Compare Ford Focus Car Insurance Rates [2025]
The Ford Focus is one of the cheapest cars to insure. The average Ford Focus car insurance costs $111 per month. Depending on where you live, you can save more on your Ford Focus insurance. You can find affordable Ford Focus car insurance when you compare Ford Focus rates from multiple companies, trims, and model year.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: May 5, 2024
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Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: May 5, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Full coverage Ford Focus car insurance costs around $111 each month or $1,336 a year.
- A liability-only policy for the Ford Focus costs around $45 per month or $536 annually.
- The highest Ford Focus rates are for teenage drivers at around $407 each month or $4,883 annually.
- Good drivers can save as much as $551 a year by earning policy discounts.
- Ford Focus insurance costs around $183 less per year than the average vehicle.
Is Ford Focus car insurance expensive? Car insurance shopping can be time-consuming, but knowing how to find cheap Ford Focus insurance quotes will save you mony.
We can show you quality Ford Focus car insurance rates that give you an idea of what you could pay per year and per month on Ford Focus insurance costs. We’ve prepared this article to show you how Ford Focus insurance costs are calculated so you can compare quotes with confidence.
Many factors affect your car insurance rates, including your driving record. Good drivers can save as much as $551 a year in the form of policy discounts, such as the safe driver discount. What is a safe driver discount?
We’ll reveal the answer to that question and more in our comprehensive guide. Continue reading to learn more.
Enter your ZIP code into our FREE quote comparison tool to start comparing Ford Focus car insurance in your area.
How to Find Cheap Ford Focus Insurance Car Quotes
Finding cheap Ford Focus auto insurance quotes is simple. As you shop for car insurance, companies and comparison sites will ask you about your ZIP code and the type of car you drive. If you happen to have a Ford Focus, you’re eligible for cheap auto insurance rates.
Explore the sections in this guide to learn how you can get cheap Ford Focus car insurance.
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Ford Focus Car Insurance Cost
How much is car insurance for a Ford Focus? The average Ford Focus car insurance rates are $1,336 per year, or $111 per month.
However, many factors impact the rates you’ll pay. Older drivers with a clean driving record will always receive the cheapest car insurance rates.
Check out the following graph, which compares Ford Focus auto insurance rates based on a driver’s perceived risk.
As you can see, qualifying for discounts will help you receive cheap Ford Focus car insurance rates. Group affiliation car insurance discounts may be available if you’re a fraternity, athletic organization, or alumni association member.
What about the car insurance rates by the top companies in the United States? Here are the average annual and monthly Ford Focus car insurance rates by company.
Average Ford Focus Car Insurance Rates by Company
| Car Insurance Companies | Average Annual Ford Focus Car Insurance Rates | Average Monthly Ford Focus Car Insurance Rates |
|---|---|---|
| Erie | $876 | $73 |
| Progressive | $961 | $80 |
| USAA | $965 | $80 |
| Geico | $1,042 | $87 |
| State Farm | $1,106 | $92 |
| Plymouth Rock Insurance | $1,111 | $93 |
| Nationwide | $1,279 | $107 |
| Tennessee Farmers | $1,287 | $107 |
| Allied | $1,311 | $109 |
| Vermont Mutual | $1,338 | $112 |
| Acuity | $1,367 | $114 |
| American Family | $1,399 | $117 |
Read more: Allied Car Insurance Discounts
USAA usually has the cheapest car insurance rates. However, the military-membership-only insurance company has been overtaken as the most affordable insurance for the Ford Focus. Erie and Progressive have the most reasonable rates available for Ford Focus vehicles.
Read More: Erie Car Insurance Review
These Ford Focus car insurance costs are based on average rates. Although your auto insurance rate will be different than the sample rates above, you can expect cheaper than average rates when you want to insure a Ford Focus.
Is the Ford Focus expensive to insure?
How much does a Ford Focus cost to insure compared to other sedans? Insurance for the Ford Focus is relatively cheap when compared to similar vehicles. Fortunately, Ford Focus quotes are often lower than many other popular compact cars.
The chart below details how Ford Focus insurance rates compare to other sedans like the Chevrolet Malibu, Nissan Versa, and Nissan Maxima.
