Compare Mount Vernon, NY Car Insurance Rates [2024]
Car insurance in Mount Vernon, NY averages $537 a month. Mount Vernon, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Mount Vernon car insurance rates, compare quotes from the top car insurance companies in Mount Vernon, NY.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
UPDATED: Dec 20, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 20, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest ZIP code in Mount Vernon is 10552
- The cheapest car insurance company in Mount Vernon is Geico
- The cheapest car insurance company in Mount Vernon for teen drivers is Geico
If you need to buy Mount Vernon, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Mount Vernon, NY is right here.
You’ll find Mount Vernon car insurance rates, the cheapest Mount Vernon, NY car insurance companies, and information on New York car insurance laws. You can also compare Mount Vernon, New York car insurance rates to Buffalo car insurance rates, New Rochelle car insurance rates, and Albany car insurance rates.
Ready to find affordable Mount Vernon, NY car insurance today? Enter your ZIP code for fast, free Mount Vernon car insurance quotes.
Cheapest Mount Vernon, NY Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Mount Vernon, NY car insurance rates? Every Mount Vernon, New York car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $5,514 | $5,019 | $5,236 | $5,248 | $16,046 | $16,859 | $5,154 | $5,059 |
| Geico | $2,753 | $2,645 | $2,671 | $2,631 | $5,956 | $8,810 | $2,473 | $2,525 |
| Liberty Mutual | $6,649 | $6,649 | $6,189 | $6,189 | $13,001 | $18,841 | $6,649 | $7,066 |
| Nationwide | $4,383 | $4,383 | $4,123 | $4,123 | $8,032 | $12,085 | $4,383 | $5,660 |
| Progressive | $3,692 | $3,364 | $2,875 | $2,946 | $12,402 | $13,575 | $4,681 | $4,432 |
| State Farm | $3,971 | $3,971 | $3,483 | $3,483 | $11,668 | $14,285 | $4,392 | $4,607 |
| Travelers | $5,097 | $4,994 | $4,638 | $4,873 | $11,992 | $14,138 | $5,331 | $5,434 |
| USAA | $2,904 | $2,855 | $2,632 | $2,638 | $11,869 | $14,112 | $3,741 | $4,148 |
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Minimum Car Insurance in Mount Vernon, NY
Every driver must carry the minimum car insurance required by the state in Mount Vernon, NY. Take a look at the New York car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Mount Vernon, NY Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Mount Vernon, NY. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Mount Vernon from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $11,859 | $6,618 | $5,574 |
| Geico | $4,773 | $3,505 | $3,146 |
| Liberty Mutual | $12,482 | $8,144 | $6,086 |
| Nationwide | $5,896 | $5,896 | $5,896 |
| Progressive | $9,745 | $4,793 | $3,449 |
| State Farm | $8,800 | $5,518 | $4,379 |
| Travelers | $9,972 | $6,049 | $5,165 |
| USAA | $8,660 | $4,349 | $3,828 |
Cheapest Mount Vernon, NY Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Mount Vernon, NY to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $6,761 | $6,761 | $9,966 | $8,579 |
| Geico | $2,932 | $3,199 | $6,169 | $2,932 |
| Liberty Mutual | $7,029 | $7,029 | $14,528 | $7,029 |
| Nationwide | $4,450 | $4,450 | $10,129 | $4,556 |
| Progressive | $5,821 | $5,821 | $6,481 | $5,861 |
| State Farm | $5,920 | $5,920 | $6,545 | $6,545 |
| Travelers | $5,959 | $7,583 | $7,691 | $7,016 |
| USAA | $5,002 | $5,084 | $7,279 | $5,084 |
Cheapest Mount Vernon, NY Car Insurance for Teen Drivers
Teen car insurance in Mount Vernon, NY can be expensive. Take a look at rates from the top car insurance companies in Mount Vernon for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $16,046 | $16,859 |
| Geico | $5,956 | $8,810 |
| Liberty Mutual | $13,001 | $18,841 |
| Nationwide | $8,032 | $12,085 |
| Progressive | $12,402 | $13,575 |
| State Farm | $11,668 | $14,285 |
| Travelers | $11,992 | $14,138 |
| USAA | $11,869 | $14,112 |
Cheapest Mount Vernon, NY Car Insurance for Seniors
Take a look at Mount Vernon, NY rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $5,236 | $5,248 |
| Geico | $2,671 | $2,631 |
| Liberty Mutual | $6,189 | $6,189 |
| Nationwide | $4,123 | $4,123 |
| Progressive | $2,875 | $2,946 |
| State Farm | $3,483 | $3,483 |
| Travelers | $4,638 | $4,873 |
| USAA | $2,632 | $2,638 |
Cheapest Mount Vernon, NY Car Insurance Rates After a DUI
A DUI in Mount Vernon, NY increases car insurance rates. Compare Mount Vernon, New York car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $9,966 |
| Geico | $6,169 |
| Liberty Mutual | $14,528 |
| Nationwide | $10,129 |
| Progressive | $6,481 |
| State Farm | $6,545 |
| Travelers | $7,691 |
| USAA | $7,279 |
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Cheapest Mount Vernon, NY Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Mount Vernon, NY by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $7,901 | $8,133 |
| Geico | $3,696 | $3,920 |
| Liberty Mutual | $8,645 | $9,163 |
| Nationwide | $5,896 | $5,896 |
| Progressive | $5,996 | $5,996 |
| State Farm | $6,001 | $6,464 |
| Travelers | $7,062 | $7,062 |
| USAA | $5,555 | $5,670 |
Cheapest Mount Vernon, NY Car Insurance Rates by ZIP Code
Mount Vernon car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Mount Vernon, NY.
