Compare Dodge Journey Car Insurance Rates [2024]
Average car insurance rates for a Dodge Journey cost $1,384 a year, or around $115 a month. Finding Dodge Journey teenager insurance rates can cost on average $5,059 a year, so shop around to find cheap coverage.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Feb 14, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Feb 14, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,384 a year or $115 each month
- A liability-only policy costs around $555 a year or $46 each month
- Highest rates are for teenage drivers at around $5,059 a year or $422 each month
- Good drivers can save as much as $571 a year by earning policy discounts
- Dodge Journey insurance costs around $135 less per year than the average vehicle
Searching for Dodge Journey insurance rates might feel like a time-consuming task that will leave you thinking that you can’t find a cheap option. But drivers pay an average of $1,384 a year, or around $115 a month for Dodge Journey car insurance rates. You have the potential to secure the cheapest Dodge Journey rates possible by educating yourself with the information in this guide.
You can start comparing quotes for Dodge Journey car insurance rates from some of the best car insurance companies by using our free online tool now.
Dodge Journey Insurance Cost
The average Dodge Journey auto insurance costs are $1,384 a year or $115 a month.
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Are Dodge Journeys Expensive to Insure?
The chart below details how Dodge Journey insurance rates compare to other SUVs like the Mitsubishi Outlander Sport, Mercedes-Benz GLE 350, and Buick Enclave.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Dodge Journey | $322 | $532 | $372 | $1,384 |
| Mitsubishi Outlander Sport | $280 | $512 | $332 | $1,260 |
| Mercedes-Benz GLE 350 | $438 | $870 | $390 | $1,856 |
| Buick Enclave | $348 | $594 | $372 | $1,472 |
| Infiniti QX60 | $404 | $750 | $372 | $1,684 |
| Jeep Compass | $294 | $500 | $372 | $1,324 |
| Chevrolet Traverse | $336 | $470 | $316 | $1,258 |
However, there are a few things you can do to find the cheapest Dodge insurance rates online.
What Impacts the Cost of Dodge Journey Insurance?
The Dodge Journey trim and model you choose can impact the total price you will pay for Dodge Journey insurance coverage.
Age of the Vehicle
Older Dodge Journey models generally cost less to insure. For example, car insurance for a 2020 Dodge Journey costs $1,384, while 2010 Dodge Journey insurance costs are $1,138, a difference of $246.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Dodge Journey | $322 | $532 | $372 | $1,384 |
| 2019 Dodge Journey | $306 | $512 | $390 | $1,366 |
| 2018 Dodge Journey | $294 | $506 | $398 | $1,356 |
| 2017 Dodge Journey | $284 | $494 | $416 | $1,352 |
| 2016 Dodge Journey | $274 | $474 | $430 | $1,336 |
| 2015 Dodge Journey | $260 | $458 | $442 | $1,318 |
| 2014 Dodge Journey | $250 | $424 | $452 | $1,284 |
| 2013 Dodge Journey | $240 | $400 | $456 | $1,254 |
| 2012 Dodge Journey | $230 | $358 | $460 | $1,206 |
| 2011 Dodge Journey | $214 | $330 | $460 | $1,162 |
| 2010 Dodge Journey | $206 | $310 | $464 | $1,138 |
Driver Age
Driver age can have a significant impact on the cost of Dodge Journey auto insurance. For example, 20-year-old drivers pay approximately $3,138 each year for their Dodge Journey auto insurance compared to $1,445 for 30-year-old drivers.
Driver Location
Where you live can have a large impact on Dodge Journey insurance rates. For example, drivers in Jacksonville may pay $831 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on the cost of Dodge Journey car insurance. Teens and drivers in their 20’s see the highest jump in their Dodge Journey auto insurance rates with violations on their driving record.
Dodge Journey Safety Ratings
Your Dodge Journey auto insurance rates are tied to the Dodge Journey’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Poor |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Dodge Journey Crash Test Ratings
Good Dodge Journey crash test ratings can lower your Dodge Journey auto insurance rates. See Dodge Journey crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Dodge Journey SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Dodge Journey SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Dodge Journey SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Dodge Journey SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Dodge Journey SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Dodge Journey SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Dodge Journey SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Dodge Journey Safety Features
The safety features of the Dodge Journey can impact your Dodge Journey car insurance rates. The Dodge Journey has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
Dodge Journey Insurance Loss Probability
Review the Dodge Journey car insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Dodge Journey auto insurance costs; higher percentages mean higher Dodge Journey auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | -20% |
|---|---|
| Property Damage | -8% |
| Comprehensive | -20% |
| Personal Injury | 48% |
| Medical Payment | 63% |
| Bodily Injury | 31% |
| Source: Insurance Institute for Highway Safety | |
Dodge Journey Finance and Insurance Cost
If you are financing a Dodge Journey, you will pay more if you purchase Dodge Journey auto insurance at the dealership, so be sure to shop around and compare Dodge Journey auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Dodge Journey Insurance
There are several ways you can save even more on your Dodge Journey car insurance rates. Take a look at the following five tips:
- If You’re a Young Driver Living at Home, Add Yourself to Your Parents’ Plan
- Compare Insurance Companies After Moving
- Ask About Dodge Journey Discounts If You Were Listed on Someone Else’s Policy
- Ask About Dodge Journey Low Mileage Discounts
- Reduce Modifications on Your Dodge Journey
Top Dodge Journey Insurance Companies
Who is the top car insurance company for Dodge Journey insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Dodge Journey auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Dodge Journey offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Dodge Journey Insurance Quotes Online
To start comparing Dodge Journey car insurance quotes for free, use our online car insurance comparison tool.
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Frequently Asked Questions
What should I do if I’m in an accident with my Dodge Journey?
In the event of an accident, prioritize safety and contact your insurance company to report the incident. Follow the necessary steps to document the accident and seek medical attention if needed.
Will modifications to my Dodge Journey affect my insurance rates?
Yes, certain modifications to your Dodge Journey, such as performance enhancements or aftermarket parts, may increase your insurance rates. It’s important to inform your insurer about any modifications.
Can I change my Dodge Journey insurance policy at any time?
Yes, you can typically make changes to your insurance policy, such as adding or removing coverage, during the policy term. However, it’s best to consult with your insurance provider for specific details.
Do I need gap insurance for my Dodge Journey?
Gap insurance may be beneficial if you have a loan or lease on your Dodge Journey. It covers the difference between your vehicle’s value and the amount you owe if it’s totaled or stolen.
Does the color of my Dodge Journey affect insurance rates?
No, the color of your vehicle does not impact insurance rates. Insurers focus on factors like the make, model, age, and driving history instead
Is it more expensive to insure a new Dodge Journey compared to a used one?
Yes, typically, insurance rates for a new Dodge Journey are higher than for a used one due to factors like the vehicle’s value and repair costs.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.