Ford Focus Average Annual Car Insurance Rates Compared to Other Vehicles
| Vehicle | Comprehensive | Collision | Liability | Total |
|---|---|---|---|---|
| Ford Focus | $244 | $536 | $398 | $1,336 |
| Chevrolet Malibu | $322 | $532 | $372 | $1,384 |
| Nissan Versa | $268 | $542 | $390 | $1,358 |
| Nissan Maxima | $372 | $630 | $390 | $1,550 |
| Audi A3 | $282 | $566 | $398 | $1,404 |
| Kia Forte | $322 | $500 | $372 | $1,352 |
| Cadillac ATS | $294 | $566 | $398 | $1,416 |
The Ford Focus has the lowest insurance rates compared to every other vehicle in the table. There are a few things you can do to find the cheapest Ford insurance rates online.
For example, comparison shopping will help you find your best car insurance premium.
Read More: Compare Ford vs. Chevrolet Car Insurance Rates
What impacts the cost of Ford Focus insurance?
Insurance companies use many factors when calculating your insurance rates. The Ford Focus trim and model you choose can impact the total price you’ll pay for Ford Focus insurance coverage.
In other words, the best insurance for a Focus ST will be different than the Focus RS insurance quotes.
Let’s review the cost of Ford Focus auto insurance based on trim and model.
Ford Focus Car Insurance Rates by Trim and Model
| Model and Trim | Average Annual Rates | Average Monthly Rates |
|---|---|---|
| Ford Focus S 4-Dr Sedan | $1,224 | $102 |
| Ford Focus SE 4-Dr Sedan | $1,294 | $108 |
| Ford Focus SEL 4-Dr Sedan | $1,336 | $111 |
| Ford Focus SES 4-Dr Sedan | $1,336 | $111 |
| Ford Focus SE 2-Dr Coupe | $1,422 | $119 |
| Ford Focus SES 2-Dr Coupe | $1,478 | $123 |
Other details will change your insurance rates as well, including the model year of your Ford Focus. As you shop for car insurance for your Ford Focus, you’ll notice that Ford stopped production of Ford Focus vehicles in 2018. The Ford Focus SES 4-Door Sedan, SE 2-Door Coupe, and SES 2-Door Coupe trim stopped production in 2010.
Your age, your location, and even your driving record are additional factors that determine your Ford Focus auto insurance. Keep reading to learn more.
Your Ford Focus Model Age & Insurance Rates
Older Ford Focus models generally cost less to insure because they are lower in value. For example, auto insurance rates for a 2018 Ford Focus are $1,336, while the 2010 Ford Focus insurance costs are $1,122, a difference of $214.
Find your Ford Focus model year in the table below.
Ford Focus Average Annual Car Insurance Rates by Model Year
| Model Year | Comprehensive | Collision | Liability | Total |
|---|---|---|---|---|
| 2018 Ford Focus | $244 | $536 | $398 | $1,336 |
| 2017 Ford Focus | $236 | $524 | $416 | $1,334 |
| 2016 Ford Focus | $228 | $502 | $430 | $1,318 |
| 2015 Ford Focus | $216 | $484 | $442 | $1,300 |
| 2014 Ford Focus | $206 | $450 | $452 | $1,266 |
| 2013 Ford Focus | $198 | $424 | $456 | $1,236 |
| 2012 Ford Focus | $190 | $380 | $460 | $1,188 |
| 2011 Ford Focus | $178 | $350 | $460 | $1,146 |
| 2010 Ford Focus | $172 | $328 | $464 | $1,122 |
As you can see, the older your Ford Focus, the less it costs to insure. Therefore, the 2014 Ford Focus car insurance rates are lower than the 2015 Ford Focus insurance costs.
Driver Age Impact on Ford Focus Car Insurance
Your age can have a significant effect on your Ford Focus car insurance rates as well. For example, 20-year-old drivers pay $1,634 more for their Ford Focus car insurance each year than 30-year-old drivers.
The following chart compares Ford Focus car insurance rates by age.
Insurance companies believe that the experience level of older drivers makes them less likely to cause an accident. For this reason, the Ford Focus ST car insurance rates and Ford Focus RS insurance rates for a 21-year-old will be much higher than for a 31-year-old.
