Compare Tavares, FL Car Insurance Rates [2024]Q: What should I do if I can’t afford car insurance in Tavares, FL? A: If you’re struggling to afford car insurance in Tavares, FL, there are a few options you can explore. First, consider adjusting your coverage limits or deductibles to lower your premium. You can also shop around and compare quotes from multiple insurers to find more affordable options. Additionally, some states offer low-cost or subsidized insurance programs for individuals with limited incomes. Contact your state’s insurance department or a local insurance agent to inquire about such programs.Compare Tavares, FL Car Insurance Rates [2024]
Car insurance in Tavares, FL averages $320 a month. Tavares, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Tavares car insurance rates, compare quotes from the top car insurance companies in Tavares, FL.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
UPDATED: Nov 27, 2023
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Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Tavares, FL after a DUI are $4,582/year
- The cheapest car insurance company in Tavares is USAA
- The cheapest car insurance company in Tavares for teen drivers is USAA
If you need to buy Tavares, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Tavares, FL is right here.
You’ll find Tavares car insurance rates, the cheapest Tavares, FL car insurance companies, and information on Florida car insurance laws. You can also compare Tavares, Florida car insurance rates to Orlando car insurance rates, Tampa car insurance rates, and Miami car insurance rates.
Ready to find affordable Tavares, FL car insurance today? Enter your ZIP code for fast, free Tavares car insurance quotes.
Cheapest Tavares, FL Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Tavares, FL car insurance rates? Every Tavares, Florida car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,828 | $3,687 | $3,349 | $3,415 | $13,222 | $14,415 | $3,867 | $3,940 |
| Geico | $2,611 | $2,621 | $2,448 | $2,448 | $4,648 | $5,813 | $2,872 | $2,908 |
| Liberty Mutual | $2,735 | $2,735 | $2,520 | $2,520 | $5,587 | $8,515 | $2,735 | $3,647 |
| Nationwide | $2,524 | $2,496 | $2,257 | $2,334 | $6,074 | $7,495 | $2,780 | $2,899 |
| Progressive | $3,419 | $3,227 | $2,932 | $3,139 | $9,473 | $10,317 | $4,110 | $3,930 |
| State Farm | $1,581 | $1,581 | $1,435 | $1,435 | $4,538 | $5,795 | $1,749 | $1,880 |
| USAA | $1,356 | $1,333 | $1,264 | $1,254 | $4,625 | $5,382 | $1,693 | $1,828 |
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Minimum Car Insurance in Tavares, FL
Every driver must carry the minimum car insurance in Tavares, FL. Take a look at the Florida car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $10,000 per person $20,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Tavares, FL Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Tavares, FL. Compare credit history car insurance rates in Tavares from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $8,661 | $5,503 | $4,481 |
| Geico | $4,793 | $2,908 | $2,187 |
| Liberty Mutual | $4,943 | $3,671 | $3,008 |
| Nationwide | $4,500 | $3,317 | $3,006 |
| Progressive | $6,629 | $4,684 | $3,893 |
| State Farm | $3,393 | $2,249 | $1,856 |
| USAA | $3,809 | $1,862 | $1,354 |
Cheapest Tavares, FL Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Tavares, FL to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $5,365 | $6,403 | $7,137 | $5,956 |
| Geico | $2,301 | $2,936 | $4,363 | $3,585 |
| Liberty Mutual | $2,839 | $3,638 | $5,203 | $3,817 |
| Nationwide | $3,086 | $3,380 | $4,540 | $3,424 |
| Progressive | $4,000 | $5,919 | $4,982 | $5,373 |
| State Farm | $2,291 | $2,708 | $2,499 | $2,499 |
| USAA | $1,834 | $2,263 | $3,348 | $1,922 |
Cheapest Tavares, FL Car Insurance for Teen Drivers
Teen car insurance in Tavares, FL can be expensive. Take a look at rates from the top car insurance companies in Tavares for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $13,222 | $14,415 |
| Geico | $4,648 | $5,813 |
| Liberty Mutual | $5,587 | $8,515 |
| Nationwide | $6,074 | $7,495 |
| Progressive | $9,473 | $10,317 |
| State Farm | $4,538 | $5,795 |
| USAA | $4,625 | $5,382 |
Cheapest Tavares, FL Car Insurance for Seniors
Take a look at Tavares, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,349 | $3,415 |
| Geico | $2,448 | $2,448 |
| Liberty Mutual | $2,520 | $2,520 |
| Nationwide | $2,257 | $2,334 |
| Progressive | $2,932 | $3,139 |
| State Farm | $1,435 | $1,435 |
| USAA | $1,264 | $1,254 |
Cheapest Tavares, FL Car Insurance Rates After a DUI
A DUI in Tavares, FL increases car insurance rates. Compare Tavares, Florida DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $7,137 |
| Geico | $4,363 |
| Liberty Mutual | $5,203 |
| Nationwide | $4,540 |
| Progressive | $4,982 |
| State Farm | $2,499 |
| USAA | $3,348 |
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Cheapest Tavares, FL Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Tavares, FL by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $6,036 | $6,394 |
| Geico | $3,280 | $3,312 |
| Liberty Mutual | $3,754 | $3,994 |
| Nationwide | $3,607 | $3,607 |
| Progressive | $5,068 | $5,068 |
| State Farm | $2,416 | $2,582 |
