Compare Tomball, TX Car Insurance Rates [2024]
Car insurance in Tomball, TX averages $357 a month. Tomball, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Tomball car insurance rates, compare quotes from the top car insurance companies in Tomball, TX.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Tomball, TX after a DUI are $4,867/year
- The cheapest car insurance company in Tomball is USAA
- Average car insurance rates in Tomball, TX are $4,283/year
If you need to buy Tomball, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Tomball, TX is right here.
You’ll find Tomball car insurance rates, the cheapest Tomball, TX car insurance companies, and information on Texas car insurance laws. You can also compare Tomball, Texas car insurance rates to Arlington car insurance rates, Fort Worth car insurance rates, and Austin car insurance rates.
Ready to find affordable Tomball, TX car insurance today? Enter your ZIP code for fast, free Tomball car insurance quotes.
Cheapest Tomball, TX Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Tomball, TX car insurance rates? Every Tomball, Texas car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,628 | $3,645 | $3,578 | $3,578 | $9,899 | $11,917 | $4,492 | $4,657 |
| American Family | $3,241 | $3,655 | $3,129 | $3,629 | $9,488 | $12,360 | $4,838 | $5,528 |
| Geico | $2,718 | $2,956 | $2,648 | $3,045 | $6,119 | $6,310 | $2,949 | $2,919 |
| Nationwide | $2,445 | $2,483 | $2,159 | $2,283 | $7,066 | $9,064 | $2,886 | $3,121 |
| Progressive | $2,588 | $2,455 | $2,306 | $2,348 | $11,058 | $12,338 | $3,073 | $3,120 |
| State Farm | $2,251 | $2,251 | $2,012 | $2,012 | $5,481 | $6,997 | $2,454 | $2,522 |
| USAA | $1,752 | $1,753 | $1,683 | $1,658 | $5,041 | $5,458 | $2,333 | $2,478 |
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Minimum Car Insurance in Tomball, TX
Every driver must carry the minimum car insurance in Tomball, TX. Take a look at the Texas car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Tomball, TX Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Tomball, TX. Compare credit history car insurance rates in Tomball from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,202 | $5,287 | $4,534 |
| American Family | $7,743 | $5,049 | $4,408 |
| Geico | $5,739 | $3,236 | $2,149 |
| Nationwide | $4,720 | $3,797 | $3,298 |
| Progressive | $5,517 | $4,781 | $4,435 |
| State Farm | $4,589 | $2,865 | $2,288 |
| USAA | $4,049 | $2,358 | $1,902 |
Cheapest Tomball, TX Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Tomball, TX to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,333 | $6,863 | $7,167 | $4,333 |
| American Family | $5,197 | $6,693 | $5,847 | $5,197 |
| Geico | $3,141 | $4,191 | $3,452 | $4,047 |
| Nationwide | $3,415 | $3,415 | $5,066 | $3,858 |
| Progressive | $4,278 | $5,551 | $4,997 | $4,818 |
| State Farm | $2,875 | $3,311 | $3,930 | $2,875 |
| USAA | $2,054 | $3,056 | $3,610 | $2,359 |
Cheapest Tomball, TX Car Insurance for Teen Drivers
Teen car insurance in Tomball, TX can be expensive. Take a look at rates from the top car insurance companies in Tomball for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,899 | $11,917 |
| American Family | $9,488 | $12,360 |
| Geico | $6,119 | $6,310 |
| Nationwide | $7,066 | $9,064 |
| Progressive | $11,058 | $12,338 |
| State Farm | $5,481 | $6,997 |
| USAA | $5,041 | $5,458 |
Cheapest Tomball, TX Car Insurance for Seniors
Take a look at Tomball, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,578 | $3,578 |
| American Family | $3,129 | $3,629 |
| Geico | $2,648 | $3,045 |
| Nationwide | $2,159 | $2,283 |
| Progressive | $2,306 | $2,348 |
| State Farm | $2,012 | $2,012 |
| USAA | $1,683 | $1,658 |
Cheapest Tomball, TX Car Insurance Rates After a DUI
A DUI in Tomball, TX increases car insurance rates. Compare Tomball, Texas DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $7,167 |
| American Family | $5,847 |
| Geico | $3,452 |
| Nationwide | $5,066 |
| Progressive | $4,997 |
| State Farm | $3,930 |
| USAA | $3,610 |
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Cheapest Tomball, TX Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Tomball, TX by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,528 | $5,820 |
| American Family | $5,733 | $5,733 |
| Geico | $3,641 | $3,775 |
| Nationwide | $3,938 | $3,938 |
| Progressive | $4,911 | $4,911 |
| State Farm | $3,248 | $3,248 |
| USAA | $2,735 | $2,804 |
Cheapest Tomball, TX Car Insurance Rates by ZIP Code
Tomball car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Tomball, TX.