While those aged 60 receive the lowest rates for the Ford Focus, many people do not realize that over 60 car insurance rates can sometimes rise again. To avoid increases in your premium, consider applying for safe driver discounts.
How Driver Location Affects Ford Focus Insurance Rates
Where you live can have an impact on Ford Focus insurance rates. For example, drivers in New York may pay $815 a year more than drivers in Seattle.
See how rates compare in other major cities in the graph below.
The rates don’t lie. Where you live drastically impacts your Ford Focus costs for car insurance.
What happens when we broaden the view? Ford Focus car insurance also varies by state. Let’s examine the Ford Focus auto insurance costs by state.
Ford Focus Car Insurance Rates by State
| States | Average Annual Rates | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,208 | -$128 | -9.6% |
| Alaska | $1,028 | -$308 | -23.1% |
| Arizona | $1,110 | -$226 | -16.9% |
| Arkansas | $1,336 | $0 | 0.0% |
| California | $1,524 | $188 | 14.1% |
| Colorado | $1,278 | -$58 | -4.3% |
| Connecticut | $1,376 | $40 | 3.0% |
| Delaware | $1,514 | $178 | 13.3% |
| Florida | $1,672 | $336 | 25.1% |
| Georgia | $1,236 | -$100 | -7.5% |
| Hawaii | $962 | -$374 | -28.0% |
| Idaho | $906 | -$430 | -32.2% |
| Illinois | $998 | -$338 | -25.3% |
| Indiana | $1,006 | -$330 | -24.7% |
| Iowa | $902 | -$434 | -32.5% |
| Kansas | $1,272 | -$64 | -4.8% |
| Kentucky | $1,824 | $488 | 36.5% |
| Louisiana | $1,980 | $644 | 48.2% |
| Maine | $826 | -$510 | -38.2% |
| Maryland | $1,102 | -$234 | -17.5% |
| Massachusetts | $1,070 | -$266 | -19.9% |
| Michigan | $2,324 | $988 | 74.0% |
| Minnesota | $1,120 | -$216 | -16.2% |
| Mississippi | $1,602 | $266 | 19.9% |
| Missouri | $1,186 | -$150 | -11.2% |
| Montana | $1,436 | $100 | 7.5% |
| Nebraska | $1,054 | -$282 | -21.1% |
| Nevada | $1,604 | $268 | 20.1% |
| New Hampshire | $964 | -$372 | -27.8% |
| New Jersey | $1,496 | $160 | 12.0% |
| New Mexico | $1,186 | -$150 | -11.2% |
| New York | $1,408 | $72 | 5.4% |
| North Carolina | $770 | -$566 | -42.4% |
| North Dakota | $1,096 | -$240 | -18.0% |
| Ohio | $924 | -$412 | -30.8% |
| Oklahoma | $1,374 | $38 | 2.8% |
| Oregon | $1,226 | -$110 | -8.2% |
| Pennsylvania | $1,276 | -$60 | -4.5% |
| Rhode Island | $1,786 | $450 | 33.7% |
| South Carolina | $1,214 | -$122 | -9.1% |
| South Dakota | $1,128 | -$208 | -15.6% |
| Tennessee | $1,172 | -$164 | -12.3% |
| Texas | $1,612 | $276 | 20.7% |
| Utah | $990 | -$346 | -25.9% |
| Vermont | $914 | -$422 | -31.6% |
| Virginia | $800 | -$536 | -40.1% |
| Washington | $1,034 | -$302 | -22.6% |
| West Virginia | $1,226 | -$110 | -8.2% |
| Wisconsin | $926 | -$410 | -30.7% |
| Wyoming | $1,192 | -$144 | -10.8% |
Read more: Compare Wyoming Car Insurance Rates
Virginia, North Carolina, and Maine are the cheapest states for Ford Focus car insurance. Louisiana and Michigan are the most expensive states. Continue reading to learn what other factors determine your Ford Focus insurance costs.
How Driving Record Impacts the Ford Focus Insurance Rates
One of the most significant factors in determining the cost of your Ford Focus car insurance rates will be your driving record. Teens and drivers in their 20s see the highest jump in their Ford Focus car insurance rates with violations on their driving record.
