews, customer service, and the financial stability of the insurance company.
- Make an informed decision: Choose the car insurance policy that offers the best combination of coverage, affordability, and customer satisfaction for your needs.
Are there any specific factors that influence car insurance rates in Leland, NC?
Yes, several factors can influence car insurance rates in Leland, NC. Some of the most common factors include your driving record, age, gender, marital status, vehicle type, annual mileage, credit history, and the coverage limits you choose. Additionally, the specific area within Leland, NC, where you reside can also impact your rates. Insurance companies consider these factors to assess the level of risk associated with insuring you and determine the premium you’ll pay.
Are there any discounts available that can help lower car insurance rates in Leland, NC?
Yes, many insurance companies offer various discounts that can help lower car insurance rates in Leland, NC. Some common discounts include:
- Good driver discount: For having a clean driving record.
- Multi-policy discount: For bundling multiple policies, such as car and home insurance, with the same insurer.
- Good student discount: For students who maintain a certain GPA.
- Safety feature discount: For having safety features in your vehicle, such as anti-lock brakes or airbags.
- Defensive driving course discount: For completing an approved defensive driving course.
- Low mileage discount: For driving fewer miles annually. It’s important to check with insurance providers to determine which discounts you may qualify for and how much they can potentially reduce your premiums.
Should I only focus on the cheapest car insurance rates in Leland, NC?
While finding affordable car insurance rates is important, focusing solely on the cheapest rates may not always be the best approach. It’s crucial to strike a balance between affordability and adequate coverage. Cheaper insurance policies may offer limited coverage or higher deductibles, which could leave you financially vulnerable in the event of an accident. It’s essential to carefully review the coverage options, policy terms, and customer reviews to ensure you’re choosing a reputable insurer that provides reliable coverage at a fair price.
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