Esurance vs. Geico vs. Progressive Car Insurance Comparison [2025]
To compare car insurance for Esurance, Geico, or Progressive, look at their financial security. Esurance has an A+ A.M. Best ratings, Geico has has an A++ rating, and Progressive has an A+ rating.
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Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Michelle Robbins
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Justin Wright
Updated February 2024
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- Although the background to each company is different, they offer similar policies
- Each of these three companies has high ratings in financial stability
- Comparing the quotes of these insurers will help ensure you get the best value for your coverage needs
Often it is valuable to compare insurance companies by factors other than price. The financial stability, reputation, and opinion of customers can affect your choice of insurance companies.
In this post, three of the most-advertised online insurance companies will be discussed:
- Esurance Insurance Services, Inc. is known for its automobile insurance in the United States and is owned by Allstate.
- The Government Employees Insurance Company (Geico) provides automobile insurance in the United States and is a wholly owned subsidiary of Berkshire Hathaway.
- The Progressive Insurance Corporation is another auto insurance company serving the United States and, recently, Australia.
Readmore: Is Esurance owned by Allstate?
Esurance Insurance Services, Inc.
This company sells car insurance directly online and by telephone to consumers. They partner with other insurance companies to offer homeowners insurance, motorcycle insurance, and a number of other types of insurance coverages focused upon the individual and family.
Their A.M. Best financial rating is A+ which is financially secure.
The A.M. Best website is a useful tool for comparing the financial stability of different insurance companies.
Read more: How do you get an Esurance car insurance quote?
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The Government Employees Insurance Company (Geico)
As a direct competitor to Esurance and Progressive, this company also sells car insurance online with telephone support for purchasers.
Geico’s A.M. Best financial rating is A++.
This financial rating is partially due to the fact that Geico is currently owned by Berkshire-Hathaway.
Geico offers homeowner’s insurance and other personal lines insurance even though their main product is automobile insurance. They do most of their sales online and by telephone, but have offices across the country for individuals who prefer contact with individual agents.
Read more: What To Know About GEICO’s Motorcycle Insurance
The Progressive Insurance Company
The Progressive Insurance Company also provides car insurance online in the United States and Australia. Even though they specialize in online automobile insurance, they do allow independent agents to sell for them.
These independent agents offer other types of insurance through the agent’s own contacts.
Progressive’s A.M. Best financial rating is A+ which indicates that the company is financially stable and will be available to consumers for a reasonable period of time.
Their recent expansion to Australia is an effort to increase their insurance influence to world markets.
A leading consumer website rates all of these companies as efficient in issuing and preparing insurance policies.
Frequently Asked Questions
What are Esurance, Geico, and Progressive?
Esurance, Geico, and Progressive are well-known car insurance companies operating in the United States. They offer a range of insurance products, including car insurance, to drivers across the country.
How do Esurance, Geico, and Progressive compare in terms of pricing?
Pricing can vary depending on various factors such as your location, driving history, and the type of coverage you require. It’s best to obtain personalized quotes from each company to compare their prices and determine which one offers the most competitive rates for your specific circumstances.
Which company has better customer service, Esurance, Geico, or Progressive?
Customer service experiences can vary from person to person and are subjective. All three companies have customer service departments that strive to provide satisfactory assistance. It’s advisable to read customer reviews and ratings to get a better understanding of each company’s customer service reputation.
What types of coverage do Esurance, Geico, and Progressive offer?
All three companies offer standard car insurance coverage, including liability coverage, collision coverage, comprehensive coverage, and uninsured/underinsured motorist coverage. They also provide optional coverage options, such as rental reimbursement, roadside assistance, and gap insurance.
Are there any discounts available with Esurance, Geico, or Progressive?
Yes, all three companies offer various discounts to help customers save on their car insurance premiums. The specific discounts available may vary, but common ones include multi-policy discounts, safe driver discounts, good student discounts, and discounts for having certain safety features in your vehicle. It’s recommended to inquire about available discounts when obtaining a quote.
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