Compare Spring Hill, TN Car Insurance Rates [2024]
Car insurance in Spring Hill, TN averages $293 a month. Spring Hill, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Spring Hill car insurance rates, compare quotes from the top car insurance companies in Spring Hill, TN.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Spring Hill is State Farm
- The cheapest ZIP code in Spring Hill is 37174
- The cheapest car insurance company in Spring Hill for teen drivers is State Farm
If you need to buy Spring Hill, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Spring Hill, TN is right here.
You’ll find Spring Hill car insurance rates, the cheapest Spring Hill, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Spring Hill, Tennessee car insurance rates to Murfreesboro car insurance rates, Bartlett car insurance rates, and Johnson City car insurance rates.
Ready to find affordable Spring Hill, TN car insurance today? Enter your ZIP code for fast, free Spring Hill car insurance quotes.
Cheapest Spring Hill, TN Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Spring Hill, TN car insurance rates? Every Spring Hill, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,712 | $2,603 | $2,444 | $2,537 | $10,282 | $11,210 | $2,886 | $2,982 |
| Farmers | $1,380 | $1,404 | $1,232 | $1,351 | $5,634 | $6,001 | $1,877 | $2,002 |
| Geico | $2,208 | $2,229 | $2,035 | $2,035 | $6,685 | $6,808 | $2,242 | $2,313 |
| Liberty Mutual | $3,489 | $129 | $2,862 | $3,197 | $14,578 | $16,198 | $3,744 | $3,987 |
| Nationwide | $2,179 | $2,195 | $1,954 | $1,983 | $6,026 | $7,761 | $2,507 | $2,717 |
| Progressive | $1,845 | $1,736 | $1,507 | $1,573 | $8,398 | $9,448 | $2,227 | $2,432 |
| State Farm | $1,525 | $1,525 | $1,379 | $1,379 | $4,704 | $5,880 | $1,724 | $2,006 |
| Travelers | $1,727 | $1,818 | $1,584 | $1,685 | $4,963 | $6,200 | $1,836 | $1,931 |
| USAA | $1,540 | $1,566 | $1,389 | $1,388 | $5,480 | $6,298 | $2,009 | $2,140 |
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Minimum Car Insurance in Spring Hill, TN
Every driver must carry the minimum car insurance in Spring Hill, TN. Take a look at the Tennessee car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
Cheapest Spring Hill, TN Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Spring Hill, TN. Compare credit history car insurance rates in Spring Hill from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,998 | $4,604 | $3,518 |
| Farmers | $3,091 | $2,435 | $2,305 |
| Geico | $3,767 | $3,225 | $2,966 |
| Liberty Mutual | $8,617 | $5,303 | $4,149 |
| Nationwide | $4,094 | $3,259 | $2,892 |
| Progressive | $4,092 | $3,537 | $3,309 |
| State Farm | $3,652 | $2,191 | $1,702 |
| Travelers | $3,446 | $2,723 | $1,984 |
| USAA | $3,954 | $2,315 | $1,909 |
Cheapest Spring Hill, TN Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Spring Hill, TN to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,938 | $4,698 | $5,683 | $4,508 |
| Farmers | $2,237 | $2,755 | $2,805 | $2,643 |
| Geico | $2,408 | $3,231 | $5,229 | $2,408 |
| Liberty Mutual | $4,881 | $7,048 | $6,550 | $5,613 |
| Nationwide | $2,956 | $2,956 | $4,435 | $3,313 |
| Progressive | $3,211 | $4,174 | $3,418 | $3,780 |
| State Farm | $2,290 | $2,741 | $2,515 | $2,515 |
| Travelers | $2,200 | $2,831 | $3,135 | $2,705 |
| USAA | $1,983 | $2,970 | $3,492 | $2,461 |
Cheapest Spring Hill, TN Car Insurance for Teen Drivers
Teen car insurance in Spring Hill, TN can be expensive. Take a look at rates from the top car insurance companies in Spring Hill for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,282 | $11,210 |
| Farmers | $5,634 | $6,001 |
| Geico | $6,685 | $6,808 |
| Liberty Mutual | $14,578 | $16,198 |
| Nationwide | $6,026 | $7,761 |
| Progressive | $8,398 | $9,448 |
| State Farm | $4,704 | $5,880 |
| Travelers | $4,963 | $6,200 |
| USAA | $5,480 | $6,298 |
Cheapest Spring Hill, TN Car Insurance for Seniors
Take a look at Spring Hill, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,444 | $2,537 |
| Farmers | $1,232 | $1,351 |
| Geico | $2,035 | $2,035 |
| Liberty Mutual | $2,862 | $3,197 |
| Nationwide | $1,954 | $1,983 |
| Progressive | $1,507 | $1,573 |
| State Farm | $1,379 | $1,379 |
| Travelers | $1,584 | $1,685 |
| USAA | $1,389 | $1,388 |