| ZIP Code | Average Annual Rates |
|---|---|
| 77375 | $6,503 |
| 77377 | $6,331 |
The Best Cheap Car Insurance Companies in Tomball, TX
Take a look at a side-by-side comparison of the top car insurance companies in Tomball, TX to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,674 |
| American Family | $5,733 |
| Geico | $3,708 |
| Nationwide | $3,938 |
| Progressive | $4,911 |
| State Farm | $3,248 |
| USAA | $2,770 |
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Category Winners: Cheapest Car Insurance in Tomball, Texas
Find the cheapest car insurance companies in Tomball, TX for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Geico |
| With 1 Speeding Violation | USAA |
Cheapest Tomball, TX Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Tomball car insurance rates. Find the cheapest Tomball, TX car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,550 | $5,628 | $5,845 |
| American Family | $5,277 | $5,492 | $6,431 |
| Geico | $3,489 | $3,658 | $3,977 |
| Nationwide | $4,242 | $3,771 | $3,801 |
| Progressive | $4,690 | $4,889 | $5,154 |
| State Farm | $3,063 | $3,239 | $3,441 |
| USAA | $2,664 | $2,757 | $2,888 |
What affects car insurance rates in Tomball, Texas?
What factors can have an impact on Tomball, TX car insurance? There are several reasons why Tomball car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Tomball, Texas.
Commute Time in Tomball
The more time you spend in your car the higher the risk of an accident. The average commute length in Tomball, TX is 25.8 minutes according to City-Data.
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Compare Car Insurance Quotes in Tomball, TX
Ready to find affordable Tomball, Texas car insurance today? Enter your ZIP code for fast, free Tomball, TX car insurance quotes.
Frequently Asked Questions
How can I compare car insurance rates in Tomball, TX?
To compare car insurance rates in Tomball, TX, you can follow these steps:
- Gather information: Note down details about your vehicle, driving history, and insurance needs.
- Research insurance providers: Look for reputable insurance companies that operate in Tomball, TX.
- Obtain quotes: Contact insurance providers directly or use online comparison tools to request quotes.
- Provide accurate information: Ensure you provide accurate details to get precise quotes.
- Compare rates: Review the quotes you receive, comparing coverage options, deductibles, and premiums.
- Consider additional factors: Look beyond the price and consider the company’s reputation, customer service, and financial stability.
- Make an informed decision: Select the policy that best suits your needs and budget.
What factors affect car insurance rates in Tomball, TX?
Several factors can impact car insurance rates in Tomball, TX, including:
- Your driving record: A clean driving history generally results in lower rates, while accidents or traffic violations may increase premiums.
- Vehicle characteristics: Factors like the make, model, year, and safety features of your car can affect insurance costs.
- Coverage limits and deductibles: Higher coverage limits and lower deductibles often lead to higher premiums.
- Location: Insurance rates can vary based on where you live in Tomball, TX, due to factors such as crime rates and accident statistics.
- Age and gender: Younger drivers and males tend to have higher insurance rates due to higher risk profiles.
- Credit history: In some states, including Texas, credit history can influence insurance rates.
- Annual mileage: The more you drive, the higher the likelihood of accidents or claims, which can impact your rates.
What are the pros of comparing car insurance rates in Tomball, TX?
The benefits of comparing car insurance rates in Tomball, TX include:
- Potential cost savings: By comparing rates, you can find insurance providers offering lower premiums for similar coverage.
- Tailored coverage: Through comparison, you can identify policies that meet your specific coverage needs.
- Access to multiple options: Comparing rates allows you to explore policies from different insurance companies, offering more choices.
- Awareness of discounts: You may discover discounts or promotional offers that can further reduce your insurance costs.
- Improved customer service: Researching insurance providers gives you insight into their reputation for customer service and claims handling.
What are the cons of comparing car insurance rates in Tomball, TX?
While comparing car insurance rates in Tomball, TX is generally beneficial, there can be a few drawbacks, such as:
- Time-consuming: Researching multiple insurance companies and obtaining quotes can be time-consuming.
- Information overload: Comparing rates requires analyzing and understanding various policy details, which can be overwhelming.
- Potential for biased information: Some comparison websites may prioritize certain insurance companies, potentially skewing the results.
- Incomplete coverage analysis: Focusing solely on price can lead to overlooking essential coverage aspects or exclusions.
- Lack of personalization: Online tools may not consider your unique circumstances or preferences, limiting customization options.
Are there any specific discounts available for car insurance in Tomball, TX?
Yes, insurance companies often offer various discounts in Tomball, TX. Some common discounts include safe driver discounts for maintaining a clean driving record, multi-policy discounts for bundling car insurance with other policies, good student discounts for young drivers with good grades, and discounts for vehicles equipped with safety features or anti-theft devices. It’s best to inquire with insurance providers directly to determine the specific discounts they offer.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.