Check out more details about traffic violations and Ford Focus car insurance premiums in the graph below.
Safe driving not only saves lives, but it can also save you money. If you can maintain a clean driving record, you might qualify for money-saving discounts.
Ford Focus Safety Ratings
Your Ford Focus auto insurance rates are tied to the Ford Focus safety ratings. See the safety ratings for the 2018 Ford Focus Sedan from the Insurance Institute for Highway Safety (IIHS) below.
2018 Ford Focus Safety Ratings
| Test Type | Rating |
|---|---|
| Small overlap front (driver side) | Acceptable |
| Moderate front overlap | Good |
| Side | Good |
| Roof Strength | Good |
| Head restraints and seats | Good |
A rating of “Good” is the best possible score given by the IIHS. Overall, the Ford Focus safety ratings are pretty good. As a result, you’ll see lower insurance rates.
Ford Focus Crash Test Ratings
Crash-test ratings for the Ford Focus from the National Highway Traffic Safety Association could mean cheaper Ford Focus car insurance rates.
See how the 2018 compact car scored in the table below.
Ford Focus Crash Test Ratings
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2018 Ford Focus RS 5 HB AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Ford Focus Bev 5 HB FWD | N/R | N/R | N/R | 5 stars |
| 2018 Ford Focus 5 HB FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Ford Focus 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Ford Focus RS 5 HB AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Ford Focus Bev 5 HB FWD | N/R | N/R | N/R | 5 stars |
| 2017 Ford Focus 5 HB FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Ford Focus 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Ford Focus RS 5 HB AWD | N/R | N/R | N/R | N/R |
| 2016 Ford Focus Bev 5 HB FWD | N/R | N/R | N/R | 5 stars |
| 2016 Ford Focus 5 HB FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Ford Focus 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
Newer Ford Focus models received an overall rating of five out of five stars.
See a video of the 2014 Ford Focus driver-side small overlap crash test from the IIHS below.
You can rest easy knowing that the Ford Focus is a safe and reliable vehicle.
Ford Focus Safety Features
Special features can be added to the Ford Focus to help keep you and your passengers safe. The Ford Focus offers the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- Front Disc/Rear Drum Brakes
- Brake Assist
- Electronic Stability Control
- Child Safety Locks
- Traction Control
If your model includes any of the safety features listed above, ask your insurance company if you qualify for any safety car insurance discounts.
Ford Focus Insurance Loss Probability
Review the Ford Focus car insurance loss probability rates for collision, property damage, comprehensive, personal injury protection (PIP), MedPay, and bodily injury below.
Ford Focus Insurance Loss Ratios
| Insurance Coverage Category | Loss Rate |
|---|---|
| Collision | 6% |
| Property damage | -2% |
| Comprehensive | -10% |
| Personal injury | 3% |
| Medical payment | 9% |
| Bodily injury | 11% |
Loss ratios are significant because they show us how much insurance companies are paying out in claims for a vehicle vs. how much they’re earning in premiums for that vehicle.
All of the loss ratios for the Ford Focus are quite low, which indicates insurers are not paying out significantly in claims for this vehicle and will therefore not charge you expensive rates to cover it.
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Ford Focus Finance & Insurance Cost
If you’re financing a Ford Focus, most lenders will require you to carry more Ford Focus coverage options, including comprehensive coverage. Be sure to shop around and compare Ford Focus car insurance rates from the best companies using our FREE tool below.
Ways to Save on Ford Focus Insurance
There are many ways that you can save on Ford Focus car insurance. Below are five actions you can take to find cheap Ford Focus auto insurance rates.
- Choose a Ford Focus with cheaper repair costs.
- Move out of the city.
- Add a more experienced driver to your Ford Focus policy.
- Buy an older Ford Focus.
- Drive your Ford Focus safely.
Keep reading to learn about the best insruance companies if you have a Ford Focus.
Top Ford Focus Insurance Companies
Who is the top auto insurance company for Ford Focus insurance rates? While the actual rates you pay will depend on many factors, here are some of the leading companies offering Ford Focus auto insurance coverage.
