Compare GMC Sierra 2500HD Car Insurance Rates [2025]
Average auto insurance rates for a GMC Sierra 2500HD cost $1,592 a year, or around $133 a month. Finding GMC Sierra 2500HD teenager insurance rates can cost on average $5,819 a year, so shop around to find cheap coverage.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Dec 21, 2023
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Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,592 a year or $133 each month
- A liability-only policy costs around $638 a year or $53 each month
- Highest rates are for teenage drivers at around $5,819 a year or $485 each month
- Good drivers can save as much as $656 a year by earning policy discounts
- GMC Sierra 2500HD insurance costs around $73 more per year than the average vehicle
GMC Sierra 2500HD insurance rates are slightly more than the average vehicle with full coverage costing about $1,592 a year or $133 a month. The highest rates are for teens who will pay about $5,819 a year or $485 a month as they’re considered to be high-risk by insurers.
Good drivers are eligible for up to $656 a year in policy discounts by practicing safe driving habits. We’re going to look at GMC Sierra 2500HD insurance rates, safety features, and more.
You can start comparing quotes for GMC Sierra 2500HD car insurance rates from some of the best car insurance companies by using our free online tool now.
GMC Sierra 2500HD Insurance Cost
The average GMC Sierra 2500HD car insurance rates are $1,592 a year or $133 a month.
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Are GMC Sierra 2500HDs Expensive to Insure?
The chart below details how GMC Sierra 2500HD insurance rates compare to other trucks like the Ford F-150, Chevrolet Colorado, and Dodge Ram.
| Vehicle | Comprehensive | Collision | Liability | Total |
| GMC Sierra 2500HD | $336 | $656 | $420 | $1,592 |
| Ford F-150 | $322 | $470 | $372 | $1,322 |
| Chevrolet Colorado | $254 | $438 | $372 | $1,222 |
| Dodge Ram | $362 | $562 | $420 | $1,524 |
| GMC Sierra 3500HD | $376 | $656 | $420 | $1,632 |
| Chevrolet Silverado 3500HD | $404 | $656 | $420 | $1,660 |
| Chevrolet Silverado 2500HD | $362 | $688 | $420 | $1,650 |
However, there are a few things you can do to find the cheapest GMC insurance rates online.
What Impacts the Cost of GMC Sierra 2500HD Insurance?
The GMC Sierra 2500HD trim and model you choose can impact the total price you will pay for GMC Sierra 2500HD auto insurance coverage.
Age of the Vehicle
Older GMC Sierra 2500HD models generally cost less to insure. For example, auto insurance for a 2020 GMC Sierra 2500HD costs $1,592, while 2010 GMC Sierra 2500HD insurance costs are $1,302, a difference of $290.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 GMC Sierra 2500HD | $336 | $656 | $420 | $1,592 |
| 2019 GMC Sierra 2500HD | $320 | $630 | $440 | $1,570 |
| 2018 GMC Sierra 2500HD | $306 | $626 | $450 | $1,562 |
| 2017 GMC Sierra 2500HD | $296 | $610 | $470 | $1,556 |
| 2016 GMC Sierra 2500HD | $286 | $586 | $486 | $1,538 |
| 2015 GMC Sierra 2500HD | $270 | $564 | $500 | $1,514 |
| 2014 GMC Sierra 2500HD | $260 | $524 | $510 | $1,474 |
| 2013 GMC Sierra 2500HD | $250 | $494 | $514 | $1,438 |
| 2012 GMC Sierra 2500HD | $240 | $442 | $520 | $1,382 |
| 2011 GMC Sierra 2500HD | $224 | $408 | $520 | $1,332 |
| 2010 GMC Sierra 2500HD | $216 | $382 | $524 | $1,302 |
Driver Age
Driver age can have a significant impact on GMC Sierra 2500HD auto insurance rates. As an example, a 40-year-old driver could pay $168 less each month for their GMC Sierra 2500HD auto insurance compared to a 20-year-old driver.
Driver Location
Where you live can have a large impact on GMC Sierra 2500HD insurance rates. For example, drivers in Los Angeles may pay $875 a year more than drivers in Phoenix.
Your Driving Record
Your driving record can have an impact on the cost of GMC Sierra 2500HD auto insurance. Teens and drivers in their 20’s see the highest jump in their GMC Sierra 2500HD auto insurance rates with violations on their driving record.
GMC Sierra 2500HD Safety Features
The more safety features you have on your GMC Sierra 2500HD, the more likely it is that you can earn a discount. The GMC Sierra 2500HD’s safety features include:
- Front and rear park assist
- GM’s rear camera mirror
- Blind-spot monitors
- Rear cross-traffic alerts
- Forward-collision warnings with automatic emergency braking
- Lane departure warnings
GMC Sierra 2500HD Finance and Insurance Cost
If you are financing a GMC Sierra 2500HD, you will pay more if you purchase GMC Sierra 2500HD car insurance at the dealership, so be sure to shop around and compare GMC Sierra 2500HD car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on GMC Sierra 2500HD Insurance
There are several ways you can save even more on your GMC Sierra 2500HD car insurance rates. Take a look at the following five tips:
- Reduce Modifications on Your GMC Sierra 2500HD
- Compare GMC Sierra 2500HD Quotes for Free Online
- Save Money on Young Driver GMC Sierra 2500HD Insurance By Mentioning Grades or GPA
- Check Your GMC Sierra 2500HD Policy Carefully to Ensure All Information is Correct
- Consider Using a Tracking Device on Your GMC Sierra 2500HD
Top GMC Sierra 2500HD Insurance Companies
Who is the best auto insurance company for GMC Sierra 2500HD insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering GMC Sierra 2500HD auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the GMC Sierra 2500HD offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free GMC Sierra 2500HD Insurance Quotes Online
Save on your GMC Sierra 2500HD car insurance rates by taking advantage of our FREE comparison tool.
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Frequently Asked Questions
What are the average insurance rates for a GMC Sierra 2500HD?
The average insurance rates for a GMC Sierra 2500HD are $1,592 per year or $133 per month.
How much does insurance for a teenage GMC Sierra 2500HD driver cost?
On average, insurance for teenage GMC Sierra 2500HD drivers costs around $5,819 per year.
What factors affect GMC Sierra 2500HD insurance costs?
Factors that can affect GMC Sierra 2500HD insurance costs include the age of the vehicle, driver’s age, driver’s location, and driving record.
Are GMC Sierra 2500HDs expensive to insure?
Compared to other trucks, GMC Sierra 2500HD insurance rates are slightly higher.
How can I save on GMC Sierra 2500HD insurance?
To save on GMC Sierra 2500HD insurance, practice safe driving, compare quotes, consider higher deductibles, bundle policies, and inquire about discounts.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.