Cheapest Spring Hill, TN Car Insurance Rates After a DUI
A DUI in Spring Hill, TN increases car insurance rates. Compare Spring Hill, Tennessee DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,683 |
| Farmers | $2,805 |
| Geico | $5,229 |
| Liberty Mutual | $6,550 |
| Nationwide | $4,435 |
| Progressive | $3,418 |
| State Farm | $2,515 |
| Travelers | $3,135 |
| USAA | $3,492 |
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Cheapest Spring Hill, TN Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Spring Hill, TN by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,707 | $4,707 |
| Farmers | $2,610 | $2,610 |
| Geico | $3,300 | $3,339 |
| Liberty Mutual | $6,023 | $6,023 |
| Nationwide | $3,415 | $3,415 |
| Progressive | $3,646 | $3,646 |
| State Farm | $2,455 | $2,575 |
| Travelers | $2,611 | $2,824 |
| USAA | $2,650 | $2,802 |
Cheapest Spring Hill, TN Car Insurance Rates by ZIP Code
Spring Hill car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Spring Hill, TN.
| ZIP Code | Average Annual Rates |
|---|---|
| 37174 | $3,569 |
| 37179 | $3,582 |
The Best Cheap Car Insurance Companies in Spring Hill, TN
Take a look at a side-by-side comparison of the top car insurance companies in Spring Hill, TN to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,707 |
| Farmers | $2,610 |
| Geico | $3,319 |
| Liberty Mutual | $6,023 |
| Nationwide | $3,415 |
| Progressive | $3,646 |
| State Farm | $2,515 |
| Travelers | $2,718 |
| USAA | $2,726 |
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Category Winners: Cheapest Car Insurance in Spring Hill, Tennessee
Find the cheapest car insurance companies in Spring Hill, TN for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | Farmers |
| Clean Record | USAA |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
Cheapest Spring Hill, TN Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Spring Hill car insurance rates. Find the cheapest Spring Hill, TN car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,540 | $4,696 | $4,885 |
| Farmers | $2,486 | $2,603 | $2,741 |
| Geico | $3,165 | $3,314 | $3,479 |
| Liberty Mutual | $5,772 | $6,025 | $6,273 |
| Nationwide | $3,438 | $3,344 | $3,464 |
| Progressive | $3,420 | $3,650 | $3,867 |
| State Farm | $2,370 | $2,527 | $2,649 |
| Travelers | $2,545 | $2,716 | $2,892 |
| USAA | $2,644 | $2,718 | $2,817 |
What affects car insurance rates in Spring Hill, Tennessee?
What factors can have an impact on Spring Hill, TN car insurance? There are several reasons why Spring Hill car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Spring Hill, Tennessee.
Commute Time in Spring Hill
The more time you spend in your car the higher the risk of an accident. The average commute length in Spring Hill, TN is 31.7 minutes according to City-Data.
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Compare Car Insurance Quotes in Spring Hill, TN
Ready to find affordable Spring Hill, Tennessee car insurance today? Enter your ZIP code for fast, free Spring Hill, TN car insurance quotes.
Frequently Asked Questions
What is the average monthly car insurance rate in Spring Hill, TN?
The average monthly car insurance rate in Spring Hill, TN is $293.
What are the car insurance requirements in Spring Hill, TN?
The car insurance requirements in Spring Hill, TN are 25/50/15, which means you need at least $25,000 for bodily injury liability per person, $50,000 for bodily injury liability per accident, and $15,000 for property damage liability.
Do I need full coverage insurance if my car is financed in Spring Hill, TN?
If your car is financed, you will likely need full coverage insurance, which includes liability insurance and comprehensive and collision coverage.
How does my driving record affect car insurance rates in Spring Hill, TN?
Your driving record influences car insurance rates. Accidents, violations, and negative incidents can increase rates. Compare rates to find affordable options.
How do age, gender, and marital status affect car insurance rates in Spring Hill, TN?
Car insurance companies consider age, gender, and marital status differently, which can affect your rates. Comparing quotes from multiple companies is recommended.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.