Ford Focus Car Insurance Companies By Market Share
| Company | Volume | Market Share |
|---|---|---|
| State Farm | $65,615,190 | 9.30% |
| Geico | $46,106,971 | 6.60% |
| Progressive | $39,222,879 | 5.60% |
| Liberty Mutual | $35,600,051 | 5.10% |
| Allstate | $35,025,903 | 5.00% |
| Travelers | $28,016,966 | 4.00% |
| USAA | $23,483,080 | 3.30% |
| Chubb | $23,388,385 | 3.30% |
| Farmers | $20,643,559 | 2.90% |
| Nationwide | $18,442,145 | 2.60% |
Many of these companies provide discounts for security systems and other safety features that the Ford Focus offers. The following chart shows the market share for the car insurance companies in more detail.
Companies that control a larger percentage of the market share offer a level of economic security. You can always trust that these companies will be able to reliably pay out your claim.
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Compare Free Ford Focus Insurance Quotes Online
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The good news is that the Ford Focus has a very high safety rating from the Insurance Information Institute. In fact, they give top ratings to every Ford Focus that has been made since 2008, so if you have a later model car, you should feel safe driving it.
This rating is important because the safer your vehicle is, the more affordable your car insurance will be.
If you think that $1,300 a year is not a reasonable insurance rate, you have to keep in mind that this is the average cost. This includes every year Ford Focus on the road, good and bad drivers alike, and all different levels of insurance coverage.
Why is the depreciation rate on the Ford Focus so low?
The Ford Focus’ popularity is part of the reason that the depreciation is so low. The depreciation value is based on a car company’s ability to sell your vehicle in a used condition for a higher price.
This is good news for you if you decide to buy a Ford Focus and sell it in a couple of years to buy a new vehicle. You’ll make out pretty well when you sell your car.
The Ford Focus costs about $8,000 a year to own and operate. This includes insurance costs; your monthly payment, assuming a purchase price of $17,000; taxes; and annual maintenance.
According to AAA, the average cost to operate a small sedan is $9,519 a year, excluding loan payments. The Ford Focus costs less to operate than other vehicles in its class.
How does the cost of insurance for the Ford Focus compare to other vehicles in its class?
The Ford Focus is considered to be a small sedan. When it comes to small sedans, insurance costs are typically higher because smaller cars take on more damage in an accident, especially with so many larger vehicles on the road.
However, late model Ford Focuses cost less to insure than many other small sedans. The reason for this goes right back to the safety ratings.
Even though it’s a smaller sedan, the Ford Focus does a good job protecting the driver and passengers in an accident.
The bottom line is, it’s difficult to say what you should expect to pay for insurance without knowing:
- Your complete driving record
- Who you are going to let drive your vehicle
- How much coverage you are planning to purchase
- Where you live
However, you can expect to pay a little more for other small sedans in the same class as the Ford Focus, with all things being equal.
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What are some of the safety features offered by the Ford Focus?
Let’s look at the safety features of the Ford Focus in a little more detail. While the vehicle doesn’t have every safety feature you could possibly imagine, there are enough to call this an overall safe vehicle.
Ford Focus safety features include:
- AdvanceTrac ESC w/ ABS
- Six air bags
- Reinforced steel safety cage
- Seat belt system
- Tire pressure monitoring system
The AdvanceTrac system helps keep your car on the road and your wheels on the ground by monitoring how you drive and the weather conditions outside.
It can adjust the engine’s torque and engage the ABS to help prevent car accidents in adverse weather conditions.
There are two air bags in the front, two on the front side, and two in the rear seat on each side (in the doors). This, combined with the reinforced steel safety cage, ensures that you are safe, even in a severe accident.
The seat belt system locks when necessary, releases if needed, warns you if you aren’t wearing one, and adjusts to every height for the perfect fit for any driver.
Many accidents are caused by inadequate air pressure or too much air pressure in the tires. The tire pressure monitoring system keeps track of your tire pressure and warns you if it is too high or too low.
There is also an anti-theft alarm system on the Ford Focus. While this doesn’t enhance your vehicle’s safety, it means your car is less likely to be stolen, which will also translate into lower car insurance rates.
How can I save money on the insurance for my Ford Focus?