| USAA | $2,315 | $2,368 |
The Best Cheap Car Insurance Companies in Tavares, FL
Take a look at a side-by-side comparison of the top car insurance companies in Tavares, FL to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $6,215 |
| Geico | $3,296 |
| Liberty Mutual | $3,874 |
| Nationwide | $3,607 |
| Progressive | $5,068 |
| State Farm | $2,499 |
| USAA | $2,342 |
Category Winners: Cheapest Car Insurance in Tavares, Florida
Find the cheapest car insurance companies in Tavares, FL for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Cheapest Tavares, FL Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Tavares car insurance rates. Find the cheapest Tavares, FL car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,846 | $6,524 | $7,276 |
| Geico | $2,706 | $3,410 | $3,772 |
| Liberty Mutual | $3,555 | $3,927 | $4,140 |
| Nationwide | $2,861 | $3,748 | $4,213 |
| Progressive | $4,344 | $5,173 | $5,689 |
| State Farm | $2,142 | $2,557 | $2,799 |
| USAA | $2,041 | $2,420 | $2,564 |
What affects car insurance rates in Tavares, Florida?
What factors can have an impact on Tavares, FL car insurance? There are several reasons why Tavares car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Tavares, Florida.
Car Theft in Tavares
High levels of vehicle theft can make car insurance more expensive. Tavares, FL car theft statistics from the FBI indicate 3 vehicle thefts a year.
Commute Time in Tavares
The more time you spend in your car the higher the risk of an accident. The average commute length in Tavares, FL is 24.6 minutes according to City-Data.
Compare Car Insurance Quotes in Tavares, FL
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Frequently Asked Questions
How can I compare car insurance rates in Tavares, FL?
To compare car insurance rates in Tavares, FL, you have several options. You can reach out to individual insurance companies directly and request quotes. Another option is to use online comparison tools that provide multiple quotes from different insurers. These tools typically require you to provide some personal information and details about your vehicle and driving history to generate accurate quotes.
What factors affect car insurance rates in Tavares, FL?
Car insurance rates in Tavares, FL, are influenced by various factors. Common factors include your driving record, age, gender, marital status, type of vehicle you drive, your credit history, and the coverage options you choose. Additionally, factors such as the location where you live in Tavares, FL, and the frequency of car thefts and accidents in that area can impact insurance rates.
Are car insurance rates higher in Tavares, FL, compared to other areas?
Car insurance rates can vary depending on the location, and Tavares, FL, may have different rates compared to other areas. Insurance companies consider factors like population density, crime rates, and accident statistics when determining rates for a specific area. It’s recommended to compare rates from multiple insurers to get a better understanding of how Tavares, FL, compares to other areas.
Are there any discounts available for car insurance in Tavares, FL?
Yes, many insurance companies offer various discounts that can help you save on car insurance in Tavares, FL. Common discounts include safe driver discounts, multi-policy discounts (if you have multiple policies with the same insurer), good student discounts, low-mileage discounts, and discounts for having safety features installed in your vehicle. It’s worth checking with insurance providers to see which discounts you may qualify for.
How can I lower my car insurance rates in Tavares, FL?
There are several strategies you can consider to lower your car insurance rates in Tavares, FL. Maintaining a clean driving record, bundling multiple policies with the same insurer, opting for higher deductibles, and taking advantage of available discounts are some effective methods. You may also want to periodically compare quotes from different insurance companies to ensure you’re getting the best rate.
Is it necessary to have full coverage car insurance in Tavares, FL?
Full coverage car insurance is not legally required in Tavares, FL. However, if you have a loan or lease on your vehicle, your lender or leasing company may require you to have comprehensive and collision coverage. Even if it’s not mandatory, having full coverage can provide added protection for your vehicle in case of accidents, theft, or other covered events. It’s important to evaluate your personal circumstances and financial situation when deciding on the level of coverage you need.
What should I do if I can’t afford car insurance in Tavares, FL?
If you’re struggling to afford car insurance in Tavares, FL, there are a few options you can explore. First, consider adjusting your coverage limits or deductibles to lower your premium. You can also shop around and compare quotes from multiple insurers to find more affordable options. Additionally, some states offer low-cost or subsidized insurance programs for individuals with limited incomes. Contact your state’s insurance department or a local insurance agent to inquire about such programs.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.