| ZIP Code | Average Annual Rates |
|---|---|
| 10550 | $6,604 |
| 10552 | $6,117 |
| 10553 | $6,613 |
The Best Cheap Car Insurance Companies in Mount Vernon, NY
Take a look at a side-by-side comparison of the top car insurance companies in Mount Vernon, NY to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $8,017 |
| Geico | $3,808 |
| Liberty Mutual | $8,904 |
| Nationwide | $5,896 |
| Progressive | $5,996 |
| State Farm | $6,233 |
| Travelers | $7,062 |
| USAA | $5,612 |
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Category Winners: Cheapest Car Insurance in Mount Vernon, New York
Find the cheapest car insurance companies in Mount Vernon, NY for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | Geico |
| With 1 Speeding Violation | Geico |
Cheapest Mount Vernon, NY Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Mount Vernon car insurance rates. Find the cheapest Mount Vernon, NY car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $7,135 | $7,954 | $8,961 |
| Geico | $3,584 | $3,786 | $4,054 |
| Liberty Mutual | $8,470 | $8,881 | $9,361 |
| Nationwide | $5,498 | $5,839 | $6,352 |
| Progressive | $5,634 | $5,947 | $6,407 |
| State Farm | $5,892 | $6,270 | $6,535 |
| Travelers | $6,629 | $6,969 | $7,588 |
| USAA | $5,413 | $5,575 | $5,849 |
What affects car insurance rates in Mount Vernon, New York?
What are the factors that affect car insurance rates in Mount Vernon, NY? There are several reasons why Mount Vernon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mount Vernon, New York.
Commute Time in Mount Vernon
The more time you spend in your car the higher the risk of an accident. The average commute length in Mount Vernon, NY is 36.6 minutes according to City-Data.
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Compare Car Insurance Quotes in Mount Vernon, NY
Ready to find affordable Mount Vernon, New York car insurance today? Enter your ZIP code for fast, free Mount Vernon, NY car insurance quotes.
Frequently Asked Questions
How does a DUI affect car insurance rates in Mount Vernon, NY?
A DUI conviction typically leads to an increase in car insurance rates in Mount Vernon, NY. The magnitude of the increase may vary depending on the car insurance company. Comparing quotes from different companies can help find the most affordable option after a DUI.
How much does car insurance cost for teen drivers in Mount Vernon, NY?
Car insurance for teen drivers in Mount Vernon, NY can be expensive. The rates vary depending on the car insurance company, but they tend to be higher for younger drivers. Comparing quotes from different companies can help find the most affordable option.
How does driving record affect car insurance rates in Mount Vernon, NY?
Your driving record is a significant factor that affects car insurance rates in Mount Vernon, NY. Generally, having a clean driving record will result in lower rates, while accidents, DUIs, and speeding violations can increase your insurance costs.
How does credit score affect car insurance rates in Mount Vernon, NY?
Credit score can affect car insurance costs in Mount Vernon, NY. If you have a good credit score, you may be eligible for a good credit discount. Different car insurance companies offer varying rates based on credit history, including good, fair, and poor credit.
What is the minimum car insurance coverage required in Mount Vernon, NY?
The minimum car insurance coverage required in Mount Vernon, NY includes $25,000 in bodily injury liability coverage per person, $50,000 in bodily injury liability coverage per accident, and $10,000 in property damage liability coverage.
How do age, gender, and marital status affect car insurance rates in Mount Vernon, NY?
Age, gender, and marital status can have an impact on car insurance rates in Mount Vernon, NY. Each car insurance company weighs these factors differently. Generally, older married individuals tend to have lower rates compared to younger single individuals, but it varies between companies.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.