There are many ways to save money on your car insurance; however, the discounts you can receive will vary between companies. Some of the more common car insurance discounts include:
- Multiple policies
- Taking driving classes
- Having good credit
- Being married
- Going to college
- Maintaining good grades
- Having a clean driving record
Discounts vary by car insurance company so you will have to check the companies’ websites or speak to an insurance agent to get a full rundown of the discounts you might be eligible for.
The most important thing you can do to save money is to shop around for your auto insurance. Shopping around has never been easier than it is with a free quote tool.
You can enter your ZIP code and answer a few simple questions to quickly compare rates between several insurance companies at the same time.
The great thing is that you aren’t obligated to make a purchase, and no one will track you down to make a sale.
Enter your ZIP code right now to start your online car insurance quotes comparison.
How can I save on car insurance rates for a Ford Focus?
Besides the car itself, the two most crucial elements used to establish your car insurance cost for a Ford Focus are your demographic and location.
- Men pay more for car insurance on average.
- Young adults pay increased premiums.
- Those in urban areas are likely to pay more as well.
If you are a 21-year-old, city-dwelling male, you can count on paying more for car insurance, whether you drive a Ford Focus or not.
Other elements that insurance companies use to assess risk and determine premiums include:
- Marital status
- History of accidents
- History of driving violations
- Driver occupation
- Driver credit rating
A solid credit rating also has the effect of showing insurers you are less likely to take risks on the road. People who make payments responsibly are statistically more likely to drive responsibly. There’s even an industry name for the equation; it’s called the “financial responsibility score.”
The exact value a company applies to any of these components will vary, so it’s up to you to find the insurance company with the mathematical formula that equals the most savings for you.
Comparing car insurance quotes online will give you a quick and comprehensive view of what’s out there and what will save you the most money.
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Getting the Most for Your Money When Insuring a Ford Focus
Price is an important consideration for car insurance, but it isn’t everything. If you chose a policy based on price alone, you could find yourself under-protected in the event of an accident.
It’s wise to consider all the factors, from the insurance company’s rating to the specific details of what’s covered and what’s not. You should also think carefully about deductibles and the extent of coverage. A higher deductible means lower premiums.
Dropping certain forms of coverage may be an option if you’re the outright owner of an older Ford Focus that’s not worth insuring.
Some financial planners recommend that you drop collision and comprehensive insurance if your annual insurance payment is less than 10 percent of your car’s value.
In this equation, a car worth $3,000 for which you must pay a $500 deductible leaves you with $2,500 to put toward a replacement car.
If your annual rate for comprehensive and collision insurance is $250, deposit that amount of money in an interest-bearing account instead of sending it to your car insurance company. It may be the more fiscally responsible thing to do.
How can I get cheap car insurance for a Ford Focus?
By comparing car insurance quotes online, you’ll have quick and easy access to auto insurance quotes that take your unique situation into account. And don’t forget to identify all of the Ford Focus features, as well as your own personal circumstances, that may make you eligible for discounts.
- Does your Focus have anti-theft devices or anti-lock brakes?
- Does it have window etching?
- Are you insuring more than one vehicle?
- Will you be paying via Electronic Funds Transfer (EFT), which allows you to direct payments right from your bank account to your car insurance company?
If the answer to any of these questions is yes, you will likely see some discounts coming your way. To find out for sure, type your ZIP code into the box above, and you’ll be on your way to finding the cheapest car insurance.
If you’re ready to buy Ford Focus car insurance, compare Ford Focus car insurance quotes right now by entering your ZIP code into our FREE quote comparison tool.
Frequently Asked Questions
Is Ford Focus car insurance expensive?
No, Ford Focus car insurance is generally affordable compared to other cars.
How much does Ford Focus car insurance cost?
On average, Ford Focus car insurance costs $1,336 per year or $111 per month.
What factors affect Ford Focus insurance rates?
Factors such as driving record, age, location, car model, and trim impact Ford Focus insurance rates.
Are there discounts available for Ford Focus insurance?
Yes, discounts like safe driver discounts and group affiliation discounts may lower Ford Focus insurance rates.
How does Ford Focus insurance compare to other sedans?
Ford Focus insurance is relatively cheaper compared to other sedans.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.